Important information regarding revised Call Centre operating hours due to COVID-19. Click here.

RSPCA Pet Insurance

They’re a part of your family. So when your pets get sick or injured, you naturally want to get them properly treated by a vet.

This treatment can be costly. Which is why you may want to consider RSPCA Pet Insurance. It’s designed to help Australian dog and cat owners ease the burden of unexpected vet bills.

Plus, when you choose RSPCA Pet Insurance, part of your first-year’s premium will help the RSPCA care for other Australian animals in need.

Claim money back

Cover for up to 80% of the cost of eligible vet bills (excluding pre-existing conditions).

Generous limit

Make multiple pet-insurance claims, up to an annual benefit limit of $20,000 (sub-limits may apply).

Multi-pet discount

Insure more than one dog or cat and receive a 10% discount on each extra policy.

Choice of vet

The freedom to use any licensed vet in Australia.

Lifetime cover§

Your dog or cat’s cover can be renewed for the rest of its life.

Easy claims

Enjoy a fast, stress-free claims service from a team of pet insurance experts.

No excess

Peace of mind knowing you won’t have to pay an excess when you claim.

Animal welfare

A portion of all first-year premiums helps the RSPCA support other Australian animals.

§ Lifetime cover provided there are no gaps or breaks in cover and subject to the terms and conditions of the renewal policy.

Choose your cover

Dog and cat owners can select from four levels of affordable pet insurance cover:

,

RSPCA Ultimate Plus Accident & Illness Cover

  • Covers both accidents and illnesses
  • Claim up to $20,000 per year
  • Up to 80% of eligible vet bills reimbursed
  • Cover from 8 weeks up to 9 years of age
  • A portion of first-year premiums help support the RSPCA
  • Routine care available (as an optional extra)
,,,

RSPCA Ultimate Accident & Illness Cover

  • Covers both accidents and illnesses
  • Claim up to $11,000 per year
  • Up to 80% of eligible vet bills reimbursed
  • Cover from 8 weeks up to 9 years of age
  • A portion of first-year premiums help support the RSPCA
  • Routine care available (as an optional extra)
,,,

RSPCA Economy Accident & Illness Cover

  • Covers both accidents and illnesses
  • Claim up to $11,000 per year
  • Up to 75% of eligible vet bills reimbursed
  • Cover from 8 weeks up to 9 years of age
  • A portion of first-year premiums help support the RSPCA
,,,

RSPCA Basic Accident & Illness Cover

  • Covers both accidents and illnesses
  • Claim up to $11,000 per year ($2,000 per condition)
  • Up to 60% of eligible vet bills reimbursed
  • Cover from 8 weeks up to 16 years of age
  • A portion of first-year premiums help support the RSPCA

This is a brief summary of RSPCA Pet Insurance policies. For full details, including limits, sub-limits and exclusions please read the relevant policy booklet

Dog insurance

Compare the coverage, benefit limits and waiting periods of the four RSPCA Pet Insurance plans, to find the best one for your pooch.
Read more

Cat insurance

Compare the coverage, benefit limits and waiting periods of the four RSPCA Pet Insurance plans, to find the best one for your kitty.
Read more

Award-winning Australian Pet Health Insurance

Gold Winner of the Reader’s Digest Quality Service Awards in 2020, 2017 and 2016; Silver Winner of the Reader’s Digest Quality Service Awards in 2019 and 2018; and Winner of the Feefo Gold Trusted Service Award in 2017 and 2018.

Reader's Digest - Quality Service Award 2020 - Winner
Reader's Digest - Quality Service Award 2019 - Silver
Reader's Digest - Quality Service Award 2018 - Silver
Reader's Digest - Quality Service Award 2017 - Winner
Reader's Digest - Quality Service Award 2016 - Winner
Feefo - Gold Trusted Service 2018
Feefo - Gold Trusted Service 2017

Get a RSPCA Pet Insurance quote

Your policy will start at 11:59pm on the policy Commencement Date.