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Standard Benefits

Standard Benefits

All of our car insurance policies offer a great range of standard benefits and savings.

Benefit Gold Comprehensive Standard Comprehensive Third Party Third Party Fire & Theft

Online Discount

20% No No No
New Car Replacement 24 months/
40,000kms
12 months/ 20,000kms No No
Emergency transport and overnight accommodation $100 a day
($850 in total)
$100 a day
($300 in total)
No No
Hire vehicle following theft. $1,000
(limit 14 days)
$1,000
(limit 14 days)
No $1,000
(limit 14 days)
Security device discount (approved system) Yes Yes No Yes
Repairs guaranteed for as long as you own the car. Yes Yes Yes Yes
Personal effects $500 $250
(damage only)
No No
Damage to your caravan or trailer in a collision $1,000 $500
(trailer only)
No No
No excess when identified third party is at fault Yes Yes No No
No Claim Discount preserved when third party is identified and at fault Yes Yes No No
Flexible payment options Yes Yes Yes Yes
Damage to or theft of child seats/baby capsule in your car $500 No No No
Debris Removal $500 No No No
Death benefit $5,000 No No No
Replacement keys/remote $1,000 $1,000 No No
After-hours claims helpline Yes Yes Yes Yes
Legal Liability $20 million $20 million $20 million $20 million
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Optional Benefits

Optional Benefits

As well as our standard policy benefits, we also offer a range of smart policy options so you can tailor your car insurance policy to suit your needs and your budget.

Benefit Gold Comprehensive Standard Comprehensive Third Party Third Party Fire & Theft
Agreed Value or Market Value Yes Yes No No
No Claim Discount Protection Yes Yes No No
Windscreen Excess Reduction Yes Yes No No
Accident Hire Car Benefit Yes Yes No No
Restricted Driver Discounts Yes Yes Yes Yes
Variable Excess to Reduce Premium Yes Yes No No
Roadside Assistance Yes Yes Yes Yes
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The above is a summary only, please see the Product Disclosure Statement for details.

Our insurance policies come with these great features

Flexible Options

With insurance there’s no such thing as “one size fits all”. That’s why we offer a range of options so you can tailor your insurance to get the cover you need at a price you can afford.

Flexible Payments

Make your policy payments fortnightly, monthly or once a year - it's up to you. And with multiple payment options available including Direct Debit, Credit Card and PayPal it couldn't be easier.

Money Back Guarantee

Changed your mind? Not a problem. If you cancel your policy within 21 days from the date you purchased it without making a claim, we’ll give you a full refund.

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