Find out how much you could save by switching to us
Compared to their previous insurers' home and contents insurance premiums, our customers nationwide told us they saved an average of $###† by switching to us.
Here are their self-reported savings:
|Customers who bought…||Told us they saved an average of…|
|Home and contents insurance||$|
|Home building insurance||$|
Award-winning Australian home insurance
After comparing the cost and features of over 130 policies offered by more than 50 insurers, Canstar selected us as a National award winner for Outstanding Value Home and Contents Insurance in 2018.
We've also won Money magazine's Best of the Best title for Home and Contents Insurance three years running (2017-19); and a Mozo Experts Choice Award 2018 for Exceptional Value Home & Contents Insurance.
To cap it off, the Australian public voted us the Gold Winner in the Home & Contents Insurance category of the 2019 Reader's Digest Quality Service Awards survey.
More ways to save
There are a number of ways you can reduce your premium even further:
How to switch
Switching to Budget Direct home insurance from your current insurer is quick and easy:
Note that if you cancel mid-term, your previous insurer may refund any unused portion of your premium; however, they may charge you a cancellation fee.
Get a quote online and save up to 30%^
Get a quote online – it's quick and easy. If you get a quote and buy a policy online, you’ll receive a 15% (home or contents) or 30% (home and contents) discount on your insurance premium.
Types of home insurance
Among other things, the price of your home insurance, or premium, depends on your level of cover; the more extensive the cover, the more it costs.
We offer three types of home insurance:
If you're already a customer, the type of cover you have is shown on your home and/or contents insurance certificate and in your online account.
Praise for Budget Direct
“The trick is to keep insurance costs low but get all the necessary features tailored to your needs, with a few bells and whistles. This year’s winner, Budget Direct…does the job.”
2017 Money Magazine Insurer of the Year award citation
“Instead of charging you for things you may not need, Budget Direct provides the option of extra cover for things like floods and portable items you take with you away from your home, giving you control over the level of cover that you need, and how much you want to pay.”
CANSTAR research team, September 2017
Home Insurance Knowledge Base
Your questions about insurance all
answered in one place.