Grab your lift pass and hit the slopes!
For an additional premium, you can add optional Snow Sports or Snow Sports+ Cover to your Budget Direct Travel Insurance policy for your upcoming snow trip.
Whether you're a seasoned skier, a snowboard enthusiast, or it's your first time at ski school, we can provide coverage for your favourite winter sports activities. From on-piste to back-country skiing, consider insuring yourself and your travel companions against any costly mishaps. Hit the ski slopes and carve out unforgettable memories. Your winter wonderland awaits, just don't forget to pack your snow and ski insurance with our Snow Sports and Snow Sports+ Cover.
What's covered by Snow Sports?
Note that we only cover amateur and recreational sports and activities.
- On-Piste* snow skiing
- On-Piste* snowboarding
- On-Piste* snowmobiling
- Cross country skiing
*On-Piste means on a marked trail or slope prepared for skiing or snowboarding within a boundary of the ski field or ski resort and user per any regulations.
What's covered by Snow Sports+?
Note that we only cover amateur and recreational sports and activities.
- Everything in Snow Sports cover
- Off-Piste snow skiing
- Off-Piste snowboarding
- Heli-skiing and heli-snowboarding (guided tour)
What's not covered by Snow Sports and Snow Sports+?
- Snow Sports in a professional capacity
- Racing
- Going against local advice or warnings while skiing and snowboarding Off-Piste
- Personal Liability claims arising from your use of a snowmobile
Terms, conditions, limits, sub-limits and exclusions apply. Please check the Combined FSG & PDS for further details.
How to Get Snow and Ski Travel Insurance
Insure yourself and your travel companions against any costly mishaps if you plan to ski or snowboard on your overseas holiday or ski trip around Australia.
You can start by following these 3 steps:
1. Choose a Travel Insurance Policy
Get a quote for one of our international Travel Insurance plans - Comprehensive, Essential, Basic or Domestic for when you travel within Australia.
Snow Sports and Snow Sports+ Cover are also available if you choose to cover multiple trips with an Annual Multi-Trip policy.
2. Add Snow Sports or Snow Sports+ Cover
During the quote process, add Snow Sports or Snow Sports+ Cover to your policy before you buy it. An additional premium applies.
If you forget to add Snow Sports or Snow Sports+ Cover, you can do it after purchasing your policy by calling us on 1300 792 001.
3. Enjoy Your Winter Sports Cover
Enjoy your holiday on the slopes with our Snow Sports or Snow Sports+ Cover knowing you purchased the right coverage against loss or injury while doing the winter sports and activities that you love.
Terms, conditions, limits, sub-limits and exclusions apply. Please check the Combined FSG & PDS for further details.
Choose Your Travel Insurance
For an additional premium, add Snow Sports or Snow Sports+ Cover with any of these Travel Insurance policies.
15%^ OFF
When you get a quote and buy a new policy online
Our most extensive international travel insurance policy will provide cover for our full list of benefits and entitles you to our maximum benefit limits.
- Luggage and personal effects – Up to $10,000 (sub-limits apply)
- $Unlimited* overseas medical expenses benefit, including COVID-19 related medical expenses.
- Overseas dental expenses – Up to $2,000
- Travel amendment or cancellation costs – Up to $10,000 (or the amount you choose) per policy
- Rental vehicle excess – Up to $10,000
15%^ OFF
When you get a quote and buy a new policy online
Our essential international travel policy provides cover for fundamental benefits and entitles you to generous benefit limits.
- Luggage and personal effects – Up to $5,000 (sub-limits apply)
- $Unlimited* overseas medical expenses benefit, including COVID-19 related medical expenses.
- Overseas dental expenses – Up to $1,000
- Travel amendment or cancellation costs – Up to $5,000 (or the amount you choose) per policy
- Rental vehicle excess – Up to $4,000
15%^ OFF
When you get a quote and buy a new policy online
Our basic level cover at our cheapest price for international travel provides cover for an $Unlimited* amount of overseas emergency medical and hospital expenses.
- Luggage and personal effects – Up to $2,000 (sub-limits apply)
- $Unlimited* overseas medical expenses benefit, including COVID-19 related medical expenses.
- Overseas dental expenses – Up to $500
- Travel amendment or cancellation costs
- Rental vehicle excess
15%^ OFF
When you get a quote and buy a new policy online
Our Domestic Travel Insurance policy covers you for your travel within Australia and includes cover for cancellation and amendment fees, and luggage and personal effects.
- Luggage and personal effects – Up to $5,000 (sub-limits apply)
- Travel amendment or cancellation costs – Up to $10,000 (or the amount you choose) per policy
- Rental vehicle excess – Up to $10,000
*Where '$Unlimited' is used here, it means that there is no capped dollar sum insured.
Medical cover will not exceed 12 months from onset. Terms, conditions, limits, sub-limits and exclusions apply. Please check the Combined Financial Services Guide and Product Disclosure Statement for further details.
Find Out More
The information on this page is a summary only. For more details about Budget Direct Travel Insurance, including the terms, conditions, limits, sub-limits and exclusions that apply, please read the Combined FSG & PDS.
Snow and Ski Travel Insurance FAQs
Does travel insurance cover trip cancellation?
Yes, Budget Direct Travel Insurance plans (except Basic) can cover the cost of cancelling or amending your trip due to circumstances outside your control and unforeseeable at the time the policy was issued (for single-trip Travel Insurance) or at the first time at which any part of the relevant trip is paid for or the time at which the policy is issued, whichever occurs last (for Annual Multi-Trip policies).
Which sports and activities does travel insurance cover?
All Budget Direct Travel Insurance includes cover for a range of sports and activities. Some adventure activities and snow sports may not be automatically included in the cover.
For other more adventurous activities we have options for you: Adventure and Adventure+ Cover.
Adventurous spirits can obtain cover with our Adventure and Adventure+ Cover which help protect you against loss or injury while doing the adventure sports and activities that you love. Insure yourself and your travel companions against costly mishaps if you plan to take part in any adventure activities on your overseas holiday, or trip around Australia.
Please read the Combined FSG/PDS to learn more about which activities you'll be covered for.
Does travel insurance cover skiing?
Yes, as long as you’ve added the optional Snow Sports Cover or Snow Sports+ Cover to your Travel Insurance policy for an additional premium.
There are two levels of Snow Sports Cover:
- Snow Sports Cover includes On-Piste snow skiing, snowboarding and snowmobiling, and cross-country skiing only.
- Snow Sports+ Cover includes everything covered in Snow Sports, plus Off-Piste snow skiing and snowboarding (conditions apply) as well as heli-skiing/boarding (conditions apply).
Does travel insurance cover medical and hospital expenses?
Yes, all of Budget Direct’s international Travel Insurance plans – Comprehensive, Essential and Basic – include an $Unlimited* cover amount (for up to 12 months from onset of the illness, condition or injury) for the cost of overseas medical expenses including:
- Emergency medical treatment
- Ambulance transportation
- Surgery and hospital costs
- Emergency repatriation/evacuation
*Where ‘$Unlimited’ is used here, it means that there is no capped dollar sum insured. There is no cover for any medical, dental or hospital expenses in Australia.
Does travel insurance cover medical expenses in Australia?
In contrast to our international Travel Insurance policies, our Domestic policy does not cover emergency medical or hospital expenses.
That’s because, in Australia, medical expenses can be claimed from Medicare and/or your private health fund.
