For an additional premium, you can add optional Snow Sports Cover to your Budget Direct international or domestic travel insurance policy.
Whether you go skiing, snowboarding and/or ice-skating, in Europe, North America, Japan, New Zealand, our own Snowy Mountains or elsewhere, we’ve got a wide range of travel insurance for you to choose from.
What’s covered?
Depending on the type of travel insurance you choose, your cover can include:
Terms, conditions, limits and exclusions apply.
For full details, please read the Product Disclosure Statement.
Insured snow sports
The following snow sports are covered. Note that:
- we cover only amateur and recreational snow sports
- the coverage of some snow sports is subject to conditions and exclusions; for more details, see the table of covered snow sports in the Product Disclosure Statement.
- Big foot skiing
- Cat skiing
- Cross-country skiing (along a designated route only)
- Glacier skiing
- Heli-skiing
- Ice hockey
- Ice skating
- Lugeing (ice only)
- Mono skiing
- Off-piste skiing (with professional instructor/guide only)
- Recreational ski racing
- Snowboarding
- Snowmobiling
- Tobogganing.
How do I insure my ski trip?
If you plan to ski, snowboard and/or ice-skate on your overseas or Australian trip and want to be insured against any costly mishaps, follow these two steps:
Choose a policy
Get a quote for one of four international travel insurance policies – Comprehensive, Essential, Last Minute, or Annual Multi-Trip – or, for travel within Australia, the Domestic policy.§
Add Snow Sports Cover
During the quote process, add optional Snow Sports Cover to your policy before you buy it.
If you forget to add Snow Sports Cover, you can do it after purchasing your policy by calling us on 1800 444 424 or logging into your online account and editing your policy – before you depart on your trip and within 14 days of the purchase date.
Upgrade your cover
For an additional premium, you can customise your travel insurance policy even further by adding one or both of the following optional extras to your policy:
How do I add these optional extras to my policy?
You can add one or both of these optional extras when you get a quote and buy a policy.
If you’ve already purchased a policy, you can add Additional Specified Items Cover only. To do this, call us on 1800 444 424 or log into your online account and edit your policy – before you depart on your trip and within 14 days of the purchase date.
Get a quote
Whether you want cover for just the basics or a policy with lots of bells and whistles, we’ve got a big selection of travel insurance for you to pick from.
Get a travel insurance quote online in 30 seconds or call us on 1800 444 424.
Find out more
The information on this page is a summary only. For more details about Budget Direct travel insurance, including the terms, conditions, limits and exclusions that apply, please read the Product Disclosure Statement (PDS).
How to make a claim
If your trip didn’t go entirely to plan and you have to make a claim, we’re here to help. Make a claim on your travel insurance policy.
Award-winning travel insurance
After comparing all the policies in their database, Australia's largest comparison site, Finder, awarded us their Best Travel Insurance — Comprehensive title in 2018 and 2019.
We also won a Mozo Experts Choice award in 2018 and 2019 for Exceptional Value Basic Travel Insurance (for our Last Minute policy).
Frequently asked questions
Does travel insurance cover trip cancellation?
All Budget Direct travel insurance policies except Last Minute can cover the cost of cancelling (or amending) your trip due to an insured event. Read more
Which sports and activities does travel insurance cover?
Budget Direct travel insurance includes cover for more than 90 sports and activities and optional cover for more than 12 snow sports.
Does travel insurance cover skiing?
For an additional premium, you can add optional Snow Sports Cover to your Budget Direct international or domestic travel insurance policy.
Among other things, Snow Sports Cover can insure you for snow sports equipment, ski packs, lift hire, and piste closures.
Does travel insurance cover medical and hospital expenses?
All four of Budget Direct’s international travel insurance policies – Comprehensive, Essential, Last Minute, and Annual Multi-Trip – include an unlimited amount for overseas medical and hospital expenses, including:
- ambulance and emergency medical, surgical and hospital costs
- cost of your return to Australia earlier than planned if this is medically necessary and we authorise it
- if you cannot return to Australia as you originally planned and if it is medically necessary and we authorise it, we will pay for reasonable travel and accommodation expenses:
- to allow you to return to Australia, and
- for someone to stay with you and travel home with you, or
- for one relative or friend to travel from Australia to stay with you and travel home with you
- cost of returning your body or ashes to Australia (up to $20,000) or cost of a funeral and burial in the country in which you die (up to $10,000).
This cover excludes any claims arising from pre-existing medical conditions (other than the 27 we cover).
Note that, if you suffer an illness or injury that requires emergency transportation, hospitalisation or repatriation and/or is likely to cost more than AUD$500 to treat, you (or someone else on your behalf) must contact us as soon as possible.
Our Domestic policy does not include cover for medical and hospital expenses, as these expenses are already claimable in Australia from Medicare and/or your private health fund.
Does travel insurance cover medical expenses in Australia?
In contrast to our international travel insurance policies, our Domestic policy does not cover emergency medical or hospital expenses.
That’s because these expenses are claimable in Australia from Medicare and/or your private health fund.
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§ Our Domestic policy does not cover you for medical and hospital expenses arising from injuries you sustain while participating in snow sports in Australia, as these expenses are claimable from Medicare and/or your private health fund.
