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Travel Insurance Comparison

Travel Insurance policies vary a lot, offering different types of cover and a range of benefits. Budget Direct offers five levels of Travel Insurance cover for you to compare and choose from to suit your needs and budget. For example, you may decide you need cover for overseas medical and hospital expenses but that you can do without cover for a delayed luggage allowance. By comparing our Travel Insurance policies before you buy, you can ensure you get the one that’s right for you – and that you don’t pay for cover you don’t need.

Choose a policy that enables you to enjoy a stress-free trip and get a quote online!

 Benefit Last Minute Essential Comprehensive Annual Multi-Trip Domestic

Cancellation and Amendment Fees

Nil

$12,500

Unlimited

Unlimited

$7,500

Overseas Medical and Hospital Expenses

Unlimited

Unlimited

Unlimited

Unlimited

Nil

Hospital Cash Allowance

Nil

$75 per completed 24 hours up to $1,000

$75 per completed 24 hours up to $2,500

$75 per completed 24 hours up to $2,500

Nil

Cutting Your Trip Short

Nil

$12,500

Unlimited

Unlimited

$7,500

Additional Expenses

$5,000

$12,500

$40,000

$40,000

$5,000

Resumption of Journey

Nil

Nil

$3,000

$3,000

Nil

Travel Delay Expenses

Nil

$50 per completed 12 hours up to $1,000

$100 per completed 12 hours up to $2,000

$100 per completed 12 hours up to $2,000

$50 per completed 12 hours up to $1,000

Luggage and Personal Effects

$2,500

$5,000

$7,500

$7,500

$5,000

Including sub-limit for laptops, tablets, cameras, and video cameras, mobile phones only Nil $2,000 $3,000 $3,000 $2,000

Including: single article limit/pair or set of items limit

$500

$500

$750

$750

$500

Including: valuables limit

Nil

$500

$750

$750

$500

Including: any property (including specified items) which is lost or stolen from an unattended motor vehicle)

$500

$500

$500

$500

$500

Delayed Luggage Allowance

Nil

$400

$600

$600

$250

Travel Documents, Credit Cards and Travellers Cheques

Nil

$2,500

$5,000

$5,000

Nil

Theft of Cash

Nil

$250

$400

$400

$250

Personal Accident:

Event 1 (a) Death of insured person aged 18 years to 65 years

Nil

Nil

$20,000

$20,000

$15,000

Event 1 (b) Death of dependent child or insured person aged under 18 years

Nil

Nil

$20,000

$20,000

$5,000

Event 1 (c) All benefits for insured person aged 66 years or over

Nil

Nil

$20,000

$20,000

$15,000

Event 2 Permanent Paraplegia or Quadriplegia

 

Nil

$30,000

$40,000

$40,000

$15,000

Event 3 Permanent total loss of sight of one or both eyes

Nil

$30,000

$40,000

$40,000

$15,000

Event 4 Permanent total loss of use of one or more limbs

Nil

$30,000

$40,000

$40,000

$15,000

Personal Liability

$1,000,000

$2,000,000

$5,000,000

$5,000,000

$1,500,000

Rental Vehicle Insurance Excess

Nil

$4,000

$6,000

$6,000

$4,000

Loss of Income

Nil

Nil

$10,400

$10,400

Nil

Alternative Transport Expenses

Nil

$2,500

$5,000

$5,000

$2,500

Hijack

Nil

Nil

$1,500

$1,500

Nil

Pet Care

Nil

Nil

$500

$500

Nil

BD:Travel:Policy_Comparison
BD:Travel
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