Budget Direct Home Insurance Reviews | Ratings from our Customers

Money Magazine's Insurer of the Year 2024

Canstar &
Money Magazine's
Insurer of the Year

Car Insurance

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Car Insurance

15 %^{^} off

On your first year’s premium for a new policy purchased online

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^Conditions Apply

Car Insurance

Comprehensive Car Insurance

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Home Insurance

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Home Insurance

30 %^{^} off

Home & Contents Combined

On your first year’s premium for a new policy purchased online (15% combined + 15% online)

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^Conditions Apply

Home Insurance

Home & Contents Insurance

Home Building Insurance

Contents Insurance

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Travel Insurance

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Overseas emergency assistance

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Travel Insurance

15 %^{^} off

Policies purchased online

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^Conditions Apply

Travel Insurance

Comprehensive Travel Insurance

Essential Travel Insurance

Basic Travel Insurance

Annual Multi-trip Insurance

Domestic Travel Insurance

COVID 19
Pet Insurance

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Pet Insurance

15 %^{^} off

On your first year’s premium for a new policy purchased online

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^Conditions Apply

Pet Insurance

Plus Pet Insurance

Comprehensive Pet Insurance

Essential Pet Insurance

Dog Insurance

Cat Insurance
Motorcycle Insurance

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Motorcycle Insurance

15 %^{^} off

On your first year’s premium for a new policy purchased online

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^Conditions Apply

Motorcycle Insurance

Comprehensive Motorcycle Insurance

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Scooter Insurance
Life Insurance

Life Insurance Claims

Find out how to lodge a claim for policies purchased on or after 14 February 2022

Existing Customers

If you purchased Budget Direct Life Insurance on or before 30 June 2018 Click Here

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Life Insurance

1 Month
Cover FREE^§

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§Conditions Apply

Life Insurance

Total and Permanent Disability (TPD) Insurance

Trauma Insurance

Income Protection Cover

Life Insurance Calculator
Roadside Assistance

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Standalone Roadside Assistance

WITH 15%‡ ONLINE DISCOUNT

$

76 .46 /YEAR

FULL PRICE $89.95/YEAR

On your first year’s membership when you purchase online

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‡Conditions Apply

Roadside Assistance

Immediate Roadside Assistance

Existing Customers

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Insurance discounts

Get a quote and buy a new car or home and/or contents insurance policy online and you'll save 15% to 30% on your first year's premium.

Online discounts

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Existing customer reviews

Existing Customer

eGift card offer

Purchase a new Pet Insurance policy and get a $100 eGift Card.^*

Use Code: ECGIFT

*T&C's apply

Existing Customers

At Budget Direct we value our customers and pride ourselves on providing great value insurance that you can rely on when you need it most.

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Award-Winning Australian home insurance

After comparing the cost and features of 67 products offered by 49 providers, Canstar presented us with the National award for Outstanding Value Home & Contents Insurance for the eighth year in a row in 2024.

We’ve also won Money magazine’s Insurer of the Year title eight years running (2017–2024); and Best of the Best title for Home & Contents Insurance (2022-2025).

Money Magazine's Best of the Best Home & Contents Insurance 2025

CANSTAR's Outstanding Value Home and Contents Insurance Australia 2017-2024

Mozo Experts Choice 2024 - Exceptional Value Home and Contents Insurance

Mozo Experts Choice 2024 - Exceptional Value Landlord Insurance

Home Insurance Knowledge Base

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Flood Insurance

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NSW Emergency Services Levy

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Home Insurance Guides

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Car Insurance Car Insurance

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NSW CTP Green Slip Insurance

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Policy Wording Explained

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Insurance (excluding Pet Insurance) is arranged by Auto & General Services, ABN 61 003 617 909, AFSL 241411. Registered Office: 13/9 Sherwood Road, Toowong 4066 on behalf of the insurer, Auto & General Insurance Company Limited ABN 42 111 586 353.

Budget Direct Pet Insurance is administered by Pet Health Insurance Services Pty Ltd ABN 59 638 910 675 as Authorised Representative 1282153 of Auto & General Insurance Company Limited (AGIC) ABN 42 111 586 353 AFSL 285571, Registered Office: 13/9 Sherwood Road, Toowong 4066 on behalf of the insurer AGIC and is promoted by Auto & General Services Pty Ltd (AGS) ABN 61 003 617 909 AFSL 241411.

Because we don’t know your financial needs, we can’t advise if this insurance will suit you. Please consider your needs, the Financial Services Guide, the Product Disclosure Statement, and the Target Market Determination when deciding to buy insurance. Subject to meeting underwriting criteria. Any discounts on both new and renewing policies only apply to the extent that any minimum premium isn't reached.

For Budget Direct Travel Insurance policies purchased on or after April 2023
Budget Direct Travel Insurance is arranged and promoted by Auto & General Services Pty Ltd (ABN 61 003 617 909, AFSL 241411), managed and administered by Travel Insurance Partners Limited (ABN 73 144 049 230, AFSL 360138), and issued by Zurich Australian Insurance Limited (ABN 13 000 296 640, AFSL 232507). Click to view or download a copy of the Combined Financial Services Guide and Product Disclosure Statement and Target Market Determination or contact us on 1300 792 001

For Budget Direct Travel Insurance policies purchased before 2021
Insurance is arranged by Auto & General Services Pty Ltd (ABN 61 003 617 909, AFSL 241 411, Registered Office: 13/9 Sherwood Rd, Toowong 4066) on behalf of the insurer, Auto & General Insurance Company Limited ABN 42 111 5 86 353.

^Online Discounts Terms & Conditions

Discounts apply to the premium paid for a new Budget Direct Home & Contents, Home only, Contents only, Comprehensive, Third Party Property Only or Third Party Property, Fire & Theft Car Insurance policy, initiated online on or after 29 March 2017, and for a new Budget Direct Comprehensive, Third Party Property, Fire & Theft & Third Party Property only Motorcycle Insurance policy, initiated online on or after 4 June 2020 and for a new Pet Insurance policy, initiated online on or after 18 February 2021. This online discount does not apply to Roadside Assistance that is added to a Budget Direct Car Insurance policy.
The new policy discount amount varies by product: 30% discount on combined Home & Contents Insurance (consisting of 15% discount for combining Home & Contents covers and 15% discount for policies initiated online),15% for Home only or Contents only policies, 15% discount on Comprehensive, Third Party Property Only and Third Party Property, Fire & Theft Car or Motorcycle Insurance and 15% discount on Pet Insurance.
A 15% discount applies to the premium paid for a new Budget Direct Travel Insurance policy initiated and purchased online on or after 22 February 2023.
Discounts do not apply to any renewal offer of insurance.
Discounts only apply to the insurance portion of the premium. Discounts are applied before government charges, taxes, levies and fees, including instalment processing fees (as applicable). The full extent of discounts may therefore be impacted.
We reserve the right to change the offer without notice.

†Price Comparison Figures

Figures represent average savings based on data provided by customers who reported they switched online to Budget Direct's Comprehensive Car Insurance or Combined Home & Contents Insurance or Buildings Only Insurance or Contents Only Insurance from comparable policies, between 1 October 2024 - 31 March 2025. Individual circumstances and policy terms may vary. Please compare for yourself.

* Reviews

Based on a survey of Budget Direct Car and Home Insurance customers conducted between 10 February 2015 and 31 March 2025. Visit www.budgetdirectreviews.com.au for more details.

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