Find out how much you could save by switching to us
By not insuring unsafe drivers, we can keep our car insurance premiums low for safer drivers like you.
Compared to their previous insurers' premiums, our customers told us they saved an average of $###† by switching to us.
Here are some examples of their self-reported savings:
|Customers who switched from…||Told us they saved an average of…|
Award-winning Australian car insurance
After comparing the cost and features of 47 comprehensive policies offered by 37 insurers, Canstar awarded us one of only two national awards for Outstanding Value Car Insurance in 2019 — a record 13th year in a row we've won the award.
We also won Money magazine's Best of the Best 2019 title for Car Insurance; and a Mozo Experts Choice 2019 award for Exceptional Value Car Insurance.
To cap it off, the Australian public voted us the Silver Winner in the Car Insurance category of the 2019 Reader's Digest Quality Service Awards survey.
More ways to save
Depending on the type of Budget Direct car insurance you choose, there are a number of ways you can reduce your premium even further:
How to switch
Switching to Budget Direct car insurance from your current insurer is quick and easy:
Compare different insurers' products and get quotes.
If you get a quote and buy a Budget Direct comprehensive or third party policy online, you'll save 15%.
Once you’re covered by us, contact your previous insurer to decline their renewal offer or cancel your other policy mid-term.
If you cancel mid-term, your previous insurer may refund the unused portion of your premium; however, they may charge you a cancellation fee.
Types of car insurance
Among other things, the price of your car insurance — your premium — depends on your level of cover; the stronger your cover, the more it costs. We offer four levels of cover:
Quick car insurance comparison
|What’s covered||Damage to your car||Damage to other people’s property||Theft of your car||Injuries or death to other people|
|Third Party Property||No||Yes||No||No|
|Third Party, Fire and Theft||Yes1||Yes||Yes||No|
|Compulsory Third Party||No||No||No||Yes|
1 Damage to your car caused by fire and/or theft only – not by a crash.
Praise for Budget Direct
“The trick is to keep insurance costs low but get all the necessary features tailored to your needs, with a few bells and whistles. This year’s winner, Budget Direct…does the job.”
2017 Money Magazine Insurer of the Year award citation.
“Budget Direct [has] got the balance right between having a feature-rich comprehensive car insurance policy and ensuring that it is priced competitively, with their average premiums among the top quartile of providers in all states.”
CANSTAR research team, May 2019
Car Insurance Knowledge Base
Your questions about insurance all
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^ Online discount only. Terms and conditions apply.
‡ Your car would not be covered while it was being driven by someone under the restricted age.
§ The 50+ age bracket applies only to policies purchased on or after 2 July 2017.