Whether it's a road trip around Australia, a cheap holiday to Bali or a trip-of-a-lifetime to North America or Europe, Budget Direct offers a wide range or travel insurance for families.
All of our international travel insurance policies cover what’s most important — your family’s health and safety — with cover for overseas emergency medical and hospital expenses.
What’s covered?
Depending on the type of travel insurance you choose, your cover can include:
Not all benefits apply to all levels of cover.
Terms, conditions, limits and exclusions apply.
For full details, please read the Product Disclosure Statement (PDS).
Choose your cover
We offer five types of travel insurance; the following two are popular among families:
(When deciding what type of cover might suit you, you’ll need to consider your family’s circumstances.)
Comprehensive Travel Insurance
Want our maximum protection? Our comprehensive cover includes our full list of benefits and entitles you to claim up to our highest benefit amounts.
Read more
Essential Travel Insurance
Looking for a dependable insurance policy at a lower price? This might be the one your family's searching for.
Read more
Compare all insurance
Compare all Budget Direct travel insurance before you buy and get the cover you want.
Compare all travel insurance policies
Upgrade your cover
For an additional premium, you can add one or more of the following optional extras to your policy:
How do I add these optional extras to my policy?
You can add one or more of these optional extras when you get a quote and buy a policy.
If you’ve already bought a policy, you can add Snow Sports and/or Additional Specified Items cover only. To do this, call us on 1800 444 424 or log into your online account and edit your policy — before you leave on your trip and within 14 days of the purchase date.
Get a quote
Whether you’re after a cheap price or a policy with lots of bells and whistles, we’ve got a wide range of travel insurance for you to choose from.
Get a quote online in 30 seconds or call us on 1800 444 424.
Find out more
The information on this page is a summary only. For all the terms, conditions, limits and exclusions, please read the Product Disclosure Statement (PDS).
How to make a claim
If your trip didn’t go entirely to plan and you need to make a claim, we’re here to help. Make a claim on your travel insurance policy.
Award-winning travel insurance
After comparing all the policies in their database, Finder awarded us their Best Travel Insurance — Comprehensive title in 2018 and 2019.
We also won a Mozo Experts Choice award in 2018 and 2019 for Exceptional Value Basic Travel Insurance (for our Last Minute policy).
Frequently asked questions
How many people can be covered under one travel insurance policy?
With Budget Direct, you can get cover for up to 10 travellers on the one policy.
What are ‘dependent children’?
Budget Direct defines ‘dependent children’ as children or grandchildren (including step, fostered or adopted children or grandchildren) who are:
- under 18 years of age
- financially dependent on you
- named on your travel insurance policy.
Do the benefit amount limits apply to each family member (or travelling party member) or to the family (or travelling party) as a whole?
The benefit amount limits are the most we’ll pay each insured person per trip.
For example, if a family of five has Comprehensive cover and all five of them have their luggage stolen, we’ll pay them up to $7,500 each (minus their excesses of $200 each.)
Are there age limits for travel insurance?
Yes – to qualify for Budget Direct travel insurance, you must be under a certain age (see the table below):
| Age | Type of cover |
|---|---|
| 0 - 75 years | Essential, Annual Multi-Trip, Last Minute |
| 0 - 100 years | Comprehensive, Domestic |
Can I get travel insurance if I'm pregnant?
Budget Direct does not cover any travel insurance claims directly or indirectly related to pregnancy, childbirth, care of a newborn child or complications arising from any of these.
We can still cover you for claims not related to your pregnancy.
§ Our Domestic policy does not cover medical and hospital expenses, as these are claimable in Australia from Medicare and/or your private health fund.
