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Money Magazine's Insurer of the Year 2023

Canstar &
Money Magazine's
Insurer of the Year

Car Insurance

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Car Insurance

15 %^{^} off

On your first year’s premium for a new policy purchased online

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^Conditions Apply

Car Insurance

Comprehensive Car Insurance

Third Party Car Insurance
Home Insurance

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Home insurance reviews

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Replacement cost calculators

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Home insurance FAQs

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Home Insurance

30 %^{^} off

Home & Contents Combined

On your first year’s premium for a new policy purchased online (15% combined + 15% online)

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^Conditions Apply

Home Insurance

Home & Contents Insurance

Home Building Insurance

Contents Insurance

Landlord Insurance

Renters Insurance
Travel Insurance

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Overseas emergency assistance

What to do and who to call in an emergency.

Travel insurance FAQs

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Travel Insurance

15 %^{^} off

Policies purchased online

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^Conditions Apply

Travel Insurance

Comprehensive Travel Insurance

Essential Travel Insurance

Basic Travel Insurance

Annual Multi-trip Insurance

Domestic Travel Insurance

COVID 19
Pet Insurance

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Pet insurance FAQs

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How well do you know your

Take the quiz to discover how your pet's habits, behaviours and environment can impact their lifelong health.

Pet Insurance

15 %^{^} off

On your first year’s premium for a new policy purchased online

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^Conditions Apply

Pet Insurance

Dog Insurance

Cat Insurance
Special Offer

Motorcycle Insurance

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Motorcycle insurance FAQs

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Motorcycle Insurance

15 %^{^} off

On your first year’s premium for a new policy purchased online

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^Conditions Apply

Motorcycle Insurance

Comprehensive Motorcycle Insurance

Third Party Motorcycle Insurance

Scooter Insurance
Life Insurance

Life Insurance Claims

Find out how to lodge a claim for policies purchased on or after 14 February 2022

Existing Customers

If you purchased Budget Direct Life Insurance on or before 30 June 2018 Click Here

Life Insurance

1 Month
Cover FREE^§

Limited time offer

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§Conditions Apply

Life Insurance

Total and Permanent Disability (TPD) Insurance

Trauma Insurance

Income Protection Cover

Life Insurance Calculator
Roadside Assistance

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Standalone Roadside Assistance

WITH 15%‡ ONLINE DISCOUNT

$

76 .46 /YEAR

FULL PRICE $89.95/YEAR

On your first year’s membership when you purchase online

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‡Conditions Apply

Roadside Assistance

Immediate Roadside Assistance

Existing Customers

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Insurance discounts

Get a quote and buy a new car or home and/or contents insurance policy online and you'll save 15% to 30% on your first year's premium.

Online discounts

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Existing customer reviews

Existing Customers

At Budget Direct we value our customers and pride ourselves on providing great value insurance that you can rely on when you need it most.

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Existing Customers

Policy Manager

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National Contracted Repairers

2021

17 November	Learner Drivers Survey
27 October	Almost 1 in 5 more scared of vaccine side effects than car accidents
13 October	COVID-19 a driving force for moving home & relocating in 2020-21?
13 October	Aussies aren’t passing the pub test
01 September	Not so perfect storms
19 August	Australia’s Safe Suburbs Map
04 August	1 in 3 Aussies surveyed have been involved in a road rage incident in the last year
20 July	Most thieves tend to do a “sneaky” when stealing cars
20 July	"Porch Piracy", Tools, and Good Neighbours

2020

28 October	Travel Time. Your Time.
19 February	Bushfire Recovery Fund

2019

16 October	Residents asked to rethink water usage during National Water Week October 21-27
16 October	Budget Direct Solves Insurance Policy Jargon
01 October	The financial strain on Australian's pockets
21 August	Winter Fire Safety
23 July	Money Magazine Insurer of the Year 2019
10 July	Distracting Driving Habits
10 April	Act for Kids Charity Golf Day

Research & Resources

Stats and facts on car, home and travel data all in one, convenient place.

Car accident statistics 2019

Car owner cost statistics 2019

Australian Tourism Statistics 2019

Home burglary in Australia statistics 2019

Average Holiday Cost Statistics 2019

About us

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Insurance (excluding Pet Insurance) is arranged by Auto & General Services, ABN 61 003 617 909, AFSL 241411. Registered Office: 13/9 Sherwood Road, Toowong 4066 on behalf of the insurer, Auto & General Insurance Company Limited ABN 42 111 586 353.

Budget Direct Pet Insurance is administered by Pet Health Insurance Services Pty Ltd ABN 59 638 910 675 as Authorised Representative 1282153 of Auto & General Insurance Company Limited (AGIC) ABN 42 111 586 353 AFSL 285571, Registered Office: 13/9 Sherwood Road, Toowong 4066 on behalf of the insurer AGIC and is promoted by Auto & General Services Pty Ltd (AGS) ABN 61 003 617 909 AFSL 241411.

Because we don’t know your financial needs, we can’t advise if this insurance will suit you. Please consider your needs, the Financial Services Guide, the Product Disclosure Statement, and the Target Market Determination when deciding to buy insurance. Subject to meeting underwriting criteria. Any discounts on both new and renewing policies only apply to the extent that any minimum premium isn't reached.

^Online Discounts Terms & Conditions

Discounts apply to the premium paid for a new Budget Direct Home & Contents, Home only, Contents only, Comprehensive, Third Party Property Only or Third Party Property, Fire & Theft Car Insurance policy, initiated online on or after 29 March 2017, and for a new Budget Direct Comprehensive, Third Party Property, Fire & Theft & Third Party Property only Motorcycle Insurance policy, initiated online on or after 4 June 2020 and for a new Pet Insurance policy, initiated online on or after 18 February 2021. This online discount does not apply to Roadside Assistance that is added to a Budget Direct Car Insurance policy.
The new policy discount amount varies by product: 30% discount on combined Home & Contents Insurance (consisting of 15% discount for combining Home & Contents covers and 15% discount for policies initiated online),15% for Home only or Contents only policies, 15% discount on Comprehensive, Third Party Property Only and Third Party Property, Fire & Theft Car or Motorcycle Insurance and 15% discount on Pet Insurance.
A 15% discount applies to the premium paid for a new Budget Direct Travel Insurance policy initiated and purchased online on or after 22 February 2023.
Discounts do not apply to any renewal offer of insurance.
Discounts only apply to the insurance portion of the premium. Discounts are applied before government charges, taxes, levies and fees, including instalment processing fees (as applicable). The full extent of discounts may therefore be impacted.
We reserve the right to change the offer without notice.

†Price Comparison Figures

Figures represent average savings based on data provided by customers who reported they switched online to Budget Direct's, Comprehensive Car Insurance or Combined Home & Contents Insurance or Buildings Only Insurance or Contents Only Insurance from comparable policies, between 1 January 2023 and 30 June 2023. Individual circumstances and policy terms may vary. Please compare for yourself.

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