Landlord Insurance

Save ##%^

When you buy Home or Contents Insurance online

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Automatic sum-insured adjustment at renewal

Full 24/7 Claims Service - Your choice of phone or online.

A 21-day money back guarantee*

Insured Events**

  • Fire
  • Explosion
  • Theft or attempted theft
  • Malicious damage, vandalism, riot or civil commotion
  • Impact
  • Storm and rainwater
  • Lightning
  • Earthquake
  • Escape of liquid
  • Accidental breakage of glass, ceramic and sanitary fixtures

Great Discounts

Get a ##%^ discount on Home or Contents Insurance online and a ##%^ discount for combining Home & Contents Insurance online. Check out our full range of multi-policy discounts and see how much you could save.

Protect Your Investment

We know how important your investment is. That’s why our Home Insurance gives landlords protection from:

  • Insured events such as fire, theft or storm
  • Loss of rent if your home isn’t fit to live in because of loss or damage by an insured event
  • Loss of fixtures and fittings such as floor coverings, light fittings and window coverings from an insured event.

And if you rent out your property partly- or fully-furnished, or need to cover appliances, whitegoods and furniture for malicious damage, you can simply add Contents Insurance.

Simply Smarter Options for Landlords

As well as our standard benefits for Landlords, we have optional benefits you can simply add to your Home or Contents policy. It’s another way we’re making home insurance simply smarter.

How does Budget Direct landlord insurance compare to other insurers?

Use the Budget Direct Comparitron™ tool to see what our customers told us they saved when switching from other home and contents insurance providers to us. In a couple of minutes you can also get an obligation-free quote online and compare our price with your current policy. And if you're wondering if cheap landlord insurance can at the same time be great insurance, check out our awards section or browse through our home and contents reviews page to see what others think.

Where does Budget Direct offer landlord insurance?

We offer landlord home and contents policies in most of Australia including: NSW, SA, ACT, Victoria, Tasmania, SE QLD , Central QLD and most of WA.

Home & contents insurance is not available in NT, North QLD and Northern WA.

Tenant Default Cover**
Don’t be left out of pocket when tenants let you down. With our Tenant Default Cover you’re covered if your tenant stops paying rent, or they vacate the premises without your consent.

Motor Burnout**
We can cover the cost of loss or damage to electrical motors in your appliances caused by electric current and/or power surges.

Theft & Malicious Damage by Tenant Cover**
While you can’t control what your tenants and their visitors get up to, you can make sure you’re covered for it. Our Theft and Malicious Damage by Tenant option covers theft or malicious damage caused by tenants.

Choice of Excess Options**
Need to keep your investment costs down? You can increase your excess and lower your premium. The choice is yours.


Already have a Home or Contents Insurance policy with us?

You can add our optional benefits to your existing policy whenever you like. Just call our Client Services Department on 1800 182 310 (+61 7 5412 3512 if you’re overseas).

*If you cancel the policy within 21 days without making a claim, we’ll give you a full refund.
** Conditions apply. See the Product Disclosure Statement for full details.