Compare our motorcycle insurance products
| Included benefits | Comprehensive | Third Party Property, Fire & Theft | Third Party Property Only |
|---|---|---|---|
| Loss or damage to your vehicle | Yes | Fire and theft only | No |
| New Motorcycle Replacement | 2 years | No | No |
| Damage to someone else’s vehicle or other property | Up to $20 million including GST, (less applicable expenses) | Up to $20 million including GST, (less applicable expenses) | Up to $20 million including GST, (less applicable expenses) |
| Damage caused by an uninsured driver | Yes | Up to $5,000 (including recovery, towing and storage costs) | Up to $5,000 (including recovery, towing and storage costs) |
| Towing | Yes | Fire and theft only | No |
| Hire car following theft | Until your bike is returned or repaired, or up to 14 days (limit of $1,000) | Until your bike is returned or repaired, or up to 14 days (limit of $1,000) | No |
| Replacement of stolen keys / remote | Up to $1,000 | No | No |
| Damage to your trailer or sidecar in a collision | Up to $1,000 | No | No |
| Emergency transport and accommodation | Up to $500 | No | No |
| Personal effects that were damaged in an accident or stolen from a locked compartment | Up to $500 | No | No |
| Accident clean-up | Up to $500 | No | No |
| Quote Now | Quote Now | Quote Now |
| Optional benefits | Comprehensive | Third Party Property, Fire & Theft | Third Party Property Only |
|---|---|---|---|
| Hire car following accident | Up to 14 days of hire | No | No |
Riding gear (up to 10 years old) |
Up to $1,000, $2,000, or $3,000 | No | No |
| Choice of repairer | Yes | No | No |
| Reduced windshield excess | Yes | No | No |
| Quote Now | Quote Now | Quote Now |
How do I add an optional benefit to my policy?
You can add one or more of these optional benefits when you get a quote and buy a policy. If you’ve already bought a policy, you can add them by contacting us.
| Other features | Comprehensive | Third Party Property, Fire & Theft | Third Party Property Only |
|---|---|---|---|
| Restricted rider age discount | Yes | Yes | Yes |
| No excess payable when identified third party is at fault | Yes | Yes | Yes |
| Repairs guaranteed for as long as you own the bike | Yes | Only repairs to damage caused by fire or an uninsured driver (limits apply) | Only repairs to damage caused by an uninsured driver (limits apply) |
| Higher excess to reduce premium | Yes | No | No |
| Monthly or yearly premium payments | Yes | Yes | Yes |
| Online discount | 15% | 15% | 15% |
| Quote Now | Quote Now | Quote Now |
| Unless you have a no fault accident, when you make a claim you’re required to pay a… | |
|---|---|
| Basic Excess | As shown on your insurance certificate1 |
| …as well as any additional excesses that apply… | |
| Rider is under the age of 21 | $600 |
| Rider is 21 to 24 years of age inclusive | $500 |
| Rider has not held a full or open Australian motorcycle licence for 2 or more years | $500 |
| Rider is not listed as a rider on your insurance certificate2 | $600 |
| If you make a windshield-only claim, you’re required to pay a… | |
| Windshield-only excess | As shown on your insurance certificate3 |
1. For an additional premium, you may be able to reduce your Basic Excess (or vice-versa).
2. Any household members (i.e. people who live with you) who may ride your motorcycle must be listed, otherwise your bike will not be covered while they are riding it.
3. For an additional premium, you may be able to add the optional ‘Reduced windshield excess’ benefit to your comprehensive policy. Your standard windshield-only excess will be reduced to just $40.
Find out more
The information on this page is a summary only. For all the terms, conditions, limits and exclusions, please read the Product Disclosure Statement.
How to make a claim
If you need to make a claim, we’re here to help you get back on the road as quickly and smoothly as possible. Make a claim on your motorcycle insurance policy.
