Compare our motorcycle insurance products

Standard benefits
Optional benefits
Other features
Excesses
Included benefits Comprehensive Third Party Property, Fire & Theft Third Party Property Only
Loss or damage to your vehicle Yes Fire and theft only No
New motorcycle replacement 2 years No No
Damage to someone else’s vehicle or other property Up to $20 million Up to $20 million Up to $20 million
Damage caused by an uninsured driver Yes Up to your bike’s market value or $5,000 (whichever is lesser) Up to your bike’s market value or $5,000 (whichever is lesser)
Towing Yes Fire and theft only No
Hire car following theft Up to 14 days (limit $1,000) Up to 14 days (limit $1,000) No
Replacement of stolen keys / remote Up to $1,000 No No
Damage to your trailer or sidecar in a collision Up to $1,000 No No
Emergency transport and accommodation Up to $500 No No
Damage to personal effects in bike's compartment Up to $500 No No
Accident clean-up Up to $500 No No
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Optional benefits Comprehensive Third Party Property, Fire & Theft Third Party Property Only
Hire car following accident Up to 14 days No No

Riding gear (up to 10 years old)

Up to $1,000, $2,000, or $3,000 No No
Choice of repairer Yes No No
Reduced windshield excess Yes No No
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How do I add an optional benefit to my policy?

You can add one or more of these optional benefits when you get a quote and buy a policy. If you’ve already bought a policy, you can add them by contacting us.

Other features Comprehensive Third Party Property, Fire & Theft Third Party Property Only
Restricted rider age discount Yes Yes Yes
No excess payable when identified third party is at fault Yes Yes Yes
Repairs guaranteed for as long as you own the bike Yes Only repairs to damage caused by an uninsured driver (limits apply) or fire Only repairs to damage caused by an uninsured driver (limits apply)
Higher excess to reduce premium Yes No No
Monthly or yearly premium payments Yes Yes Yes
Online discount 15% 15% 15%
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Unless you have a no fault accident, when you make a claim you’re required to pay a…
Basic Excess As shown on your insurance certificate1
…as well as any additional excesses that apply…
Rider is under 21 years of age $600
Rider is 21 to 24 years of age inclusive $500
Rider has not held a full Australian licence for at least two years $500
Rider is not listed on your insurance certificate2 $600
If you make a windshield-only claim, you’re required to pay a…
Windshield-only excess As shown on your insurance certificate3

1. For an additional premium, you may be able to reduce your Basic Excess (or vice-versa).
2. Any household members (i.e. people who live with you) who may ride your motorcycle must be listed, otherwise your bike will not be covered while they are riding it.
3. For an additional premium, you may be able to add the optional ‘Reduced windshield excess’ benefit to your comprehensive policy. Your standard windshield-only excess will be reduced to just $40.

Find out more

The information on this page is a summary only. For all the terms, conditions, limits and exclusions, please read the Product Disclosure Statement.

How to make a claim

If you need to make a claim, we’re here to help you get back on the road as quickly and smoothly as possible. Make a claim on your motorcycle insurance policy.

Get a motorcycle insurance quote online