Compare our motorcycle insurance products

Standard benefits
Optional benefits
Other features
Excesses
Included benefits Comprehensive Third Party Property, Fire & Theft Third Party Property Only
Loss or damage to your vehicle Yes Fire and theft only No
New Motorcycle Replacement 2 years No No
Damage to someone else’s vehicle or other property Up to $20 million including GST, (less applicable expenses) Up to $20 million including GST, (less applicable expenses) Up to $20 million including GST, (less applicable expenses)
Damage caused by an uninsured driver Yes Up to $5,000 (including recovery, towing and storage costs) Up to $5,000 (including recovery, towing and storage costs)
Towing Yes Fire and theft only No
Hire car following theft Until your bike is returned or repaired, or up to 14 days (limit of $1,000) Until your bike is returned or repaired, or up to 14 days (limit of $1,000) No
Replacement of stolen keys / remote Up to $1,000 No No
Damage to your trailer or sidecar in a collision Up to $1,000 No No
Emergency transport and accommodation Up to $500 No No
Personal effects that were damaged in an accident or stolen from a locked compartment Up to $500 No No
Accident clean-up Up to $500 No No
  Quote Now Quote Now Quote Now
Optional benefits Comprehensive Third Party Property, Fire & Theft Third Party Property Only
Hire car following accident Up to 14 days of hire No No

Riding gear (up to 10 years old)

Up to $1,000, $2,000, or $3,000 No No
Choice of repairer Yes No No
Reduced windshield excess Yes No No
  Quote Now Quote Now Quote Now

How do I add an optional benefit to my policy?

You can add one or more of these optional benefits when you get a quote and buy a policy. If you’ve already bought a policy, you can add them by contacting us.

Other features Comprehensive Third Party Property, Fire & Theft Third Party Property Only
Restricted rider age discount Yes Yes Yes
No excess payable when identified third party is at fault Yes Yes Yes
Repairs guaranteed for as long as you own the bike Yes Only repairs to damage caused by fire or an uninsured driver (limits apply) Only repairs to damage caused by an uninsured driver (limits apply)
Higher excess to reduce premium Yes No No
Monthly or yearly premium payments Yes Yes Yes
Online discount 15% 15% 15%
  Quote Now Quote Now Quote Now
Unless you have a no fault accident, when you make a claim you’re required to pay a…
Basic Excess As shown on your insurance certificate1
…as well as any additional excesses that apply…
Rider is under the age of 21 $600
Rider is 21 to 24 years of age inclusive $500
Rider has not held a full or open Australian motorcycle licence for 2 or more years $500
Rider is not listed as a rider on your insurance certificate2 $600
If you make a windshield-only claim, you’re required to pay a…
Windshield-only excess As shown on your insurance certificate3

1. For an additional premium, you may be able to reduce your Basic Excess (or vice-versa).
2. Any household members (i.e. people who live with you) who may ride your motorcycle must be listed, otherwise your bike will not be covered while they are riding it.
3. For an additional premium, you may be able to add the optional ‘Reduced windshield excess’ benefit to your comprehensive policy. Your standard windshield-only excess will be reduced to just $40.

Find out more

The information on this page is a summary only. For all the terms, conditions, limits and exclusions, please read the Product Disclosure Statement.

How to make a claim

If you need to make a claim, we’re here to help you get back on the road as quickly and smoothly as possible. Make a claim on your motorcycle insurance policy.

Get a motorcycle insurance quote online