Budget Direct Travel Insurance with COVID-19 Benefits
We provide travel insurance coverage for overseas medical expenses if you're diagnosed with COVID-19 during your trip overseas. We also cover additional expenses incurred due to COVID-19 up to the specified limits, no matter if you're travelling internationally or within Australia.
You can also upgrade your policy with optional COVID-19 Amendment or Cancellation Costs cover for trip rescheduling or cancellations if you're diagnosed with COVID-19 before your departure or on your trip.
Medical cover will not exceed 12 months from onset. Terms, conditions, limits, sub-limits and exclusions apply. Please check the Combined Financial Services Guide and Product Disclosure Statement for further details.
Medical cover will not exceed 12 months from onset. Terms, conditions, limits, sub-limits and exclusions apply. Please check the Combined Financial Services Guide and Product Disclosure Statement for further details.
COVID-19 Benefits Included in Travel Insurance
COVID-19 Overseas Medical Expenses
We cover $unlimited overseas medical expenses if you are diagnosed with COVID-19 during your trip overseas when you have international travel insurance (Comprehensive, Essential or Basic plans). “$Unlimited” means no dollar capped sum insured. Cover will not exceed 12 months from onset of the illness.
COVID-19 Additional Expenses
Additional expenses up to $5,000 are also covered during your trip if you're diagnosed with COVID-19 and required to self-isolate and incur additional transport and accommodation expenses after being diagnosed with COVID-19. Cover is $unlimited in the case where you require hospitalisation (special excesses and benefit limits will apply). “$Unlimited” means no dollar capped sum insured. Cover will not exceed 12 months from onset of the illness.
Upgrade Your COVID-19 Benefits
COVID-19 Amendment or Cancellation Costs
If you pay an additional premium, optional COVID-19 Amendment or Cancellation Costs can cover costs associated with rescheduling your trip or cancelling non-refundable, non-recoverable prepaid travel tickets, hotels, tours or other travel related expenses of up to a limit based on your policy.
This cover is available if you or your travelling companion are diagnosed with COVID-19 before your trip and can't travel, as well as during your trip if you or your travelling companion are diagnosed with COVID-19 and your trip is cancelled.
Please read the Combined FSG/PDS to learn more about what you'll be covered for.
This benefit is excluded from our Basic policy.
Choose Your Travel Insurance
You'll be covered by COVID-19 Travel Insurance Benefits with any of these Budget Direct Travel Insurance policies.
Comprehensive Travel Insurance
15%^ OFF
Our most extensive international travel insurance policy will provide cover for our full list of benefits and entitles you to our maximum benefit amounts.
- $Unlimited* overseas medical expenses benefit, including COVID-19 related medical expenses. Cover will not exceed 12 months from onset of the illness, condition or injury.
- Overseas dental expenses – Up to $2,000
- Amendment or cancellation costs due to COVID-19**
- Travel amendment or cancellation costs – Up to $10,000 (or the amount you choose) per policy
- Luggage and personal effects – Up to $10,000 (sub-limits apply)
* Where ‘$Unlimited’ is used here, it means that there is no capped dollar sum insured.
** Cover is available to buy via options to vary cover. Additional premium applies.
Essential Travel Insurance
15%^ OFF
Our critical level of protection at a cheaper price will provide cover for essential benefits and entitles you to generous benefit amounts.
- $Unlimited* overseas medical expenses benefit, including COVID-19 related medical expenses. Cover will not exceed 12 months from onset of the illness, condition or injury.
- Overseas dental expenses – Up to $1,000
- Amendment or cancellation costs due to COVID-19**
- Travel amendment or cancellation costs – Up to $5,000 (or the amount you choose) per policy
- Luggage and personal effects – Up to $5,000 (sub-limits apply)
* Where ‘$Unlimited’ is used here, it means that there is no capped dollar sum insured.
** Cover is available to buy via options to vary cover. Additional premium applies.
Basic Travel Insurance
15%^ OFF
Our basic level of cover at our cheapest price will provide cover for an $unlimited* amount of overseas emergency medical and hospital expenses.
- $Unlimited* overseas medical expenses benefit, including COVID-19 related medical expenses. Cover will not exceed 12 months from onset of the illness, condition or injury.
- Overseas dental expenses – Up to $500
- No cover for Travel amendment or cancellation costs.
- Luggage and personal effects – Up to $2,000 (sub-limits apply)
* Where ‘$Unlimited’ is used here, it means that there is no capped dollar sum insured.
Domestic Travel Insurance
15%^ OFF
Our Domestic Travel Insurance policy covers you for your travel within Australia and includes cover for cancellation and amendment fees, and luggage and personal effects.
- Travel amendments and cancellation costs – Up to $5,000 (or the amount you choose) per policy
- Luggage and personal effects – Up to $5,000 (sub-limits apply)
- No cover for any medical, dental or hospital expenses, including COVID-19 related medical expenses, in Australia.
- Amendment or cancellation costs due to COVID-19**
** Cover is available to buy via options to vary cover. Additional premium applies.
Medical cover will not exceed 12 months from onset. Terms, conditions, limits, sub-limits and exclusions apply. Please check the Combined Financial Services Guide and Product Disclosure Statement for further details.
Find out more
The information on this page is a summary only. For more details about Budget Direct Travel Insurance, including the terms, conditions, limits, sub-limits and exclusions that apply, please read the Combined FSG & PDS.
Travel Insurance FAQs
Can I get travel insurance if I have existing medical conditions?
You can still get cover for travel insurance, if you have an existing medical condition.
Budget Direct travel insurance covers a range of existing medical conditions automatically (subject to the criteria).
For others, you can complete a health assessment at the same time you get your quote. If approved, an additional premium may apply.
Check the Combined FSG/PDS for more information about existing medical conditions and what the policy covers.
