Find out how much you could save by switching to us
By not insuring unsafe drivers, we can keep our car insurance premiums low for safer drivers like you.
Compared to their previous insurers' premiums, our customers nationally told us they saved an average of $###† by switching to Budget Direct Comprehensive Car Insurance.
Here are some examples of their self-reported national savings:
| Customers who switched from… | Told us they saved an average of… |
|---|---|
| AAMI | $### |
| Allianz | $### |
| NRMA | $### |
| Suncorp | $### |
| Youi | $### |
| APIA | $### |
| GIO | $### |
| Woolworths | $### |
Award-winning Australian car insurance
After comparing over 42,000 quotes, comparing 51 Comprehensive Policies offered by 41 insurance providers, across 36 Consumer profiles, Canstar awarded us one of only two national awards for Outstanding Value Car Insurance in 2021 — a record 15th year in a row we’ve won the award.
We also won Money magazine's Best of the Best 2022 winner for Best-Value Car Insurance 4 years in a row (2019-22); and a Mozo Experts Choice 2021 award for Exceptional Value Car Insurance.
We were also rated 5 stars by LMI ClaimsComparison for our Motor & Home & Contents service. The rating is based on both quantitative and subjective data, as well as policy features that are deemed by LMI ClaimsComparison as important to a positive claims experience.
More ways to save
Depending on the type of Budget Direct car insurance you choose, there are a number of ways you can reduce your premium even further:
How to switch
Switching to Budget Direct car insurance from your current insurer is quick and easy:
Research
Compare different insurers' products and get quotes.
Buy
If you get a quote and buy a Budget Direct comprehensive or third party policy online, you'll save 15%^ on your first year's premium.
Contact
Once you’re covered by us, contact your previous insurer to decline their renewal offer or cancel your other policy mid-term.
If you cancel mid-term, your previous insurer may refund the unused portion of your premium; however, they may charge you a cancellation fee.
Get a quote online and save 15%^
Get a quote online — it's quick and easy. If you buy online, you'll receive a 15%^ discount on your first year's Gold Comprehensive or third party insurance premium.
Types of car insurance
Among other things, the price of your car insurance — your premium — depends on your level of cover; the stronger your cover, the more it costs. We offer three levels of cover:
Quick car insurance comparison
| What’s covered | Damage to your car | Damage to other people’s property | Theft of your car |
|---|---|---|---|
| Comprehensive | Yes | Yes | Yes |
| Third Party Property | No | Yes | No |
| Third Party, Fire and Theft | Yes1 | Yes | Yes |
1 Damage to your car caused by fire and/or theft only – not by a crash.
Praise for Budget Direct
“Launched in 2000, Budget Direct entered a crowded market and rose to the top by putting together home and contents insurance, and vehicle insurance, with all the necessary inclusions and more…And [its] premiums are often lower than those of its competitors.”
2019 Money Magazine Insurer of the Year award citation.
“Budget Direct [has] got the balance right between having a feature-rich comprehensive car insurance policy and ensuring that it is priced competitively, with their average premiums among the top quartile of providers in all states.”
CANSTAR research team, May 2019
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† {comparitron-disclaimer}
‡ Your car would not be covered while it was being driven by someone under the restricted age.
