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When you buy Smart Home and Contents Insurance online

Get a Quote

Save %^

When you buy Smart Home or Smart Contents Insurance online

Get a Quote

Tools to help you find the right amount of cover

People often underestimate the cost of replacing their home building and contents when applying for insurance cover. To help you with this part of the process, we’ve made a range of calculators from Cordell Information and Sum Insured available for you to estimate the cost of replacing your home building and contents. Select the calculator that best suits your needs.

Express Building Calculator*—for people in a hurry

Answer a short series of questions about your home, and the Cordell Residential Valuer will provide a report estimating the cost of replacing your building. This estimate is derived from the Cordell Information building cost database, which is based on industry averages over a number of years.
Calculate Building Costs Now.

Full Building Calculator*—for those looking for a more complete estimate

Answer a comprehensive series of questions about your home, and the Cordell Residential Valuer will provide a report estimating the cost of replacing your building. This estimate is derived from the Cordell Information building cost database, which is based on industry averages over a number of years.
Calculate Detailed Building Costs Now.

Contents Insurance Calculator*

If you need an estimate on the contents value in your home, this is the tool for you. Just answer a series of questions, and the Sum Insured Home Contents Calculator will estimate the cost of replacing your home’s Contents.
Calculate Contents Value Now.


Typical building replacement costs are provided by Cordell Information Pty Ltd (ABN 95 159 137 274) (Cordell) and typical building contents replacement costs are provided by Sum Insured Pty Ltd trading as Home Contents (ACN 099 322 308) ('Sum Insured'). Whilst every care is taken to ensure the accuracy of the information as a guide for costing, no responsibility is accepted by either Cordell or Sum Insured for its accuracy. Please check with an Architect, Builder, Quantity Surveyor, Valuer or other suitably qualified professional for an accurate estimate. Auto & General Insurance Services Pty Ltd (trading as Budget Direct) takes no responsibility for the costs provided by Cordell or Sum Insured nor any liability for the accuracy of or reliance upon or use of, the costs. Before deciding to purchase any product you should calculate the actual replacement cost of your home and or contents, (as the calculators contain general information only and may not suit your particular circumstances) and read the relevant Product Disclosure Statement available from us.

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