Budget Direct has insured motorists in The Wildflower State since 2000.

Whether you live in Perth or Fremantle, Esperance or Broome, or anywhere in between, we've got a wide range of car insurance for you to choose from.

Switch and save

In comparison to their previous insurers' premiums, our West Australian car insurance customers told us they saved an average of $### by switching to Budget Direct.

Use our Comparitron™ tool to compare car insurance savings reported by our customers throughout Australia.

Award-winning Western Australia car insurance

After comparing our comprehensive cover with that offered by other insurers in the state, Canstar has awarded us their (one and only) Outstanding Value Car Insurance Western Australia award in 2019.

View Canstar's award winners and ratings methodology

CANSTAR's Outstanding Value Car Insurance Western Australia 2017
CANSTAR's Outstanding Value Car Insurance Western Australia 2019

Choose your cover

With Budget Direct, you can select one of three types of car insurance:

Comprehensive Car Insurance

Covers loss or damage to your vehicle due to an accident, theft, severe weather, malicious damage, and fire; and your liability for accidental damage your car causes to other people’s property.

Read more about Comprehensive Car Insurance

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Third Party Property Only Insurance

Covers your liability for accidental damage your car causes to other people’s property, including their vehicles.

Read more about Third Party Property Only Insurance

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Third Party Property, Fire and Theft Insurance

Provides the same cover as Third Party Property Only, with extra protection against loss or damage to your vehicle due to fire and theft.

Read more about Third Party Property, Fire and Theft Insurance

Highly rated claims

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Assessments and repairs

If your damaged vehicle is driveable, we’ll ask you to take it to one of the following to be assessed and fixed:

  • one of our network repairers
  • a local repairer (if there isn't a network repairer near you).

If your damaged car is not driveable, call us on 1300 885 996 and we’ll arrange for it to be towed.

After assessing your vehicle’s damage and authorising the repairs, we can appoint a repairer and manage the whole repair process on your behalf.

Our repairs are guaranteed for as long as you own the car.

Alternatively, you may be able to nominate your preferred repairer.

Roadside Assistance

For $79.95 a year – about $1.60 a week – you can take advantage of our 24/7, nationwide Roadside Assistance service. 

Whether your car goes kaput in Perth or The Kimberley, our WA network of roadside contractors means you’re never too far from help.

Compulsory Third Party (CTP) insurance

All vehicles in Australia must have CTP cover before they can be registered and legally driven on the road; motorists pay for this cover either as part of their vehicle registration fee (or vehicle licence fee, as it’s called in WA) or separately.

In Western Australia, CTP insurance is provided by the Insurance Commission of Western Australia (ICWA).

For more information, visit the ICWA website.

† {comparitron-disclaimer}
*Based on a survey of Budget Direct Car and Home insurance customers conducted between 10 February 2015 and 31 May 2019. Visit www.budgetdirectreviews.com.au for more details.

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