Budget Direct has insured motorists in The Wildflower State since 2000.
Whether you live in Perth or Fremantle, Esperance or Broome, or anywhere in between, we've got a wide range of car insurance for you to choose from.
Switch and save
In comparison to their previous insurers' premiums, our West Australian car insurance customers told us they saved an average of $###† by switching to Budget Direct.
Use our Comparitron™ tool to compare car insurance savings reported by our customers throughout Australia.
Award-winning Western Australia car insurance
After comparing our comprehensive cover with that offered by other insurers in the state, Canstar has awarded us their (one and only) Outstanding Value Car Insurance Western Australia award in 2019.
Choose your cover
With Budget Direct, you can select one of three types of car insurance:
Third Party Property Only Insurance
Covers your liability for accidental damage your car causes to other people’s property, including their vehicles.
Third Party Property, Fire and Theft Insurance
Provides the same cover as Third Party Property Only, with extra protection against loss or damage to your vehicle due to fire and theft.
Highly rated claims
Assessments and repairs
In Western Australia, you can get your vehicle’s damage assessed by:
- one of our network repairers, or
- a local repairer (if there isn’t a network repairer near you).
For your convenience, after your car’s damage has been assessed, and if we authorise the repairs, we may appoint a repairer and manage the whole repair process on your behalf.
Alternatively, you may be able to nominate your preferred repairer.
Compulsory Third Party (CTP) insurance
All vehicles in Australia must have CTP cover before they can be registered and legally driven on the road; motorists pay for this cover either as part of their vehicle registration fee (or vehicle licence fee, as it’s called in WA) or separately.
In Western Australia, CTP insurance is provided by the Insurance Commission of Western Australia (ICWA).
For more information, visit the ICWA website.
Car Insurance Knowledge Base
Your questions about insurance all
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*Based on a survey of Budget Direct Car and Home insurance customers conducted between 10 February 2015 and 31 May 2019. Visit www.budgetdirectreviews.com.au for more details.