WIN A $20,000

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MOTORCYCLE

The 2020 Triumph Bonneville Speed Twin, valued at $20,150 could be yours!~

Compare our motorcycle insurance products

Standard benefits
Optional benefits
Other features
Excesses
Included benefits Comprehensive Third Party Property, Fire & Theft Third Party Property Only
Loss or damage to your vehicle Yes Fire and theft only No
New motorcycle replacement 2 years No No
Damage to someone else’s vehicle or other property Up to $20 million Up to $20 million Up to $20 million
Damage caused by an uninsured driver Yes Up to your bike’s market value or $5,000 (whichever is lesser) Up to your bike’s market value or $5,000 (whichever is lesser)
Towing Yes Fire and theft only No
Hire car following theft Up to 14 days (limit $1,000) Up to 14 days (limit $1,000) No
Replacement of stolen keys / remote Up to $1,000 No No
Damage to your trailer or sidecar in a collision Up to $1,000 No No
Emergency transport and accommodation Up to $500 No No
Damage to personal effects in bike's compartment Up to $500 No No
Accident clean-up Up to $500 No No
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Optional benefits Comprehensive Third Party Property, Fire & Theft Third Party Property Only
Hire car following accident Up to 14 days No No

Riding gear (up to 10 years old)

Up to $1,000, $2,000, or $3,000 No No
Choice of repairer Yes No No
Reduced windshield excess Yes No No
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How do I add an optional benefit to my policy?

You can add one or more of these optional benefits when you get a quote and buy a policy. If you’ve already bought a policy, you can add them by contacting us.

Other features Comprehensive Third Party Property, Fire & Theft Third Party Property Only
Restricted rider age discount Yes Yes Yes
No excess payable when identified third party is at fault Yes Yes Yes
Repairs guaranteed for as long as you own the bike Yes Only repairs to damage caused by an uninsured driver (limits apply) or fire Only repairs to damage caused by an uninsured driver (limits apply)
Higher excess to reduce premium Yes No No
Monthly or yearly premium payments Yes Yes Yes
Online discount 15% 15% 15%
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If you make a claim on your motorcycle insurance policy, you’re required to pay the following excess/es – unless the accident was not your fault:

You’re required to pay a…
Basic Excess As shown on your insurance certificate
…as well as any additional excesses that apply…
Rider is under 21 years of age $600
Rider is 21 to 24 years of age inclusive $500
Rider has not held a full Australian licence for at least two years $500
Rider is not listed on your insurance certificate1 $600

1. Any household members (i.e. people who live with you) who may ride your motorcycle must be listed, otherwise your bike will not be covered while they are riding it.

Find out more

The information on this page is a summary only. For all the terms, conditions, limits and exclusions, please read the Product Disclosure Statement.

How to make a claim

If you need to make a claim, we’re here to help you get back on the road as quickly and smoothly as possible. Make a claim on your motorcycle insurance policy.

~This offer applies to new eligible Budget Direct Motorcycle quotes initiated through the Budget Direct website or call centre (1300 306 560) by 7 October 2020 10:00am. You will get one entry per eligible quote. You will receive an additional ten entries after you’ve purchased and held the Motorcycle Insurance policy continuously for 21 days and it remains valid as at the date of the draw. The promotion is not open to customers varying their Budget Direct policies. First Prize includes twelve months’ Registration (including CTP), Stamp Duty and a twelve (12) month Budget Direct Comprehensive Motorcycle Insurance Policy. To be eligible for this offer, you must meet Budget Direct’s underwriting criteria. See full T&Cs. Promoter: Auto & General Services Pty Ltd (ABN 61 003 617 909), PO Box 342, Toowong QLD 4066.
See full terms and conditions.

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