Our calculator will give you an indication of how much Life Cover you may need and also includes the most popular optional benefits. Please click here to see assumptions and disclaimer for the use of this calculator.
Total & Permanent Disability (TPD) Cover
Added protection for a permanent disability that prevents you from working or managing your home ever again.
Learn MoreTrauma Cover
Added protection for a range of serious illnesses and injuries (such as cancer, heart attack and stroke).
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To help us ask you relevant questions, please select the option which best reflects your current lifestyle:
Single: I'm single with no dependents.
Couple: I'm married or in a long-term relationship without any dependents.
Family: I'm married or in a long-term relationship with children. I feel responsible for the lifestyle and financial well-being of my loved ones.
Single Parent Family: I'm a parent or guardian of children without a partner. I feel responsible for the lifestyle and financial well-being of my loved ones.
Life Cover
Pay off mortgage or continue paying rent
$0
$1,000,000
Other loans or debts
i.e. credit cards, personal loans, car loans
$0
$1,000,000
Funeral Expenses
Funerals generally cost between $4,000 -$15,000 (Source - MoneySmart website)
$0
$25,000
As an inheritance or bequest
$0
$1,000,000
Existing Life Cover that would pay out in the event of your death
$0
$1,000,000
Savings and Investments that will not continue in the event of your death
i.e. stocks, bonds, savings accounts
$0
$1,000,000
Superannuation
$0
$1,000,000
Total Estimated Life Cover Amount
Daily living expenses
i.e. groceries, bills, transport
$0
$1,000,000
Other loans or debts
Debts including mortgage and credit cards; where renting, consider the cost to purchase a modest home
$0
$1,000,000
Home modifications to suit a disability
$0
$1,000,000
Additional unforeseen expenses to assist in recovery
i.e. out-of-pocket medical expenses, rehabilitation, carer/housekeeper
$0
$1,000,000
Existing Total & Permanent Disability Cover
$0
$1,000,000
Savings and investments
i.e. consider emergency savings accounts, stocks, bonds or other assets which produce income or you would sell in an emergency
$0
$1,000,000
Total Estimated TPD Cover Amount
Mortgage payments or rent for a year
$0
$1,000,000
Other loans or debts for a year
i.e. credit cards, personal loans, car loans
$0
$1,000,000
Daily/household expenses for a year
i.e. groceries, bills, transport
$0
$1,000,000
Number of years would you like to be covered
(Should you need to take time off for illness / serious injury)
Additional unforeseen expenses to assist in recovery
i.e. out-of-pocket medical expenses, rehabilitation, carer/housekeeper
$0
$1,000,000
Existing Trauma Cover
$0
$1,000,000
Savings and investments
i.e. consider emergency savings accounts, stocks, bonds or other assets which produce income or you would sell in an emergency
$0
$1,000,000
Total Estimated Trauma Cover Amount
Your Summary
Life Cover Amount
TPD Cover Amount
Trauma Cover Amount
Life Cover
Get up to $1 million Life Cover
Flexible options for additional benefits (TPD, Trauma and Children's Cover options)
Great for comprehensive protection
Learn MoreExpress Life Cover
Up to $300,000 Life Cover
Buy online in less than 5 minutes
Great for quick and simple cover
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