Going on a short cruise in Australian waters? A Pacific cruise? An around-the-world ocean cruise? A river cruise in Europe or Asia?
Wherever you plan to cruise, we’ve got a wide range of travel insurance for you to choose from.
This cover includes an unlimited amount of overseas emergency medical and hospital expenses.
(Once your ship leaves Australian shores, these expenses are not covered by either Medicare or your private health insurer.)
Depending on the type of travel insurance you choose, your cover can include:
Overseas medical and hospital expenses
Unlimited amount for on-board and overseas on-shore emergency medical and hospital expenses (excluding pregnancy and childbirth).
Cancellation and amendment fees
Cancellation fees and lost deposits on prepaid travel, accommodation, meals, etc. if your cruise is cancelled due to an insured event (e.g. an unforeseen illness or injury).
Extra travel, accommodation and meals expenses if your voyage is disrupted or you have to return home early due to an insured event.
Choose your cover
Select one of four levels of international travel insurance for your cruise. The following two are popular among cruise-holidayers:
(When deciding which level of cover might suit you, you’ll need to consider your circumstances.)
Comprehensive Travel Insurance
Upgrade your cover
For an additional premium, you can add one or more of the following optional extras to your policy:
Halve your excess from the standard $200 to $100; or choose to have no excess.
How do I add these optional extras to my policy?
Get a quote
Whether you want cover for just the basics or a policy with lots of bells and whistles, we’ve got a wide selection of travel insurance for you to pick from.
Get a quote online in 30 seconds or call us on 1800 444 424.
Award-winning travel insurance
After comparing all the policies in their database, Finder awarded us their Best Travel Insurance — Comprehensive title in 2018 and 2019.
We also won a Mozo Experts Choice award in 2018 and 2019 for Exceptional Value Basic Travel Insurance (for our Last Minute policy).
Frequently asked questions
Does travel insurance cover cruises?
All of our international travel insurance policies automatically cover cruises in international, Australian and other territorial waters.
This cover includes overseas emergency medical and hospital expenses which, once your ship leaves Australian shores, are not covered by either Medicare or your private health insurer.
Does cruise travel insurance cover time on land?
Yes – shore excursions of up to 48 hours are automatically covered; any longer, and the stopover destination must be listed on your policy.
Just in case, we recommend you list all destinations your cruise is scheduled to dock at.
Can I get travel insurance if I have a pre-existing medical condition?
Budget Direct travel insurance covers 27 pre-existing health conditions.
If your pre-existing medical condition is not one we cover, you can still be covered for claims (including overseas medical and hospital expenses) not related to your condition.
Does travel insurance cover trip cancellation?
Does travel insurance cover mechanical breakdown?
Yes – if your aircraft or sea vessel is delayed for at least 12 hours, you can claim:
- travel delay expenses (excluding Last Minute policy)
- cost of extra kennel or cattery fees resulting from the abovementioned delay (Comprehensive and Annual Multi-Trip policies only).