For an additional premium, you can add optional Snow Sports Cover to your Budget Direct international or domestic travel insurance policy.
Whether you go skiing, snowboarding and/or ice-skating, in Europe, North America, Japan, New Zealand, our own Snowy Mountains or elsewhere, we’ve got a wide range of travel insurance for you to choose from.
Depending on the type of travel insurance you choose, your cover can include:
Overseas medical and hospital expenses
Unlimited cover for overseas emergency medical and hospital expenses if you get sick or injured during your international skiing trip (excluding pregnancy and childbirth).
Snow sports equipment
Cost of replacing your snow sports equipment (e.g. skis, poles, snowboard) if it is lost, stolen or damaged during your snow holiday, up to $1250.
Payment for the unused, pro rata value of your ski pack (ski tuition fees, lift pass, and equipment hire) if you become ill or are injured and cannot ski as planned, up to $600.
Payment of up to $5 million in case you’re held legally liable for accidentally injuring someone else or damaging or losing someone else’s property on your trip to the snow.
Insured snow sports
The following snow sports are covered. Note that:
- we cover only amateur and recreational snow sports
- the coverage of some snow sports is subject to conditions and exclusions; for more details, see the table of covered snow sports in the product disclosure statement.
- Big foot skiing
- Cat skiing
- Cross-country skiing (along a designated route only)
- Glacier skiing
- Ice hockey
- Ice skating
- Lugeing (ice only)
- Mono skiing
- Off-piste skiing (with professional instructor/guide only)
- Recreational ski racing
How do I insure my ski trip?
If you plan to ski, snowboard and/or ice-skate on your overseas or Australian trip and want to be insured against any costly mishaps, follow these two steps:
Choose a policy
(Note that our Domestic policy does not cover you for medical and hospital expenses arising from injuries you sustain while participating in snow sports in Australia, as these expenses are claimable from Medicare and/or your private health fund.)
Add Snow Sports Cover
During the quote process, add optional Snow Sports Cover to your policy before you buy it.
If you forget to add Snow Sports Cover, you can do it after purchasing your policy by calling us on 1800 444 424 or logging into your online account and editing your policy – before you depart on your trip and within 14 days of the purchase date.
Upgrade your cover
For an additional premium, you can customise your travel insurance policy even further by adding one or more of the following optional extras to your policy:
Additional Specified Items Cover
Increase the level of cover for your valuables – including cameras, smartphones, portable electronic equipment, and jewellery – by specifying them in your policy (Comprehensive and Annual Multi-Trip cover only).
Halve your excess from the standard $200 to $100; or choose to have no excess.
How do I add these optional extras to my policy?
Get a quote
Whether you want cover for just the basics or a policy with lots of bells and whistles, we’ve got a big selection of travel insurance for you to pick from.
Get a travel insurance quote online in 30 seconds or call us on 1800 444 424.
Find out more
The information on this page is a summary only. For more details about Budget Direct travel insurance, including the terms, conditions, limits and exclusions that apply, please read the product disclosure statement (PDS).
Frequently asked questions
How many people can be covered under one travel insurance policy?
Up to 10 adults and 20 dependent children.
If I get sick or injured while travelling in Australia, will I be covered for medical expenses?
In contrast to our international travel insurance policies, our Domestic policy does not cover emergency medical or hospital expenses.
That’s because these expenses are claimable in Australia from Medicare and/or your private health fund.
Which sports and activities (other than snow sports) do you cover?
My cruise ship has an ice rink/indoor snow park – if I injure myself skating or skiing, am I covered?
Yes – as long as you add optional Snow Sports Cover to your policy and subject to the terms, conditions, limits and exclusions of the product disclosure statement.
If I make a claim, will I have to pay an excess?
It depends on the travel insurance benefit you’re claiming: the excess will be $200 or $0.
Roughly half the benefits attract an excess, half don’t.
For example, you’ll have to pay the first $200 of a ‘Cancellation and amendment fees’ claim, but no excess for a ‘Delayed luggage allowance’ claim.
Claims arising from a handful of covered sports and activities attract higher excesses, ranging from $250 to $500.
For an additional premium, you can reduce or remove your excess.
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§ Our Domestic policy does not cover you for medical and hospital expenses arising from injuries you sustain while participating in snow sports in Australia, as these expenses are claimable from Medicare and/or your private health find.