24/7 Claims
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24/7 Phone & Online Claims

We are on call around the clock, with our 24/7 phone and online claims service. When the unexpected happens we will be there to help. Lodge and process your claim when and how it suits you via our phone and online claims service. Making a claim is quick and easy and we'll help you every step of the way.

Great Discounts

Get a quote and buy online and you could save hundreds on our insurance


On Home & Contents online^


On Car Insurance online^


We’ve been awarded the CANSTAR Outstanding Value Car Insurance award for a record-breaking 11 years in a row – the only brand in any category to win a CANSTAR award 11 years running. Find out more about this award and other awards we’ve won.

Hail Hero

Hail Hero

Our very own hailstorm tracker will send you a text message if there’s hail heading your way, ideally giving you at least ten minutes to get your car under cover. That means fewer repair bills for us, and lower premiums and less hassle for you. Learn more about Hail Hero

More Reasons

More Reasons We're Simply Smarter

At Budget Direct we work tirelessly to improve the way we provide insurance to our customers. We've combined more than 30 years of innovation from our group around the world with 14 years of homegrown Australian excellence to offer you Simply Smarter Insurance. Here’s an extended list of our simply smarter innovations.

How much can people save by switching to Budget Direct?

We’re so confident our car insurance prices are among the cheapest, we invite you to compare them with our competitors’ prices.

Use the Budget Direct Comparitron at the top of this page to see what customers in your state told us they saved, on average, by switching their car insurance to Budget Direct.

It helps explain why we’re the only insurer to have won the coveted Canstar award for Outstanding Value Car Insurance 11 years in a row (from 2007 to 2017).

Customers who switched from Told us they saved on average
AAMI $###
Allianz $###
NRMA Insurance $###
Coles Insurance $###
Youi $###

See what these figures are based on

Enjoy quality service

Of course, car insurance is not simply about the cost of premiums. You also want to be sure that, come claim time, your insurer is going to deliver.

We’re glad to say that 94%° of customers who have bought or made a claim on a Budget Direct car or home insurance policy say they would recommend us to a friend.

If something happens and you do need to make a claim on your car insurance our 24/7 phone and online claims service is there around the clock to help process your claim as quickly and easily as possible.

We also provide a lifetime guarantee on authorised car repairs – covering the parts and workmanship – for as long as you own the car.

Choose the right insurance cover type for you

When you’re comparing car insurance quotes between different insurers it can be important to make sure that you’re comparing like-for-like levels of insurance cover. Different features and optional benefits between insurance policies may make a big difference to what you end up paying, so it could be worth checking that your quote includes the features and cover that you want, without any expensive extras that you don’t need.

At Budget Direct we offer the following types of car insurance cover:

  • Comprehensive Car Insurance covers your car and other people’s vehicles and property if you’re involved in an accident where you’re at fault. It also covers your car for a variety of other events, including fire, theft, storm damage, and more.
  • Third Party Property Insurance covers you for damage caused to other people’s vehicles or property, but does not cover your own car if you have an accident.
  • Third Party, Fire & Theft Insurance is similar to Third Party Property cover, but adds cover for your car if it is stolen or catches fire.

To help you decide which level of car insurance cover is the right fit for your needs, you can compare the features and benefits of our different car insurance policies here

For drivers in New South Wales, we also offer CTP, or “Green Slip” Insurance. You can find out more about Compulsory Third Party Insurance here.

Buy Online and Save ##%^

It can take just a couple of minutes to get a car insurance quote and compare how much you might be able to save with Budget Direct. And you could save even more by getting 15% off Comprehensive or Third Party Car Insurance when you get a quote and buy online.

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° Based on Budget Direct customers surveyed since Feb 10th 2015, see www.budgetdirectreviews.com.au for details.

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