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Whether your family’s planning a road trip around Australia, a cheap holiday to Bali, or a trip-of-a-lifetime to North America or Europe, we’ve got you covered.
With Budget Direct, your partner and dependent children can all be insured under one policy, saving you time and money.
All our international travel insurance policies cover what’s most important – your family’s health and safety – with unlimited cover for overseas emergency medical and hospital expenses.
And if you’re travelling within Australia, we’ve got a policy that insures your family against things like the cancellation of your trip, lost luggage and personal effects, and rental vehicle insurance excess.
Depending on your level of cover, your benefits can include:
| Cancellation of your trip: If you have to cancel your family holiday due to unforeseen circumstances – such as an illness, accident or job loss – we’ll cover the cost of prepaid travel, accommodation, meals, tours, activities, and visas. | Yes |
| Overseas medical and hospital expenses: If you or another family member fall ill or are injured during your overseas holiday, we’ll give you unlimited cover for your emergency medical and hospital expenses. This includes the cost of your return to Australia earlier than planned, if medically necessary. | Yes |
| Luggage and personal effects: If your luggage or personal effects (e.g. jewellery, camera, mobile phone) get lost, stolen or damaged during your family vacation, we’ll pay you up to $7,500†. | Yes |
| Rental vehicle insurance excess: If you hire a car on your holiday and it’s damaged or stolen, we’ll pay you up to $6,000 to cover the hire-car insurance excess. | Yes |
| Free cover for children: Provided they travel with you or are under constant adult supervision during the trip, all your financially dependent children under the age of 18 are covered for free. | Yes |
| Cover for lots of family activities: Cover for more than 85 sports and activities, including bungee jumping (maximum of three jumps), hot-air ballooning, quad biking, scuba diving – even ostrich riding. | Yes |
†Sub-limits apply – please see Part 3 of the PDS for more details.
We have five levels of travel insurance cover for you to choose from, according to your needs and budget.
The information on this page is a summary only. For more details about Budget Direct travel insurance, including the terms, conditions, limits and exclusions that apply, please read the product disclosure statement.
Whether you’re after cheap travel insurance or a policy with all the bells and whistles, we’ve got a wide range of cover for you to choose from.
Get a travel insurance quote online in 30 seconds or call us on 1800 444 424.
If your trip didn’t go entirely to plan and you wish to make a claim, we’re here to help.
Your financially dependent children or grandchildren (including step, fostered or adopted children or grandchildren) who are under 18 years of age and who are named on your travel insurance policy.
Ten adults and 20 children.
The benefit limits are the maximum amounts we’ll pay per family member per trip in the event of a claim. For example, if your family had Essential cover and three family members lost their luggage, each would be entitled to make a separate claim, up to the limit of $5,000 per claim. (The excess of $200 would apply to each of the three claims.)
Infants can be covered from the time they’re born. (Advice on when it’s safe for babies to travel varies. Australia’s national carrier, Qantas, advises that healthy newborn babies may travel seven days after delivery without medical clearance from the airline.)
You can get cover for complications of pregnancy and childbirth (as opposed to common symptoms such as morning sickness and back pain). You can claim for:
This insurance is arranged by Auto & General Services Pty Ltd (ABN 61 003 617 909, AFSL 241 411, Registered Office: 13/9 Sherwood Rd, Toowong 4066) on behalf of the insurer, Auto & General Insurance Company Limited (ABN 42 111 5 86 353, AFSL 285 571). Because we don’t know your financial needs, we can’t advise if this insurance will suit you. You should consider your needs and read the PDS before making a decision to buy insurance. Click to view or download a copy of our Product Disclosure Statement or Financial Services Guide.
