Budget Direct has insured motorists in The Wildflower State since 2000.
Whether you live in Perth or Fremantle, Esperance or Broome, or anywhere in between, we've got a wide range of car insurance for you to choose from.
Switch and save
In comparison to their previous insurers' premiums, our West Australian car insurance customers told us they saved an average of $###† by switching to Budget Direct Comprehensive Car Insurance.
Use our Comparitron™ tool to compare car insurance savings reported by our customers throughout Australia.
Award-winning car insurance
After comparing over 42,000 quotes, comparing 51 Comprehensive Policies offered by 41 insurance providers, across 36 Consumer profiles, Canstar awarded us for Outstanding Value Car Insurance in 2021 — a record 15th year in a row we've won the award.
Choose your cover
With Budget Direct, you can select one of three types of car insurance:
Third Party Property Only Insurance
Covers your liability for accidental damage your car causes to other people’s property, including their vehicles.
Third Party Property, Fire and Theft Insurance
Provides the same cover as Third Party Property Only, with extra protection against loss or damage to your vehicle due to fire and theft.
Highly rated claims
Assessments and repairs
If your damaged vehicle is driveable, we’ll ask you to take it to one of the following to be assessed and fixed:
- one of our network repairers
- a local repairer (if there isn't a network repairer near you).
If your damaged car is not driveable, call us on 1300 885 996 and we’ll arrange for it to be towed.
After assessing your vehicle’s damage and authorising the repairs, we can appoint a repairer and manage the whole repair process on your behalf.
Our repairs are guaranteed for as long as you own the car.
Alternatively, you may be able to nominate your preferred repairer.
Compulsory Third Party (CTP) insurance
All vehicles in Australia must have CTP cover before they can be registered and legally driven on the road; motorists pay for this cover either as part of their vehicle registration fee (or vehicle licence fee, as it’s called in WA) or separately.
In Western Australia, CTP insurance is provided by the Insurance Commission of Western Australia (ICWA).
For more information, visit the ICWA website.
Car Insurance Knowledge Base
Your questions about insurance all
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*Based on customers in Western Australia who have made a claim on Budget Direct Car insurance, and who were surveyed between 10 February 2015 and 30 June 2021. Visit www.budgetdirectreviews.com.au for more details.