MOZO's Experts Choice 2022 - Exceptional Quality Income Protection
MOZO's Experts Choice 2022 - Exceptional Quality Life Insurance
MOZO's Experts Choice 2022 - Exceptional Value Income Protection
MOZO's Experts Choice 2022 - Exceptional Value Life & TPD Insurance
MOZO's Experts Choice 2022 - Exceptional Value Life & Trauma Insurance
MOZO's Experts Choice 2022 - Exceptional Value Life Insurance
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Provided by
NobleOak Life Insurance.

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Lump sum payment for diagnosis of serious medical conditions
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Stand-alone policy, or add it to Life Cover
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Financial advice benefit
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Future increases benefit
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Underwritten for you
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Insurance issued by NobleOak Life
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Lump sum payment for diagnosis of serious medical conditions

Trauma Cover will ensure you receive a lump sum payment of up to $2m if you’re diagnosed with one of the 37 serious medical conditions listed in the PDS, including certain types of cancer, heart attack or stroke*

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Stand-alone policy, or add it to Life Cover

Trauma Cover can be added to your Life Cover policy as an optional extra. Or, you can buy Trauma Cover as a stand-alone policy by calling 1300 220 627.

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Financial advice benefit

If a Trauma benefit in excess of $200,000 is paid, the cost to you of engaging a qualified and licensed financial adviser can be reimbursed (up to $2,000). Just so you have all the right support on hand, to provide guidance in the management of  your lump sum claim payment.

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Future increases benefit

No matter whether the funds would be best spent paying off a mortgage, covering your day-to-day expenses or simply living life on your terms, you can use any proceeds in whatever way you choose.

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Underwritten for you

Any Life Insurance policy issued by Budget Direct is fully underwritten when you buy it, rather than when you need to make a claim. 

This minimises the risk of there being any nasty surprises at claim time.

Insurance issued by NobleOak Life

With a solid collection of awards and over 140 years insuring Australians and their families, your Budget Direct policy is issued with a wealth of care and experience.

Terms, conditions, limits and exclusions apply. For all the details, please read the Product Disclosure Statement (PDS).

How much Trauma Insurance can I apply for?

Australian residents between 18 and 59 years of age can apply for up to $2 million in Trauma Cover. It is available as an option within Life cover, or it can be taken as stand-alone cover. If Trauma Cover is taken as an option with Life Cover, the Life Cover sum insured is reduced by any amount paid as a Trauma claim.

Up to $2 Million

Maximum cover level

59 years old

Maximum entry age

70 years old

Guaranteed renewable age

$2,000

Financial advice benefit

Not sure how much cover you want? Get an estimate by using our Life Insurance Calculator.

Caring cover brought to you from Budget Direct

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Fully underwritten insurance

By carefully underwriting your application based on your health, lifestyle and other factors, the risks of delays or surprises in the event of a claim are minimised.

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Simple & straight-forward

We’re here to help, and prefer not to use overly complex phrasing. Life and TPD Insurance should help bring you peace of mind, not complicate things.

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Issued by NobleOak

Cover is issued by one of Australia’s most trusted and respected Life Insurance companies, so you’re in safe and experienced hands with Budget Direct Life Insurance.

Award-winning Australian Life Insurance

The Mozo Expert Choice Awards, now in their ninth year, present an opportunity to highlight products in the market they believe offer great value to Australians.

The awards are based on extensive research, comparing both the cost of premiums and the benefits offered. For the 2022 Life Insurance awards, Mozo analysed 21 different insurance companies and we are proud to be named a winner of six award categories:

MOZO's Experts Choice 2022 - Exceptional Value Life Insurance

Exceptional Value Life Insurance

2022

MOZO's Experts Choice 2022 - Exceptional Quality Life Insurance

Exceptional Quality Life Insurance

2022

MOZO's Experts Choice 2022 - Exceptional Value Life & TPD Insurance

Exceptional Value Life & TPD Insurance

2022

MOZO's Experts Choice 2022 - Exceptional Value Life & Trauma Insurance

Exceptional Value Life & Trauma Insurance

2022

MOZO's Experts Choice 2022 - Exceptional Value Income Protection

Exceptional Value Income Protection

2022

MOZO's Experts Choice 2022 - Exceptional Quality Income Protection

Exceptional Quality Income Protection

2022

Find out more

The information on this page is a summary only. For all the terms, conditions, limits and exclusions, please read the Product Disclosure Statement (PDS).

Manage your Life Insurance policy

Manage your policy

You can find details of your policy, make changes to it by contacting us on 1300 220 627.

Make a claim

You can find out more about how to make a claim on our Claims page.

Terms and conditions

*Cancers – exclude specified early-stage cancers; Heart Attack – with evidence of severe heart muscle damage; and Stroke – in the brain resulting in specified permanent impairment. For the full descriptions and list of covered serious medical conditions, please read the Product Disclosure Statement (PDS).