Find out how much you could save by switching to us
In comparison to their previous insurers' combined home and contents insurance premiums, our customers nationwide told us they saved an average of $###† by switching to us.
Here are their self-reported savings:
| Customers who bought… | Told us they saved an average of… |
|---|---|
| Combined Home and Contents Insurance | $ |
| Home Only Insurance | $ |
| Contents Only Insurance | $ |
Award-winning Australian home insurance
After comparing the cost and features of 127 policies offered by 52 insurers, Canstar presented us with the National award for Outstanding Value Home & Contents Insurance for the fifth year in a row in 2021.
We’ve also won Money magazine’s Insurer of the Year title five years running (2017–2021); and a Mozo Experts Choice award for Exceptional Value Home & Contents Insurance (2017–2021).
More ways to save
There are a number of ways you can reduce your premium even further:
How to switch
Switching to Budget Direct home insurance from your current insurer is quick and easy:
Note that if you cancel mid-term, your previous insurer may refund any unused portion of your premium; however, they may charge you a cancellation fee.
Get a quote online and save up to 30%^
Get a quote online – it’s quick and easy. If you get a quote and buy a new policy online, you’ll receive a 15%^ discount (Home only or Contents only) or 30%^ discount (combined Home and Contents) on your first year’s premium.
Types of home insurance
Among other things, the price of your home insurance, or premium, depends on your level of cover; the more extensive the cover, the more it costs.
We offer three types of home insurance:
If you're already a customer, the type of cover you have is shown on your insurance certificate and in your online account.
Praise for Budget Direct
“Launched in 2000, Budget Direct entered a crowded market and rose to the top by putting together home and contents insurance, and vehicle insurance, with all the necessary inclusions and more…And [its] premiums are often lower than those of its competitors.”
2019 Money Magazine Insurer of the Year award citation
“Instead of charging you for things you may not need, Budget Direct provides the option of extra cover for things like floods and portable items you take with you away from your home, giving you control over the level of cover that you need, and how much you want to pay.”
CANSTAR research team, September 2017
Home Insurance Knowledge Base
Your questions about insurance all
answered in one place.
