MOZO's Experts Choice 2022 - Exceptional Quality Income Protection
MOZO's Experts Choice 2022 - Exceptional Quality Life Insurance
MOZO's Experts Choice 2022 - Exceptional Value Income Protection
MOZO's Experts Choice 2022 - Exceptional Value Life & TPD Insurance
MOZO's Experts Choice 2022 - Exceptional Value Life & Trauma Insurance
MOZO's Experts Choice 2022 - Exceptional Value Life Insurance
NobleOak Logo

Provided by
NobleOak Life Insurance.

checkmark
Monthly payments if sickness or injury stop your income
checkmark
Stand-alone policy, or add it to Life Cover
checkmark
Optional benefit period
checkmark
Rehabilitation and retraining support
checkmark
Vocational transition program benefit
checkmark
Waived premiums if you claim
checkmark
Insurance issued by NobleOak Life

Monthly payments if sickness or injury stop your income

If you suffer an illness or become injured and are unable to work and your claim is accepted, you will receive monthly benefits in arrears to help replace your lost income. You can select a waiting period that suits you. Income Protection cover lets you  focus on your recovery, rather than the day-to-day expenses.

plus

Stand-alone policy, or add it to Life Cover

Income Protection Cover can be added to your Life Cover policy as an optional extra. Or, you can buy Income Protection Cover as a stand-alone policy by calling 1300 220 627.

calendar-full

Optional benefit period

You can choose between benefit periods of 2 years or 5 years. This is the period for which benefits are payable if you are disabled by illness or injury, and are unable to work during that period.

sheild

Rehabilitation and retraining support

If you suffer an illness or become injured and are unable to work, once your claim is accepted and you meet the waiting period you will receive monthly benefits, in arrears. This benefit aims to help give you the best chance at being ready to work once you’ve recovered.

money

Vocational transition program benefit

If you are receiving monthly benefit payments, we may pay for vocational retraining costs to assist your transition to an occupation you have work capacity in, if you’re unable to return to your regular occupation.

income-protection

Waived premiums if you claim

If you are receiving monthly benefits, we’ll waive your Income Protection Insurance premiums for the period the claim payments relate to.

Insurance issued by NobleOak Life

With a solid collection of awards and over 140 years insuring Australians and their families, your Budget Direct policy is issued with a wealth of care and experience.

Terms, conditions, limits and exclusions apply. For all the details, please read the Product Disclosure Statement (PDS).

Explore the different types of Life Insurance

Income Protection Insurance can help to keep a level of income flowing for your benefit period if you were to suffer a sickness or injury and can’t work during that time.

However, there are several other Life Insurance cover types you may wish to consider, should life take an unexpected turn:

Life Cover

Budget Direct Life Insurance pays a lump sum to help provide for your family and loved ones in the event you pass away, or become terminally ill.

Total and Permanent Disability (TPD) Insurance

Receive a lump sum payment if you become permanently disabled as the result of a sickness or injury and are unable to return to work.

TPD Cover is available as an optional extra on a Life Cover policy.

Trauma Insurance

Receive a lump sum payment if you are diagnosed with 1 of 37 serious medical conditions listed within the PDS.

You can add Trauma Cover as an optional extra to your Life Cover policy, or buy it as a stand-alone policy by calling 1300 220 627.

Award-winning Australian Life Insurance

The Mozo Expert Choice Awards, now in their ninth year, present an opportunity to highlight products in the market they believe offer great value to Australians.

The awards are based on extensive research, comparing both the cost of premiums and the benefits offered. For the 2022 Life Insurance awards, Mozo analysed 21 different insurance companies and we are proud to be named a winner of six award categories:

MOZO's Experts Choice 2022 - Exceptional Value Life Insurance

Exceptional Value Life Insurance

2022

MOZO's Experts Choice 2022 - Exceptional Quality Life Insurance

Exceptional Quality Life Insurance

2022

MOZO's Experts Choice 2022 - Exceptional Value Life & TPD Insurance

Exceptional Value Life & TPD Insurance

2022

MOZO's Experts Choice 2022 - Exceptional Value Life & Trauma Insurance

Exceptional Value Life & Trauma Insurance

2022

MOZO's Experts Choice 2022 - Exceptional Value Income Protection

Exceptional Value Income Protection

2022

MOZO's Experts Choice 2022 - Exceptional Quality Income Protection

Exceptional Quality Income Protection

2022

Find out more

The information on this page is a summary only. For all the terms, conditions, limits and exclusions, please read the Product Disclosure Statement (PDS).

Manage your Life Insurance policy

Manage your policy

You can find details of your policy, make changes to it by contacting us on 1300 220 627.

Make a claim

You can find out more about how to make a claim on our Claims page.