Winner of Finder’s Best Travel Insurance — Comprehensive title and a Mozo award for Exceptional Value Basic Travel Insurance in 2019
What’s covered by Domestic Travel Insurance?
Terms, conditions, limits and exclusions apply.
For full details, please read the Product Disclosure Statement.
Upgrade your cover
For an additional premium, you can add one or both of the following optional extras to your policy:
How do I add these optional extras to my policy?
You can add one or both of these optional extras when you get a quote and buy a policy.
If you’ve already bought a policy, you can add Snow Sports Cover only. To do this, call us on 1800 444 424 or log into your online account and edit your policy — before you leave on your trip and within 14 days of the purchase date.
Medical and hospital expenses
In contrast to our international travel insurance policies, our Domestic policy does not cover emergency medical and hospital expenses.
That’s because these expenses are claimable in Australia from Medicare and/or your private health fund.
Cruises in Australian waters
If you’re going on a cruise within Australian territorial waters, you must:
- Select ‘Australian Waters’ under ‘Pacific’ as your destination, and
- Buy one of our international travel insurance policies: Comprehensive, Essential, Last Minute, or Annual Multi-Trip. (Our Domestic policy does not cover medical and hospital expenses — offshore or onshore.)
Note that you will be covered for, among other things, on-board medical expenses and evacuation.
Get a quote
Whether you want cover for just the basics or a policy with lots of bells and whistles, we’ve got a wide selection of travel insurance for you to pick from.
Get a travel insurance quote online in 30 seconds or call us on 1800 444 424.
Find out more
The information on this page is a summary only. For all the terms, conditions, limits and exclusions, please read the Product Disclosure Statement (PDS).
How to make a claim
If your trip didn’t go entirely to plan and you need to make a claim, we’re here to help. Make a claim on your travel insurance policy.
Frequently asked questions
How long can I get travel insurance for?
You can get a Budget Direct single-trip policy for up to 12 months if you’re aged 65 or under; or up to 90 days if you’re aged between 66 and 100.
An Annual Multi-Trip policy is effective for 12 months, however each trip must last 30 days or less (if you plan on taking a longer trip, you’ll need to purchase another, single-trip policy).
Can I get travel insurance if I have a pre-existing medical condition?
Budget Direct travel insurance covers 27 pre-existing health conditions.
See the list of covered pre-existing health conditions.
If your pre-existing medical condition is not one we cover, you can still be covered for claims (including overseas medical and hospital expenses) not related to your condition.
Which sports and activities does travel insurance cover?
Budget Direct travel insurance includes cover for more than 90 sports and activities and optional cover for more than 12 snow sports.
Do the benefit amount limits apply to each family member (or travelling party member) or to the family (or travelling party) as a whole?
The benefit amount limits are the most we’ll pay each insured person per trip.
For example, if a family of five has Comprehensive cover and all five of them have their luggage stolen, we’ll pay them up to $7,500 each (minus their excesses of $200 each.)
How can I see my travel insurance policy details?
You can view and manage many of your travel insurance policy details through your online account.
(You can also see your policy details on the certificate of insurance we sent you.)
Travel Insurance Knowledge Base
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