Compare Travel Insurance
Travel insurance policies vary a lot, offering different levels of cover with a range of benefits and payout limits.
We offer five levels of travel insurance cover for you to compare and choose from, according to your needs and budget.
By comparing our travel insurance policies before you buy, you can ensure you get the one that’s right for you – and that you don’t pay for cover you don’t need.
| Benefit | Comprehensive | Essential | Last Minute | Annual Multi-Trip | Domestic |
|---|---|---|---|---|---|
Cancellation and Amendment Fees |
Unlimited |
$12,000 |
— |
Unlimited |
$7,500 |
Overseas Medical and Hospital Expenses |
Unlimited |
Unlimited |
Unlimited |
Unlimited |
— |
Hospital Cash Allowance |
$75 per completed 24 hours up to $2,500 |
$75 per completed 24 hours up to $1,000 |
— |
$75 per completed 24 hours up to $2,500 |
— |
Cutting Your Trip Short |
Unlimited |
$12,500 |
— |
Unlimited |
$7,500 |
Additional Expenses |
$40,000 |
$12,500 |
$5,000 |
$40,000 |
$5,000 |
Resumption of Journey |
$3,000 |
— |
— |
$3,000 |
— |
Travel Delay Expenses |
$100 per completed 12 hours up to $2,000 |
$50 per completed 12 hours up to $1,000 |
— |
$100 per completed 12 hours up to $2,000 |
$50 per completed 12 hours up to $1,000 |
Luggage and Personal Effects |
$7,500 |
$5,000 |
$2,500 |
$7,500 |
$5,000 |
Delayed Luggage Allowance |
$600 |
$400 |
— |
$600 |
$250 |
Travel Documents, Credit Cards and Travellers Cheques |
$5,000 |
$2,500 |
— |
$5,000 |
— |
Theft of Cash |
$400 |
$250 |
— |
$400 |
$250 |
Personal Accident |
$20,000 or $40,000, depending on the event |
$30,000 or under, depending on the event |
— |
$20,000 or $40,000, depending on the event |
$5,000 or $15,000, depending on the event |
Personal Liability |
$5,000,000 |
$2,000,000 |
$1,000,000 |
$5,000,000 |
$1,500,000 |
Rental Vehicle Insurance Excess |
$6,000 |
$4,000 |
— |
$6,000 |
$4,000 |
Loss of Income |
$10,400 |
— |
— |
$10,400 |
— |
Alternative Transport Expenses |
$5,000 |
$2,500 |
— |
$5,000 |
$2,500 |
Hijack |
$1,500 |
— |
— |
$1,500 |
— |
Pet Care |
$500 |
— |
— |
$500 |
— |
Note: Sub-limits apply to Luggage and Personal Effects. For more details, please see Part 3 of the PDS.
Find out more
The information on this page is a summary only. For more details about Budget Direct travel insurance, including the terms, conditions, limits and exclusions that apply, please read the product disclosure statement (PDS).
Get a quote
Whether you’re after cheap travel insurance or a policy with all the bells and whistles, we’ve got a wide range of cover for you to choose from.
Get a travel insurance quote online in 30 seconds or call us on 1800 444 424.
