Whether your family’s planning a road trip round Australia, a cheap holiday to Bali, or a trip-of-a-lifetime to North America or Europe, we’ve got wide range of travel insurance for you to choose from.
All of our international policies cover what’s most important – your family’s health and safety – with unlimited cover for overseas emergency medical and hospital expenses.
Depending on the type of travel insurance you choose, your cover can include:
Overseas medical and hospital expenses
Unlimited cover for emergency medical and hospital expenses if any of your family gets sick or hurt during your international trip (excluding pregnancy and childbirth).
Cancellation and amendment fees
Cost of pre-paid travel, accommodation, meals, tours and activities, and visas if your family’s trip is cancelled due to an insured event (e.g. an unforeseen illness or injury).
Travel documents, credit cards and traveller’s cheques
Cost of replacing your passport, visas, travel money cards, traveller’s cheques and credit cards if they’re lost, stolen or damaged.
Choose your cover
We offer five different types of travel insurance; the following two are popular among families:
(When deciding what type of cover might suit you, you’ll need to consider your own family’s particular circumstances.)
Comprehensive Travel Insurance
If your family wants our maximum protection, you may wish to consider comprehensive cover, which includes our full list of benefits and entitles you to claim up to our highest benefit amounts.
Upgrade your cover
For an additional premium, you can customise your travel insurance policy by adding one or more of the following optional extras to your policy:
Additional Specified Items Cover
Increase the level of cover for your valuables – including cameras, smartphones, portable electronic equipment, and jewellery – by specifying them in your policy (Comprehensive and Annual Multi-Trip policies only).
Halve your excess from the standard $200 to $100; or choose to have no excess.
How do I add these optional extras to my policy?
Get a quote
Whether you’re after a cheap price or a policy with all the bells and whistles, we’ve got a wide range of travel insurance cover for you to choose from.
Get a quote online in 30 seconds or call us on 1800 444 424.
Find out more
The information on this page is a summary only. For more details about Budget Direct travel insurance, including the terms, conditions, limits and exclusions that apply, please read the product disclosure statement (PDS).
Frequently asked questions
How many people can be covered under one travel insurance policy?
Up to 10 adults and 20 dependent children.
What are ‘dependent children’?
Your financially dependent children or grandchildren (including step, fostered or adopted children or grandchildren) who are under 18 years of age and who are named on your travel insurance policy.
Do the benefit amount limits apply to each family member (or travelling party member) or to the family (or travelling party) as a whole?
The benefit amount limits are the most we’ll pay per insured person for each insured event their claim relates to.
For example, if a family of five has Comprehensive cover and all five of them have their luggage stolen, we’ll pay each of them up to $7,500 (minus their excesses of $200 each – assuming they did not opt to reduce or remove the excess.)
My family includes an infant – do you have a minimum age limit for travel insurance?
There is no minimum age limit for travel insurance cover, however all persons to be covered must be listed on your policy.
Before travelling with a newborn baby, it’s advisable ask your doctor and carrier whether it’s safe for the baby to travel.
I’m pregnant – can I get cover?
Budget Direct travel insurance does not cover any claims directly or indirectly related to pregnancy, childbirth, care of a newborn child or complications arising from any of these.
(If you are pregnant or have another pre-existing condition that is not covered by us, we will still cover you for claims not related to your pregnancy or other pre-existing condition.)
Travel Insurance Knowledge Base
Your questions about insurance all
answered in one place.
§ Our Domestic policy does not cover medical and hospital expenses, as these are claimable in Australia from Medicare and/or your private health fund.