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Car Insurance

Cheaper Prices
By switching to Budget Direct our Car Insurance Customers told us on average they saved
See what this figure is based on

We won Money magazine's Cheapest Car Insurance award back to back taking the top spot in both 2014 and 2015. We're the only Insurance provider to win the coveted National CANSTAR award for Outstanding Value every year since it was first presented in 2007. Find out more about these and other awards we've won.

Hail Hero

Hail Hero

Our very own hailstorm tracker will send you a text message if there’s hail heading your way, ideally giving you at least ten minutes to get your car under cover. That means fewer repair bills for us, and lower premiums and less hassle for you. Learn more about Hail Hero

More Reasons

More Reasons We're Simply Smarter

At Budget Direct we work tirelessly to improve the way we provide insurance to our customers. We've combined more than 30 years of innovation from our group around the world with 14 years of homegrown Australian excellence to offer you Simply Smarter Insurance. Here’s an extended list of our simply smarter innovations.

Smarter Benefits

A lifetime guarantee on repairs for as long as you own the car.

A 21-day money back guarantee if you change your mind.

The convenience and peace of mind of our
24-hour Claims Helpline.

Smarter Insurance, Low Prices

How can we offer such low premiums? By being smart about who we insure. Using Smarter questions we identify better drivers, which means we can offer cheap prices to good drivers like you. And our commitment to innovation means you get the features you’d expect and more.

Flexible Options to Suit your Insurance Needs

Every car is different, and so is every driver. So why try to shoehorn everyone into the same Car Insurance policy? We have a range of options that let you tailor your Car Insurance policy so it gives you all the cover you need at a price you can afford.

Buy Online and Save %

Get a quote and buy our Gold Comprehensive Car Insurance online to save %! If you'd prefer to have someone talk you through the process, get a quote online and then buy through our Australian based call centre for a % discount.

Flexible Payments

Make your policy payments fortnightly, monthly or once a year—it's up to you. And with multiple payment options available including Direct Debit, Credit Card and PayPal it couldn't be easier.

Budget Direct Buddy

When you buy car insurance from Budget Direct you get a Budget Direct Buddy code you can give to your friends. And if they use it to buy a Budget Direct insurance policy, you both get a $50 VISA card.**


Buying a new car? Get peace of mind with our New-for-Old Replacement policy. You’ll get a brand new car for up to two years on our Gold Policy if you’re involved in an accident and your car needs to be replaced.#

Pay Less or Get $100

If you're looking for information on our Pay Less or Get $100 offer, check out our dedicated page with all the details. You could save hundreds. 

** Conditions Apply. Excludes household members.
# The earlier of 2 years or 40,000 kilometres from original registration in your name.

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