Budget Direct Travel Insurance with COVID-19 Benefits
We provide travel insurance coverage for overseas medical expenses if you're diagnosed with COVID-19 during your trip overseas. We also cover additional expenses incurred due to COVID-19 up to the specified limits, no matter if you're travelling internationally or within Australia.
You can also upgrade your policy with optional COVID-19 Amendment or Cancellation Costs cover for trip rescheduling or cancellations if you're diagnosed with COVID-19 before your departure or on your trip.
Medical cover will not exceed 12 months from onset. Terms, conditions, limits, sub-limits and exclusions apply. Please check the Combined Financial Services Guide and Product Disclosure Statement for further details.
Medical cover will not exceed 12 months from onset. Terms, conditions, limits, sub-limits and exclusions apply. Please check the Combined Financial Services Guide and Product Disclosure Statement for further details.
COVID-19 Benefits Included in Travel Insurance
COVID-19 Overseas Medical Expenses
We cover $unlimited overseas medical expenses if you are diagnosed with COVID-19 during your trip overseas when you have international travel insurance (Comprehensive, Essential or Basic plans). “$Unlimited” means no dollar capped sum insured. Cover will not exceed 12 months from onset of the illness.
COVID-19 Additional Expenses
Additional expenses up to $5,000 are also covered during your trip if you're diagnosed with COVID-19 and required to self-isolate and incur additional transport and accommodation expenses after being diagnosed with COVID-19. Cover is $unlimited in the case where you require hospitalisation (special excesses and benefit limits will apply). “$Unlimited” means no dollar capped sum insured. Cover will not exceed 12 months from onset of the illness.
Upgrade Your COVID-19 Benefits
COVID-19 Amendment or Cancellation Costs
If you pay an additional premium, optional COVID-19 Amendment or Cancellation Costs can cover costs associated with rescheduling your trip or cancelling non-refundable, non-recoverable prepaid travel tickets, hotels, tours or other travel related expenses of up to a limit based on your policy.
This cover is available if you or your travelling companion are diagnosed with COVID-19 before your trip and can't travel, as well as during your trip if you or your travelling companion are diagnosed with COVID-19 and your trip is cancelled.
Please read the Combined FSG/PDS to learn more about what you'll be covered for.
This benefit is excluded from our Basic policy.
Choose Your Travel Insurance
You'll be covered by COVID-19 Travel Insurance Benefits with any of these Budget Direct Travel Insurance policies.
Comprehensive Travel Insurance
15%^ OFF
Our most extensive international travel insurance policy will provide cover for our full list of benefits and entitles you to our maximum benefit amounts.
- $Unlimited* overseas medical expenses benefit, including COVID-19 related medical expenses. Cover will not exceed 12 months from onset of the illness, condition or injury.
- Overseas dental expenses – Up to $2,000
- Amendment or cancellation costs due to COVID-19**
- Travel amendment or cancellation costs – Up to $10,000 (or the amount you choose) per policy
- Luggage and personal effects – Up to $10,000 (sub-limits apply)
* Where ‘$Unlimited’ is used here, it means that there is no capped dollar sum insured.
** Cover is available to buy via options to vary cover. Additional premium applies.
Essential Travel Insurance
15%^ OFF
Our critical level of protection at a cheaper price will provide cover for essential benefits and entitles you to generous benefit amounts.
- $Unlimited* overseas medical expenses benefit, including COVID-19 related medical expenses. Cover will not exceed 12 months from onset of the illness, condition or injury.
- Overseas dental expenses – Up to $1,000
- Amendment or cancellation costs due to COVID-19**
- Travel amendment or cancellation costs – Up to $5,000 (or the amount you choose) per policy
- Luggage and personal effects – Up to $5,000 (sub-limits apply)
* Where ‘$Unlimited’ is used here, it means that there is no capped dollar sum insured.
** Cover is available to buy via options to vary cover. Additional premium applies.
Basic Travel Insurance
15%^ OFF
Our basic level of cover at our cheapest price will provide cover for an $unlimited* amount of overseas emergency medical and hospital expenses.
- $Unlimited* overseas medical expenses benefit, including COVID-19 related medical expenses. Cover will not exceed 12 months from onset of the illness, condition or injury.
- Overseas dental expenses – Up to $500
- No cover for Travel amendment or cancellation costs.
- Luggage and personal effects – Up to $2,000 (sub-limits apply)
* Where ‘$Unlimited’ is used here, it means that there is no capped dollar sum insured.
Domestic Travel Insurance
15%^ OFF
Our Domestic Travel Insurance policy covers you for your travel within Australia and includes cover for cancellation and amendment fees, and luggage and personal effects.
- Travel amendments and cancellation costs – Up to $5,000 (or the amount you choose) per policy
- Luggage and personal effects – Up to $5,000 (sub-limits apply)
- No cover for any medical, dental or hospital expenses, including COVID-19 related medical expenses, in Australia.
- Amendment or cancellation costs due to COVID-19**
** Cover is available to buy via options to vary cover. Additional premium applies.
Medical cover will not exceed 12 months from onset. Terms, conditions, limits, sub-limits and exclusions apply. Please check the Combined Financial Services Guide and Product Disclosure Statement for further details.
Find out more
The information on this page is a summary only. For more details about Budget Direct Travel Insurance, including the terms, conditions, limits, sub-limits and exclusions that apply, please read the Combined FSG & PDS.
Travel Insurance FAQs
Can I get travel insurance if I have existing medical conditions?
You can still get cover for travel insurance, if you have an existing medical condition.
Budget Direct travel insurance covers a range of existing medical conditions automatically (subject to the criteria).
For others, you can complete a health assessment at the same time you get your quote. If approved, an additional premium may apply.
Check the Combined FSG/PDS for more information about existing medical conditions and what the policy covers.
Is there any travel insurance that covers COVID?
Yes, our International Travel Insurance (Comprehensive, Essential and Basic) covers COVID-19 medical expenses and additional expenses during your trip. You'll also be covered for COVID-19-related additional expenses during your trip with our Domestic Travel Insurance.
However, our Domestic policy does not cover medical expenses due to COVID-19.
We also offer Optional COVID-19 Cancellation and Amendment Costs cover for cancellations that occur before departure. If you want to protect your trip against cancellation due to you or your travelling companions being diagnosed with COVID-19 and not being able to travel this cover will need to be included in your policy.
Does travel insurance cover COVID?
Yes, Budget Direct Travel Insurance does cover overseas medical and additional expenses related to COVID-19 for International Comprehensive, Essential and Basic policies.
You can also add an optional cover for amendment or cancellation costs (for example, prepaid travel, accommodation, meals and travel delay expenses) related to COVID-19 for International Comprehensive and Essential policies as well as Domestic policies.
Learn more about COVID Travel Insurance.
Is COVID travel insurance mandatory?
COVID-19 travel insurance is mandatory in the following countries:
Travel requirements can change at short notice. Check for any important updates related to your travel destination.
Do I need COVID travel insurance?
Budget Direct Travel Insurance COVID-19 benefits include:
- Overseas medical expenses (including emergency repatriation and evacuation) if you are diagnosed with COVID-19 overseas
- Additional expenses (including transport and accommodation) if you are diagnosed with COVID-19 on your trip (limits apply)
Cover for COVID-19 will give you peace of mind knowing that you can be protected financially if anything unexpected were to happen.
Does travel insurance cover COVID cancellations?
For an additional premium, you can upgrade your Travel Insurance policy to include Optional COVID-19 Cancellation and Amendment cover (for example, prepaid travel, accommodation, meals and travel delay expenses) if you or your travelling companions are diagnosed with COVID-19 before your departure.
Medical cover will not exceed 12 months from onset of the illness, condition or injury. Limits, sub-limits, conditions and exclusions apply. This is general advice only. Budget Direct Travel Insurance is arranged and promoted by Auto & General Services Pty Ltd (ABN 61 003 617 909, AFSL 241411), managed and administered by Travel Insurance Partners Limited (ABN 73 144 049 230, AFSL 360138), and issued by Zurich Australian Insurance Limited (ABN 13 000 296 640, AFSL 232507). Click to view or download a copy of the Combined Financial Services Guide and Product Disclosure Statement and Target Market Determination or contact us on 1300 792 001.
