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Customers rate us

4.5 out of 5 Stars
4.5 out of 5 Stars

4.5 | 30,609 Reviews*

Insurance Solved with Budget Direct

24/7 Claims

You can lodge a claim online at any time of the day or night, 365 days a year.


Winner of Money Magazine’s Insurer of the Year title in 2017, 2018 and 2019 and Best of the Best Winner for Car Insurance and Home & Contents Insurance in 2020. See all our awards.

Tailor Made Insurance

You can customise your cover by adding one or more optional extras to your policy (e.g. a hire car following an accident, or flood cover for your home); only pay for what you want.

Guaranteed repairs

We guarantee the repairs to your car for as long as you own it and also stand behind our home repairs, including the materials and workmanship.

Our products

Car insurance

Get award-winning comprehensive or third-party cover for your car.

Home insurance

Insure your home building and/or contents against loss or damage.

Travel insurance

Relax on your international or domestic trip, knowing we’ve got your back.

Roadside Assistance

Make unlimited breakdown callouts for just $79.95 per year.

Manage your account, all in one place

View and edit your personal and policy details, make a car or home claim, and buy more insurance - 24/7, at your convenience.

Award-Winning Insurance

Our feature-packed cover, industry-leading prices and first-rate customer service have been recognised with numerous awards, including Money magazine's Insurer of the Year three years in a row (2017–19) and Mozo's Insurer of the Year in 2019.

We're also Money's Best of the Best 2020 winners for Car Insurance and Home & Contents Insurance; and winners of Canstar national awards for Outstanding Value Car Insurance (2007–19) and Outstanding Value Home & Contents Insurance (2017–19).

Money Magazine's Cheapest Car Insurance 2020
Money Magazine's Cheapest Home & Contents Insurance 2020
Money Magazine's Insurer of the Year 2019
MOZO's Expert's Choice 2019 - Insurer of the Year
CANSTAR's Outstanding Value Car Insurance Australia 2007-2019
CANSTAR's Outstanding Value Home & Contents Insurance Australia 2019

Protecting Australians for nearly 20 years

Since 2000 we’ve insured more than 1.5 million Australians against financial losses they couldn’t afford to cover on their own, including car, home and travel insurance.

Want your insurance solved with Budget Direct?

*Based on a survey of Budget Direct Car and Home insurance customers conducted between 10 February 2015 and 29 February 2020. Visit for more details.