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Snow Sports Cover

Seasonal snow can cover up to a third of the world’s land mass, mainly in the Northern Hemisphere, and The Australian Alps, or Snowy Mountains as they’re better known, receive more snow than Switzerland.

If you intend to ski, snowboard and/or ice-skate on your overseas or Australian trip and want to be insured against any costly mishaps, you may want to consider adding optional Snow Sports Cover to your Budget Direct travel insurance policy.

What’s covered

The following table is a summary of Snow Sports Cover’s benefits and sums insured:

Benefit Sum insured*
Snow Sports Equipment
Cover for the cost of replacing your snow sports equipment (e.g. skis, poles and snowboards) if it is lost, stolen or damaged.
Snow Sports Equipment Hire
Cover for the cost of hiring snow sports equipment if yours is delayed in reaching you on your outward journey for more than 12 hours, lost, stolen or damaged.
$50 per 24 hours, up to $500
Lift Pass
Payment for the unused, pro rata value of your lift pass if it is lost or stolen.
Ski Pack
Payment for the unused, pro rata value of your ski pack (ski tuition fees, lift pass, and equipment hire) if you become ill or are injured and cannot ski as planned.
$150 per 24 hours, up to $600
Piste Closure‡
Cover for the cost of transport to another nearby resort or, if there isn’t one, a cash payment if the lift systems at your resort are closed for more than 12 hours due to insufficient snow, excessive snow, or high winds.
$50 per 24 hours, up to $500
Avalanche Cover
Cover for the cost of additional travel and accommodation expenses if your scheduled arrival or departure from your booked ski resort is delayed by more than 12 hours because of an avalanche.

*Maximum amount per insured person per trip; includes GST. An excess of $200 applies to the Snow Sports Equipment, Lift Pass, and Avalanche Cover benefits.
On claims for snow sports equipment, an allowance will be made for loss of value due to wear and tear, with the amount payable ranging from 90% of the purchase price for equipment up to 12 months old to 20% of the purchase price for equipment up to 60 months old.
Applies only to travel to the Northern Hemisphere between December 1 and April 15 and travel to the Southern Hemisphere between July 1 and September 30.

Find out more

The information on this page is a summary only. For more details about Budget Direct travel insurance, including the terms, conditions, limits and exclusions that apply, please read the product disclosure statement (PDS).

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Whether you’re after cheap travel insurance or a policy with all the bells and whistles, we’ve got a wide range of cover for you to choose from.

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How to make a claim

If your trip didn’t go entirely to plan and you have to make a claim, we’re here to help.

Make a claim on your Budget Direct travel insurance policy

Frequently asked questions

Which snow sports are covered?

The following snow sports are covered*:

  • Big foot skiing
  • Cat skiing
  • Cross-country skiing (along a designated route only)
  • Glacier skiing
  • Heli-skiing†,‡
  • Ice hockey†
  • Ice skating
  • Lugeing (ice)†,‡
  • Mono skiing
  • Off-piste skiing (with professional instructor/guide)‡
  • Recreational ski racing (not training for, or participating in, a competition.)
  • Skiing (recreational only)
  • Snowmobiling†
  • Tobogganing.

*No cover for Personal Accident (section F of the PDS) if you have Last Minute cover.
No cover for Personal Accident (section F) or Personal Liability (section G).
These activities must be undertaken with a commercial operator, available to the general public, not considered extreme risk, and not require special skills or a high level of fitness.

Would I need to take out additional Snow Sports Cover to be covered for injuries sustained on a cruise-ship ice rink or in an indoor snow park?