Contents Insurance

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When you buy Home or Contents Insurance online

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Customers rate our claims service 4.5 out of 5 Stars 4.5 | 96 Reviews°°


Automatic sum-insured adjustment at renewal

Full 24/7 Claims Service - Your choice of phone or online.

A 21-day money back guarantee*

Standard benefits**

  • Fire cover
  • Explosion cover
  • Theft or attempted theft
  • Malicious damage, vandalism, riot or civil commotion
  • Accidental breakage of glass, ceramic & sanitary fixtures
  • Storm & rainwater damage
  • Lightning cover
  • Earthquake cover
  • Escape of liquid
  • Impact cover
  • Lump sum or instalment payments
  • Temporary accommodation costs
  • Funeral expenses
  • Replacement of locks up to $500
  • Open air contents cover - contents in the open at the insured address
  • Contents away from the insured address
  • Credit card cover up to $1000
  • Uninsured guests' contents cover up to $500
  • Unattached equipment cover up to $500
  • Up to $20 million legal liability cover

Great Discounts

Get a ##%^ discount on Home or Contents Insurance online and a ##%^ discount for combining Home & Contents Insurance online. Check out our full range of multi-policy discounts and see how much you could save.

Get More with Budget Direct

We let you tailor your contents insurance to suit your needs and your budget.

Accidental Damage**

Get cover for accidental loss or damage to your contents caused by an accident at the insured address.

Personal Effects Cover**

Get cover if you accidentally lose or damage your personal belongings in Australia and New Zealand, as well as anywhere in the world for up to 30 days after you leave Australia.

Choice of Excess Options

Don’t think you’ll be making many claims? Increase your excess and lower your premium. The choice is yours.

Motor Burn Out**

We can cover the cost of loss or damage to electrical motors in your appliances caused by electric current and/or power surges.

Get your Contents Insurance quote now!

Looking for great value-for-money and cheap Contents Insurance? Then take the plunge and grab a quick Online Quote!

*If you cancel the policy within 21 days without making a claim, we’ll give you a full refund.
** Conditions apply. See the Product Disclosure Statement for full details.
°° Based on customers who have made a claim on Budget Direct Contents Insurance, surveyed between February 10th 2015 and February 28th 2017. See for details.