Budget Direct has insured motorists in The Wildflower State since 2000.

Whether you live in Perth or Fremantle, Esperance or Broome, or anywhere in between, we've got a wide range of car insurance for you to choose from.

Switch and save

In comparison to their previous insurers' premiums, our West Australian car insurance customers told us they saved an average of $### by switching to Budget Direct.

Use our Comparitron™ tool to compare car insurance savings reported by our customers throughout Australia.

Award-winning Western Australia car insurance

After comparing our comprehensive cover with that offered by other insurers in the state, Canstar has awarded us their (one and only) Outstanding Value Car Insurance Western Australia award in 2019.

View Canstar's award winners and ratings methodology

CANSTAR's Outstanding Value Car Insurance Western Australia 2017
CANSTAR's Outstanding Value Car Insurance Western Australia 2019

Choose your cover

With Budget Direct, you can select one of three types of car insurance:

Comprehensive Car Insurance

Covers loss or damage to your vehicle due to an accident, theft, severe weather, malicious damage, and fire; and your liability for accidental damage your car causes to other people’s property.
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Third Party Property Insurance

Covers your liability for accidental damage your car causes to other people’s property, including their vehicles.
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Third Party, Fire and Theft Insurance

Provides the same cover as Third Party Property, with extra protection against loss or damage to your vehicle due to fire and theft.
Read more

Highly rated claims


Assessments and repairs

In Western Australia, you can get your vehicle’s damage assessed by:

  • one of our network repairers, or
  • a local repairer (if there isn’t a network repairer near you).

For your convenience, after your car’s damage has been assessed, and if we authorise the repairs, we may appoint a repairer and manage the whole repair process on your behalf.

Alternatively, you may be able to nominate your preferred repairer.

Roadside Assistance

For $79.95 a year – about $1.60 a week – you can take advantage of our 24/7, nationwide Roadside Assistance service. 

Whether your car goes kaput in Perth or The Kimberley, our WA network of roadside contractors means you’re never too far from help.

Compulsory Third Party (CTP) insurance

All vehicles in Australia must have CTP cover before they can be registered and legally driven on the road; motorists pay for this cover either as part of their vehicle registration fee (or vehicle licence fee, as it’s called in WA) or separately.

In Western Australia, CTP insurance is provided by the Insurance Commission of Western Australia (ICWA).

For more information, visit the ICWA website.

† {comparitron-disclaimer}
*Based on customers in Western Australia who have made a claim on Budget Direct Car Insurance, and who were surveyed between 10 February 2015 and 31 December 2018. Visit www.budgetdirectreviews.com.au for more details.

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