Budget Direct offers a wide range of travel insurance for families to choose from, whether your clan is planning a road trip round Australia, a cheap holiday to Bali, or a trip-of-a-lifetime to North America or Europe.
All of our international policies cover what’s most important – your family’s health and safety – with unlimited amount for overseas emergency medical and hospital expenses.
Depending on the type of travel insurance you choose, your cover can include:
Overseas medical and hospital expenses
Unlimited amount for emergency medical and hospital expenses if any of your family members gets sick or hurt during your international trip (excluding pregnancy and childbirth).
Cancellation and amendment fees
Cost of pre-paid travel, accommodation, meals, tours and activities, and visas if your family’s trip is cancelled due to an insured event (e.g. an unforeseen illness or injury).
Travel documents, credit cards and traveller’s cheques
Cost of replacing your passport, visas, travel money cards, traveller’s cheques and credit cards if they’re lost, stolen or damaged.
Choose your cover
We offer five different types of travel insurance; the following two are popular among families:
(When deciding what type of cover might suit you, you’ll need to consider your own family’s particular circumstances.)
Comprehensive Travel Insurance
If your family wants our maximum protection, you may wish to consider comprehensive cover, which includes our full list of benefits and entitles you to claim up to our highest benefit amounts.
Upgrade your cover
For an additional premium, you can customise your travel insurance policy by adding one or more of the following optional extras to your policy:
Additional Specified Items Cover
Halve your excess from the standard $200 to $100; or choose to have no excess.
How do I add these optional extras to my policy?
Get a quote
Whether you’re after a cheap price or a policy with lots of bells and whistles, we’ve got a wide range of travel insurance cover for you to choose from.
Get a quote online in 30 seconds or call us on 1800 444 424.
Find out more
The information on this page is a summary only. For more details about Budget Direct travel insurance, including the terms, conditions, limits and exclusions that apply, please read the Product Disclosure Statement (PDS).
Award-winning travel insurance
After comparing all the policies in their database, Australia's largest comparison site, Finder, awarded us their Best Travel Insurance — Comprehensive title in 2018 and 2019.
We also won a Mozo Experts Choice award in 2018 and 2019 for Exceptional Value Basic Travel Insurance (for our Last Minute policy).
Frequently asked questions
How many people can be covered under one travel insurance policy?
With Budget Direct, you can get cover for up to of 10 adults and 20 dependent children on the one policy.
What are ‘dependent children’?
Budget Direct defines ‘dependent children’ as children or grandchildren (including step, fostered or adopted children or grandchildren) who are:
- under 18 years of age
- financially dependent on you
- named on your travel insurance policy.
Do the benefit amount limits apply to each family member (or travelling party member) or to the family (or travelling party) as a whole?
The benefit amount limits are the most we’ll pay each insured person per trip.
For example, if a family of five has Comprehensive cover and all five of them have their luggage stolen, we’ll pay them up to $7,500 each (minus their excesses of $200 each.)
Are there age limits for travel insurance?
Yes – to qualify for Budget Direct travel insurance, you must be under a certain age (see the table below):
|Age||Type of cover|
|0 - 75 years||Essential, Annual Multi-Trip, Last Minute|
|0 - 100 years||Comprehensive, Domestic|
Can I get travel insurance if I'm pregnant?
Budget Direct does not cover any travel insurance claims directly or indirectly related to pregnancy, childbirth, care of a newborn child or complications arising from any of these.
We can still cover you for claims not related to your pregnancy.
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§ Our Domestic policy does not cover medical and hospital expenses, as these are claimable in Australia from Medicare and/or your private health fund.