Choose From 3 Levels of Cover - That’s Insurance Solved®
Insure your pets with our top level of cover. We offer routine care options, accidental injury and illness cover and our highest annual benefit limit for eligible vet bills.
Plus Pet Insurance includes:
-
Routine Care options
-
$25,000 policy limit
-
Orthopaedic cover
-
Accidental injury and illness
Insure your pets with our comprehensive cover. We offer routine care options, accidental injury and illness cover and a generous annual benefit limit for eligible vet bills.
Comprehensive Pet Insurance includes:
-
Routine Care options
-
$15,000 policy limit
-
Orthopaedic cover
-
Accidental injury and illness
Insure your pets with our most basic level of cover. We offer accidental injury and illness cover and a substantial annual benefit limit for eligible vet bills.
Essential Pet Insurance includes:
-
Routine Care options
-
$12,000 policy limit
-
Orthopaedic cover
-
Accidental injury and illness
Terms, Conditions, Limits and Exclusions apply. See the Product Disclosure Statement (PDS) for full details.
Why Choose Dog Insurance
We know that as caring pet owners, your main priority is your dog's health when purchasing a Pet Insurance policy. With Budget Direct, you can choose from three different levels of Dog Insurance cover.
Our Plus and Comprehensive Pet Insurance policies offer two levels of optional Routine Care cover. Dog Insurance in Australia can help protect your dog's health.
Common Dog Illnesses and Injuries
Budget Direct Dog Insurance covers a wide range of common illnesses and accidental injuries (unless they’re pre-existing).
Illnesses
-
Cancer
-
Ear infection
-
Pancreatitis
-
Skin allergy
-
Arthritis
-
Cataracts
-
Conjunctivitis
-
Dermatitis
-
Gastroenteritis
-
Heart disease
Accidental Injuries
-
Snake bite
-
Foreign object ingestion
-
Allergic reactions
-
Heat stroke
-
Cuts, grazes and lacerations
-
Broken bones (such as after being hit by a car)
-
Dog bites
-
Poisoning (for example, snail bait)
-
Torn dew claw (nail)
-
Burns or electrocution
Please read this Product Disclosure Statement (PDS), for full details of the covers and options, including limits, sub-limits, exclusions and conditions that may apply.
Get a Quote Online and Save 15%^
If you get a quote and buy a new Dog Insurance policy online, we'll give you a 15%^ discount on your first year's premium.
What's covered by Dog Insurance?
While you focus on your pet's health, Budget Direct Dog Insurance can provide accidental injury or illness cover for costs including:
-
Vet expenses
-
Routine Care (optional extension)
-
Orthopaedic conditions
-
Cruciate ligament conditions
-
Tick paralysis
-
Snake attacks
-
Bilateral conditions (if eligible for cover)
-
Accidental injuries
-
Illnesses (excluding pandemic or epidemic illnesses)
-
Guide dogs and assistance animals
What's not covered by Dog Insurance?
Budget Direct Dog Insurance won't cover you and your pet for every circumstance. There are exclusions, including:
-
Pre-existing conditions
-
Dangerous pets
-
Behavioural conditions
-
Brachycephalic conditions (if evident during the first 12 months of the pet’s life)
-
Complications from not desexing or other excluded conditions
-
Parasites
-
Unvaccinated pets
Terms, conditions, limits and exclusions apply. Please read the Product Disclosure Statement (PDS) for full details on what's covered by Budget Direct Pet Insurance.
If your furry friend suffers from an accidental injury or illness and you need to make a claim, we're here to help.
With Budget Direct, you can conveniently make a claim online at any time of the day or night, 365 days a year. Or you can call us from Monday to Friday, 8am-5pm AEST at 1800 931 664 and we’ll be happy to help.
Find Out More
The information on this page is a summary only. For more details about Budget Direct Pet Insurance, including the terms, conditions, limits and exclusions that apply, please read the Product Disclosure Statement (PDS).
Dog Insurance FAQs
Yes, there are certain dogs we do not insure.
They include breeds or cross-breeds that are banned or restricted by your state or territory government, including:
- American Pit Bull Terrier
- Pit Bull Terrier
- Japanese Tosa
- Dogo Argentino
- Fila Brasileiro
- Perro de Presa Canario (or Presa Canario)
Yes, Budget Direct Pet Insurance covers assistance dogs and guide dogs.
No, to apply for Budget Direct Pet Insurance your puppy must be over eight weeks old. This is similar to most pet insurers.
Yes, Budget Direct Pet Insurance will cover dog bites and/or attacks if a specific injury or illness occurs as a result but if your pet bites, attacks or does any damage to another animal or human, it will not be covered.
However, if your pet bites another animal or human and they retaliate against your pet, pet insurance may cover the damage caused by the retaliation towards your pet.
Our Pet Insurance limits coverage for any condition caused by preventable activity if it results in your pet needing repeated veterinary treatment. After two separate but similar claims conditions caused by similar preventable activity, including fight wounds or bite wounds, you will not be covered for the rest of the period.
