Protecting Australians for over 20 years

Since 2000, Budget Direct has had Insurance Solved for more than 3 million Australians.

By offering dependable cover at a price that’s hard to beat, we’re challenging the market dominance of older, more established insurers in Australia.  

Our commitment to quality and innovation means you can get the cover you want, at a price you can afford, with all the features you’d expect — plus a lot more.

Here for the long haul

We employ more than 1,300 people and have partnership agreements with hundreds of car repairers and building contractors nationwide.

Our policies are underwritten by Auto & General Insurance Company Limited, an Australian insurance company regulated by APRA and a member of the Insurance Council of Australia. 

Auto & General is part of the international BHL Group.

With nearly nine million customers, the group includes one of the largest direct personal lines insurers in South Africa, and one of the largest personal lines insurance intermediaries in the United Kingdom.

Award-Winning insurance

Time after time, when independent experts compare Budget Direct’s car and home insurance with our competitors’, we rake in the awards.

We've won Money magazine's Insurer of the Year title seven years in a row (2017–23) and Money magazine's Best of the Best awards for Car Insurance (2019–24) and Home & Contents Insurance (2017–20 & 2022–24).

Budget Direct also became the only brand in any category to win a Canstar National Outstanding Value Award 17 years in a row (2007-23).

Read more about our awards

Our customers love what we do

Our customers rate us 4.5 out of 5 stars 'based on nearly 30,000 reviews of their experiences either buying or claiming on their Budget Direct car or home insurance.*

And 92% of our customers would recommend us to a friend. 

Read more about what our customers have to say about us

* Reviews completed since 10 February 2015. The reviews are collected, moderated and managed by Bazaarvoice, a leading independent ratings and reviews provider. Visit for more details.

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