^ Online Discounts Terms & Conditions

  1. Discounts apply to the premium paid for a new Budget Direct Home & Contents, Home only, Contents only, Comprehensive, Third Party Property Only or Third Party Property, Fire & Theft Car Insurance policy, initiated online on or after 29 March 2017, and for a new Budget Direct Comprehensive, Third Party Property, Fire & Theft & Third Party Property only Motorcycle Insurance policy, initiated online on or after 4 June 2020 and for a new Pet Insurance policy, initiated online on or after 18 February 2021. This online discount does not apply to Roadside Assistance that is added to a Budget Direct Car Insurance policy.
  2. The new policy discount amount varies by product: 30% discount on combined Home & Contents Insurance (consisting of 15% discount for combining Home & Contents covers and 15% discount for policies initiated online), 15% for Home only or Contents only policies, 15% discount on Comprehensive, Third Party Property Only and Third Party Property, Fire & Theft Car or Motorcycle Insurance and 15% discount on Pet Insurance.
  3. A 15% discount applies to the premium paid for a new Budget Direct Travel Insurance policy initiated and purchased online on or after 22 February 2023.
  4. Discounts do not apply to any renewal offer of insurance.
  5. Discounts only apply to the insurance portion of the premium. Discounts are applied before government charges, taxes, levies and fees, including instalment processing fees (as applicable). The full extent of discounts may therefore be impacted.
  6. We reserve the right to change the offer without notice.

§ Life Insurance 1 Month Free Offer Terms and Conditions

Apply for cover and if issued, you’ll not start paying premiums until one month after the commencement date of the cover. This applies to any one or more Budget Direct Premium Life Direct cover types you take out. Offer available once only per new customer and may not be used in conjunction with any other offer. Only available whilst this campaign is current; we reserve the right to withdraw the offer without notice of withdrawal, and to change the offer.

‡ Standalone Roadside Assistance, 15% Online Discount Offer Terms & Conditions

  1. The 15% discount applies to the first year's membership fee paid for a new Budget Direct Standalone Roadside Assistance membership purchased online only, using the promotional code SOLVED15.
  2. This offer does not apply to Roadside Assistance that is added to a Budget Direct Car Insurance Policy.
  3. Offer is valid from 1 July 2021 and cannot be used in conjunction with any other offer.
  4. The 15% online discount does not apply to any renewal offer of membership.
  5. We reserve the right to change the offer without notice.
Canstar's Insurer of the Year 2026
BazaarVoice Logo

These Budget Direct Insurance reviews are collected, moderated and managed by Bazaarvoice, a leading independent ratings and reviews provider. Reviews completed since 10 February 2015.

Loading BazaarVoice Rating
Loading BazaarVoice Reviews

Award-Winning Australian home insurance

In 2026, we won Money magazine's Best of the Best title for Home & Contents Insurance (2022-2026) and WeMoney's Best for Value Home & Contents Insurance award 2025. We are also the Winners of WeMoney's Best for Quality Home and Contents Insurance 2025 and Mozo award for Exceptional Value Contents Insurance 2025. Plus, we have won the coveted Money magazine Insurer of the Year title nine years running (2017-2025), Canstar Insurer of the Year 5 years running (2022-2026) and Finder Insurer of the Year 2026.

Money Magazine's Insurer of the Year
Money magazine - Best-Value Home & Contents Insurance
Canstar's Insurer of the Year 2026
Finder Insurer of the Year 2026
WeMoney - Best For Value - Home & Contents Insurance

Home Insurance Knowledge Base

Your questions about insurance all answered in one place.

Articles

Inventory your home and contents to make insurance claims easier

Your guide to decluttering and living an organised life Smart home survey reveals generational divide, privacy concerns and more

See all

Research

Australian storm survey & statistics Latest home burglary survey & statistics Average grocery bill and cost of food in Australia

See all

Compare policy benefitsReplacement cost calculatorsCustomer reviewsFlood InsurancePortable Contents InsuranceAccidental Damage InsuranceMotor Burnout CoverFire Insurance CoverNSW Emergency Services LevyMake a claimHome Insurance Guides

Get a home insurance quote online

Get a Quote