Whether your family’s planning a road trip round Australia, a cheap holiday to Bali, or a trip-of-a-lifetime to North America or Europe, we’ve got wide range of travel insurance for you to choose from.

All of our international policies cover what’s most important – your family’s health and safety – with cover for unlimited overseas emergency medical and hospital expenses.

What’s covered?

Depending on the type of travel insurance you choose, your cover can include:

Overseas medical and hospital expenses

Unlimited emergency medical and hospital expenses if any of your family members gets sick or hurt during your international trip (excluding pregnancy and childbirth).

Cancellation and amendment fees

Cost of pre-paid travel, accommodation, meals, tours and activities, and visas if your family’s trip is cancelled due to an insured event (e.g. an unforeseen illness or injury).

Luggage and personal effects

Cost of repairing or replacing your jewellery, watch, smartphone and other valuables if they get lost, stolen or damaged during your holiday (sub-limits apply).

Travel documents, credit cards and traveller’s cheques

Cost of replacing your passport, visas, travel money cards, traveller’s cheques and credit cards if they’re lost, stolen or damaged.

Additional expenses

Extra accommodation, meals and travelling expenses – over and above what you budgeted for – if your trip is disrupted or you have to return home early due to an insured event.

Personal liability

Payment of up to $5 million in case you or your loved ones are held legally liable for accidentally injuring someone else or damaging or losing someone else’s property during your trip.

Rental vehicle excess

Any hire-car insurance excess you become liable to pay as a result of the car being damaged or stolen during your family getaway.

Loss of income

Payment of your average gross income for up to six months, up to a total of $10,400, if you become disabled within 30 days of suffering an injury on your trip and your disablement continues after your return to Australia.

Delayed luggage allowance

Cost of buying essential items if any of your family’s baggage is delayed by an airline or transport company for more than 24 hours.

Terms, conditions, limits and exclusions apply.

For full details, please read the Product Disclosure Statement.

Choose your cover

We offer five different types of travel insurance; the following two are popular among families:

(When deciding what type of cover might suit you, you’ll need to consider your own family’s particular circumstances.)

Comprehensive Travel Insurance

If your family wants our maximum protection, you may wish to consider comprehensive cover, which includes our full list of benefits and entitles you to claim up to our highest benefit amounts.
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Essential Travel Insurance

If your family’s looking for a dependable insurance policy at a lower price, this might be the one for you’re looking for.
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Compare all insurance

Compare all Budget Direct travel insurance before you buy and get the cover you want.
Compare all benefits and features

Upgrade your cover

For an additional premium, you can customise your travel insurance policy by adding one or more of the following optional extras to your policy:

Snow Sports Cover

Insures you against loss or injury while skiing, snowboarding, ice-skating and more, including the cost of snow sports equipment, lift passes and ski packs.§
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Additional Specified Items Cover

Increase the level of cover for your valuables – including cameras, smartphones, and jewellery – by specifying them in your policy (Comprehensive and Annual Multi-Trip policies only).
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Excess reduction

Halve your excess from the standard $200 to $100; or choose to have no excess.

How do I add these optional extras to my policy?

You can add one or more of these optional extras when you get a quote and buy a policy.

If you’ve already purchased a policy, you can add Snow Sports and/or Additional Specified Items cover only. To do this, call us on 1800 444 424 or log into your online account and edit your policy – before you depart on your trip and within 14 days of the purchase date.

Get a quote

Whether you’re after a cheap price or a policy with lots of bells and whistles, we’ve got a wide range of travel insurance cover for you to choose from.

Get a quote online in 30 seconds or call us on 1800 444 424.

Find out more

The information on this page is a summary only. For more details about Budget Direct travel insurance, including the terms, conditions, limits and exclusions that apply, please read the Product Disclosure Statement (PDS).

How to make a claim

If your trip didn’t go entirely to plan and you need to make a claim, we’re here to help. Make a claim on your travel insurance policy.

Award-winning travel insurance

After comparing all the policies in their database, Australia’s largest comparison site, finder, awarded us their Best Travel Insurance (Comprehensive) title in 2018.

We also won Mozo Experts Choice 2018 Exceptional Value travel insurance awards in the 'Basic' category (for our Last Minute policy) and the 'Annual' category (for our Annual Multi-Trip policy).

finder Awards 2018 Winner, Best Travel Insurance (Comprehensive)
MOZO's Experts Choice 2018 - Exceptional Value Basic Travel Insurance
MOZO's Experts Choice 2018 - Exceptional Value Annual Travel Insurance

Frequently asked questions

How many people can be covered under one travel insurance policy?

Up to 10 adults and 20 dependent children.

What are ‘dependent children’?

Your financially dependent children or grandchildren (including step, fostered or adopted children or grandchildren) who are under 18 years of age and who are named on your travel insurance policy.

Do the benefit amount limits apply to each family member (or travelling party member) or to the family (or travelling party) as a whole?

The benefit amount limits are the most we’ll pay per insured person for each insured event their claim relates to.

For example, if a family of five has Comprehensive cover and all five of them have their luggage stolen, we’ll pay each of them up to $7,500 (minus their excesses of $200 each – assuming they did not opt to reduce or remove the excess.)

My family includes an infant – do you have a minimum age limit for travel insurance?

There is no minimum age limit for travel insurance cover, however all persons to be covered must be listed on your policy.

Before travelling with a newborn baby, it’s advisable ask your doctor and carrier whether it’s safe for the baby to travel.

I’m pregnant – can I get cover?

Budget Direct travel insurance does not cover any claims directly or indirectly related to pregnancy, childbirth, care of a newborn child or complications arising from any of these.

(If you are pregnant or have another pre-existing condition that is not covered by us, we will still cover you for claims not related to your pregnancy or other pre-existing condition.)

§ Our Domestic policy does not cover medical and hospital expenses, as these are claimable in Australia from Medicare and/or your private health fund.

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