For an additional premium, you can add optional Snow Sports Cover to your Budget Direct international or domestic travel insurance policy.
Whether you go skiing, snowboarding and/or ice-skating, in Europe, North America, Japan, New Zealand, our own Snowy Mountains or elsewhere, we’ve got a wide range of travel insurance for you to choose from.
What’s covered?
Depending on the type of travel insurance you choose, your cover can include:
Terms, conditions, limits and exclusions apply.
For full details, please read the Product Disclosure Statement.
Insured snow sports
The following snow sports are covered. Note that:
- we cover only amateur and recreational snow sports
- the coverage of some snow sports is subject to conditions and exclusions; for more details, see the table of covered snow sports in the Product Disclosure Statement.
- Big foot skiing
- Cat skiing
- Cross-country skiing (along a designated route only)
- Glacier skiing
- Heli-skiing
- Ice hockey
- Ice skating
- Lugeing (ice only)
- Mono skiing
- Off-piste skiing (with professional instructor/guide only)
- Recreational ski racing
- Snowboarding
- Snowmobiling
- Tobogganing.
How do I insure my ski trip?
If you plan to ski, snowboard and/or ice-skate on your overseas or Australian trip and want to be insured against any costly mishaps, follow these two steps:
Choose a policy
Get a quote for one of four international travel insurance policies – Comprehensive, Essential, Last Minute, or Annual Multi-Trip – or, for travel within Australia, the Domestic policy.§
Add Snow Sports Cover
During the quote process, add optional Snow Sports Cover to your policy before you buy it.
If you forget to add Snow Sports Cover, you can do it after purchasing your policy by calling us on 1800 444 424 or logging into your online account and editing your policy – before you depart on your trip and within 14 days of the purchase date.
Upgrade your cover
For an additional premium, you can customise your travel insurance policy even further by adding one or both of the following optional extras to your policy:
How do I add these optional extras to my policy?
You can add one or both of these optional extras when you get a quote and buy a policy.
If you’ve already purchased a policy, you can add Additional Specified Items Cover only. To do this, call us on 1800 444 424 or log into your online account and edit your policy – before you depart on your trip and within 14 days of the purchase date.
Get a quote
Whether you want cover for just the basics or a policy with lots of bells and whistles, we’ve got a big selection of travel insurance for you to pick from.
Get a travel insurance quote online in 30 seconds or call us on 1800 444 424.
Find out more
The information on this page is a summary only. For more details about Budget Direct travel insurance, including the terms, conditions, limits and exclusions that apply, please read the Product Disclosure Statement (PDS).
How to make a claim
If your trip didn’t go entirely to plan and you have to make a claim, we’re here to help. Make a claim on your travel insurance policy.
Award-winning travel insurance
After comparing all the policies in their database, Australia’s largest comparison site, finder, awarded us their Best Travel Insurance (Comprehensive) title in 2018.
We also won Mozo Experts Choice 2018 Exceptional Value travel insurance awards in the 'Basic' category (for our Last Minute policy) and the 'Annual' category (for our Annual Multi-Trip policy).
Frequently asked questions
How many people can be covered under one travel insurance policy?
Up to 10 adults and 20 dependent children.
If I get sick or injured while travelling in Australia, will I be covered for medical expenses?
In contrast to our international travel insurance policies, our Domestic policy does not cover emergency medical or hospital expenses.
That’s because these expenses are claimable in Australia from Medicare and/or your private health fund.
Which sports and activities (other than snow sports) do you cover?
My cruise ship has an ice rink/indoor snow park – if I injure myself skating or skiing, am I covered?
Yes – as long as you add optional Snow Sports Cover to your policy and subject to the terms, conditions, limits and exclusions of the product disclosure statement.
If I make a claim, will I have to pay an excess?
It depends on the travel insurance benefit you’re claiming: the excess will be $200 or $0.
Roughly half the benefits attract an excess, half don’t.
For example, you’ll have to pay the first $200 of a ‘Cancellation and amendment fees’ claim, but no excess for a ‘Delayed luggage allowance’ claim.
Claims arising from a handful of covered sports and activities attract higher excesses, ranging from $250 to $500.
For an additional premium, you can reduce or remove your excess.
Travel Insurance Knowledge Base
Your questions about insurance all
answered in one place.
§ Our Domestic policy does not cover you for medical and hospital expenses arising from injuries you sustain while participating in snow sports in Australia, as these expenses are claimable from Medicare and/or your private health fund.
