Our calculator will give you an indication of how much Life Cover you may need and also includes the most popular optional benefits. Please click here to see assumptions and disclaimer for the use of this calculator.

Life Cover

Protect your loved ones if you become terminally ill or pass away.

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Total & Permanent Disability (TPD) Cover

Added protection for a permanent disability that prevents you from working or managing your home ever again.

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Trauma Cover

Added protection for a range of serious illnesses and injuries (such as cancer, heart attack and stroke).

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To help us ask you relevant questions, please select the option which best reflects your current lifestyle:

Single: I'm single with no dependents.

Couple: I'm married or in a long-term relationship without any dependents.

Family: I'm married or in a long-term relationship with children. I feel responsible for the lifestyle and financial well-being of my loved ones.

Single Parent Family: I'm a parent or guardian of children without a partner. I feel responsible for the lifestyle and financial well-being of my loved ones.

Life Cover

Pay off mortgage or continue paying rent

$0

$1,000,000

$

Other loans or debts
i.e. credit cards, personal loans, car loans

$0

$1,000,000

$

Funeral Expenses
Funerals generally cost between $4,000 -$15,000 (Source - MoneySmart website)

$0

$25,000

$

As an inheritance or bequest

$0

$1,000,000

$

Existing Life Cover that would pay out in the event of your death

$0

$1,000,000

$

Savings and Investments that will not continue in the event of your death
i.e. stocks, bonds, savings accounts

$0

$1,000,000

$

Superannuation

$0

$1,000,000

$

Total Estimated Life Cover Amount

$0

Daily living expenses
i.e. groceries, bills, transport

$0

$1,000,000

$

Other loans or debts
Debts including mortgage and credit cards; where renting, consider the cost to purchase a modest home

$0

$1,000,000

$

Home modifications to suit a disability

$0

$1,000,000

$

Additional unforeseen expenses to assist in recovery
i.e. out-of-pocket medical expenses, rehabilitation, carer/housekeeper

$0

$1,000,000

$

Existing Total & Permanent Disability Cover

$0

$1,000,000

$

Savings and investments
i.e. consider emergency savings accounts, stocks, bonds or other assets which produce income or you would sell in an emergency

$0

$1,000,000

$

Total Estimated TPD Cover Amount

$0

Mortgage payments or rent for a year

$0

$1,000,000

$

Other loans or debts for a year
i.e. credit cards, personal loans, car loans

$0

$1,000,000

$

Daily/household expenses for a year
i.e. groceries, bills, transport

$0

$1,000,000

$

Number of years would you like to be covered
(Should you need to take time off for illness / serious injury)

Additional unforeseen expenses to assist in recovery
i.e. out-of-pocket medical expenses, rehabilitation, carer/housekeeper

$0

$1,000,000

$

Existing Trauma Cover

$0

$1,000,000

$

Savings and investments
i.e. consider emergency savings accounts, stocks, bonds or other assets which produce income or you would sell in an emergency

$0

$1,000,000

$

Total Estimated Trauma Cover Amount

$0

Your Summary

Life Cover Amount

$0

TPD Cover Amount

$0

Trauma Cover Amount

$0

Life Cover

Get up to $1 million Life Cover


Flexible options for additional benefits (TPD, Trauma and Children's Cover options)


Great for comprehensive protection

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Express Life Cover

Up to $300,000 Life Cover


Buy online in less than 5 minutes


Great for quick and simple cover

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