If you’re a senior – aged 60 or over – travelling overseas to visit family and friends, going on a cruise, or grey nomading around Australia, we’ve got cover to suit your needs and budget – right up to your 100th birthday.
With Budget Direct, your partner and dependent grandchildren can all be insured under one policy, saving you time and money.
All our international travel insurance policies cover what’s most important – your health and safety – with unlimited cover for overseas emergency medical and hospital expenses.
And if you’re travelling within Australia, we’ve got a policy that insures you against things like cancellation of your trip, lost luggage and personal effects, and rental vehicle insurance excess.
Depending on your level of cover, your benefits can include:
|Cancellation of your trip: If you have to cancel your holiday due to unforeseen circumstances – such as an illness, accident or job loss – we’ll cover the cost of prepaid travel, accommodation, meals, tours, activities, and visas.||Yes|
|Overseas medical and hospital expenses: If you or your partner fall ill or are injured during your overseas trip, we’ll give you unlimited cover for your emergency medical and hospital expenses. This includes the cost of your return to Australia earlier than planned, if medically necessary.||Yes|
|Luggage and personal effects: If your luggage or personal effects (e.g. jewellery, camera, mobile phone) get lost, stolen or damaged during your vacation, we’ll pay you up to $7,500†.||Yes|
|Rental vehicle insurance excess: If you hire a car on your holiday and it’s damaged or stolen, we’ll pay you up to $6,000 to cover the hire-car insurance excess.||Yes|
|Pre-existing medical conditions: Automatic cover for 27 pre-existing medical conditions. (If your pre-existing medical condition is not covered, you would still be covered for any unforeseen medical expenses not related to your condition.)||Yes|
†Sub-limits apply – please see Part 3 of the PDS for more details.
We have five levels of travel insurance cover for you to choose from, according to your needs and budget.
The information on this page is a summary only. For more details about Budget Direct travel insurance, including the terms, conditions, limits and exclusions that apply, please read the product disclosure statement.
Whether you’re after cheap travel insurance or a policy with all the bells and whistles, we’ve got a wide range of cover for you to choose from.
Get a travel insurance quote online in 30 seconds or call us on 1800 444 424.
If your trip didn’t go entirely to plan and you wish to make a claim, we’re here to help.
100 years old (Comprehensive and Domestic cover); and 75 years old (Essential, Annual Multi-Trip, and Last Minute cover) at the date of application.
As soon as you you’ve booked and paid for some or all of your trip. That way, if you’re forced to cancel your trip, you’ll be covered (conditions apply to cancellations – please see the PDS for full details).
Twelve months (single-trip policy). An Annual Multi-Trip policy is effective for 12 months, however each trip must last 30 days or less (if you plan on taking a longer trip, you’ll need to purchase another policy).
Any diagnosed medical condition which, in the last five years, you or any insured person has suffered from or has received any form of medical advice, treatment or medication for.
Yes – you must be under 50 and 60 years of age in order to be automatically covered for Diabetes Mellitus (Type 1) and Asthma respectively.
Yes – provided you contact us before your original return date, you can extend your cover for a maximum total duration of 12 months.
Documents that corroborate the incident that led to your claim, prove the ownership and value of any lost, stolen or damaged items, and verify any costs you incurred. These include airline, tour operator and police reports, receipts, valuation certificates, and medical accounts.