Travel Insurance Comparison
Travel Insurance policies vary a lot, offering different types of cover and a range of benefits. Budget Direct offers five levels of Travel Insurance cover for you to compare and choose from to suit your needs and budget. For example, you may decide you need cover for overseas medical and hospital expenses but that you can do without cover for a delayed luggage allowance. By comparing our Travel Insurance policies before you buy, you can ensure you get the one that’s right for you – and that you don’t pay for cover you don’t need.
Choose a policy that enables you to enjoy a stress-free trip and get a quote online!
| Benefit | Last Minute | Essential | Comprehensive | Annual Multi-Trip | Domestic |
|---|---|---|---|---|---|
Cancellation and Amendment Fees |
Nil |
$12,500 |
Unlimited |
Unlimited |
$7,500 |
Overseas Medical and Hospital Expenses |
Unlimited |
Unlimited |
Unlimited |
Unlimited |
Nil |
Hospital Cash Allowance |
Nil |
$75 per completed 24 hours up to $1,000 |
$75 per completed 24 hours up to $2,500 |
$75 per completed 24 hours up to $2,500 |
Nil |
Cutting Your Trip Short |
Nil |
$12,500 |
Unlimited |
Unlimited |
$7,500 |
Additional Expenses |
$5,000 |
$12,500 |
$40,000 |
$40,000 |
$5,000 |
Resumption of Journey |
Nil |
Nil |
$3,000 |
$3,000 |
Nil |
Travel Delay Expenses |
Nil |
$50 per completed 12 hours up to $1,000 |
$100 per completed 12 hours up to $2,000 |
$100 per completed 12 hours up to $2,000 |
$50 per completed 12 hours up to $1,000 |
Luggage and Personal Effects |
$2,500 |
$5,000 |
$7,500 |
$7,500 |
$5,000 |
| Including sub-limit for laptops, tablets, cameras, and video cameras, mobile phones only | Nil | $2,000 | $3,000 | $3,000 | $2,000 |
Including: single article limit/pair or set of items limit |
$500 |
$500 |
$750 |
$750 |
$500 |
Including: valuables limit |
Nil |
$500 |
$750 |
$750 |
$500 |
Including: any property (including specified items) which is lost or stolen from an unattended motor vehicle) |
$500 |
$500 |
$500 |
$500 |
$500 |
Delayed Luggage Allowance |
Nil |
$400 |
$600 |
$600 |
$250 |
Travel Documents, Credit Cards and Travellers Cheques |
Nil |
$2,500 |
$5,000 |
$5,000 |
Nil |
Theft of Cash |
Nil |
$250 |
$400 |
$400 |
$250 |
| Personal Accident: | |||||
Event 1 (a) Death of insured person aged 18 years to 65 years |
Nil |
Nil |
$20,000 |
$20,000 |
$15,000 |
Event 1 (b) Death of dependent child or insured person aged under 18 years |
Nil |
Nil |
$20,000 |
$20,000 |
$5,000 |
Event 1 (c) All benefits for insured person aged 66 years or over |
Nil |
Nil |
$20,000 |
$20,000 |
$15,000 |
| Event 2 Permanent Paraplegia or Quadriplegia
|
Nil |
$30,000 |
$40,000 |
$40,000 |
$15,000 |
Event 3 Permanent total loss of sight of one or both eyes |
Nil |
$30,000 |
$40,000 |
$40,000 |
$15,000 |
Event 4 Permanent total loss of use of one or more limbs |
Nil |
$30,000 |
$40,000 |
$40,000 |
$15,000 |
Personal Liability |
$1,000,000 |
$2,000,000 |
$5,000,000 |
$5,000,000 |
$1,500,000 |
Rental Vehicle Insurance Excess |
Nil |
$4,000 |
$6,000 |
$6,000 |
$4,000 |
Loss of Income |
Nil |
Nil |
$10,400 |
$10,400 |
Nil |
Alternative Transport Expenses |
Nil |
$2,500 |
$5,000 |
$5,000 |
$2,500 |
Hijack |
Nil |
Nil |
$1,500 |
$1,500 |
Nil |
Pet Care |
Nil |
Nil |
$500 |
$500 |
Nil |
