Family Travel Insurance

Whether your family’s planning a road trip around Australia, a cheap holiday to Bali, or a trip-of-a-lifetime to North America or Europe, we’ve got you covered.

With Budget Direct, your partner and dependent children can all be insured under one policy, saving you time and money.

All our international travel insurance policies cover what’s most important – your family’s health and safety – with unlimited cover for overseas emergency medical and hospital expenses.

And if you’re travelling within Australia, we’ve got a policy that insures your family against things like the cancellation of your trip, lost luggage and personal effects, and rental vehicle insurance excess.

What’s covered

Depending on your level of cover, your benefits can include:

Cancellation of your trip: If you have to cancel your family holiday due to unforeseen circumstances – such as an illness, accident or job loss – we’ll cover the cost of prepaid travel, accommodation, meals, tours, activities, and visas. Yes
Overseas medical and hospital expenses: If you or another family member fall ill or are injured during your overseas holiday, we’ll give you unlimited cover for your emergency medical and hospital expenses. This includes the cost of your return to Australia earlier than planned, if medically necessary. Yes
Luggage and personal effects: If your luggage or personal effects (e.g. jewellery, camera, mobile phone) get lost, stolen or damaged during your family vacation, we’ll pay you up to $7,500. Yes
Rental vehicle insurance excess: If you hire a car on your holiday and it’s damaged or stolen, we’ll pay you up to $6,000 to cover the hire-car insurance excess. Yes
Free cover for children: Provided they travel with you or are under constant adult supervision during the trip, all your financially dependent children under the age of 18 are covered for free. Yes
Cover for lots of family activities: Cover for more than 85 sports and activities, including bungee jumping (maximum of three jumps), hot-air ballooning, quad biking, scuba diving – even ostrich riding. Yes

Sub-limits apply – please see Part 3 of the PDS for more details.

Choose your cover

We have five levels of travel insurance cover for you to choose from, according to your needs and budget.

Compare travel insurance cover

Find out more

The information on this page is a summary only. For more details about Budget Direct travel insurance, including the terms, conditions, limits and exclusions that apply, please read the product disclosure statement.

Get a quote

Whether you’re after cheap travel insurance or a policy with all the bells and whistles, we’ve got a wide range of cover for you to choose from.

Get a travel insurance quote online in 30 seconds or call us on 1800 444 424.

Get a Quote

How to make a claim

If your trip didn’t go entirely to plan and you wish to make a claim, we’re here to help.

Make a claim on your Budget Direct travel insurance policy

Frequently asked questions

What are ‘dependent children’?

Your financially dependent children or grandchildren (including step, fostered or adopted children or grandchildren) who are under 18 years of age and who are named on your travel insurance policy.

What’s the maximum number of family members that can be covered under one Budget Direct travel insurance policy?

Ten adults and 20 children.

Do the benefit limits apply to each family member or the family as a whole?

The benefit limits are the maximum amounts we’ll pay per family member per trip in the event of a claim. For example, if your family had Essential cover and three family members lost their luggage, each would be entitled to make a separate claim, up to the limit of $5,000 per claim. (The excess of $200 would apply to each of the three claims.)

My family includes an infant – do you have a minimum age limit for travel insurance?

Infants can be covered from the time they’re born. (Advice on when it’s safe for babies to travel varies. Australia’s national carrier, Qantas, advises that healthy newborn babies may travel seven days after delivery without medical clearance from the airline.)

I’m pregnant – can I get cover?

You can get cover for complications of pregnancy and childbirth (as opposed to common symptoms such as morning sickness and back pain). You can claim for:

  • overseas medical and hospital fees (not applicable to Domestic Cover)
  • cancellation and amendment fees, if:
    • you fall pregnant after buying your travel insurance policy and you’ll be more than 32 weeks pregnant (or 26 weeks if you’re expecting more than one baby) at the start of, or during, your trip; or
    • your doctor advises that you’re unfit to travel
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