Whether it's a road trip around Australia, a cheap holiday to Bali or a trip-of-a-lifetime to North America or Europe, Budget Direct offers a wide range or travel insurance for families.

All of our international travel insurance policies cover what’s most important — your family’s health and safety — with cover for overseas emergency medical and hospital expenses.

What’s covered?

Depending on the type of travel insurance you choose, your cover can include:

Overseas medical and hospital expenses

Unlimited amount for emergency overseas medical and hospital expenses (excluding pregnancy and childbirth).

Cancellation and delays

Cancellation fees and lost deposits on pre-paid travel, accommodation, meals, etc.; and travel delay expenses. (Excluding epidemics, pandemics and infectious disease outbreaks.)

Luggage and personal effects

Cost of repairing or replacing your belongings, including your valuables, if they get lost, stolen or damaged during your holiday (sub-limits apply).

Travel documents, credit cards and travellers cheques

Replacement passport, visas, travel money cards, travellers cheques and credit cards if they’re lost, stolen or damaged.

Additional expenses

Extra accommodation, meals and travelling expenses if your trip is disrupted or you have to return home early due to an insured event (e.g. an unforseen illness or injury).

Personal liability

Payment of up to $5 million in case you or your loved ones are held legally liable for accidentally injuring someone else or damaging or losing someone else’s property during your trip.

Rental vehicle excess

Any hire-car insurance excess you become liable to pay as a result of the car being damaged or stolen during your family getaway.

Loss of income

Payment of your average gross income for up to six months, up to a total of $10,400, if you become disabled within 30 days of suffering an injury on your trip and your disablement continues after your return to Australia.

Delayed luggage allowance

Cost of buying essential items if any of your family’s baggage is delayed by an airline or transport company for more than 24 hours.

Not all benefits apply to all levels of cover.
Terms, conditions, limits, *sub-limits and exclusions apply.
For full details, please read the Product Disclosure Statement (PDS).

Choose your cover

We offer five types of travel insurance; the following two are popular among families:

(When deciding what type of cover might suit you, you’ll need to consider your family’s circumstances.)

Comprehensive Travel Insurance

Want our maximum protection? Our comprehensive cover includes our full list of benefits and entitles you to claim up to our highest benefit amounts.
Read more

Essential Travel Insurance

Looking for a dependable insurance policy at a lower price? This might be the one your family's searching for.
Read more

Compare all insurance

Compare all Budget Direct travel insurance before you buy and get the cover you want.
Compare all travel insurance policies

Upgrade your cover

For an additional premium, you can add one or more of the following optional extras to your policy:

Snow Sports Cover

Insures you against loss or injury while skiing, snowboarding, ice-skating and more. Includes cover for the cost of snow sports equipment, lift passes and ski packs.§
Read more

Additional Specified Items Cover

Increase the level of cover for your valuables by specifying them in your policy (Comprehensive and Annual Multi-Trip policies only).
Read more

Excess reduction

Halve your excess from the standard $200 to $100; or choose to have no excess.

How do I add these optional extras to my policy?

You can add one or more of these optional extras when you get a quote and buy a policy.

If you’ve already bought a policy, you can add Snow Sports and/or Additional Specified Items cover only. To do this, call us on 1800 444 424 or log into your online account and edit your policy — before you leave on your trip and within 14 days of the purchase date.

Get a quote

Whether you’re after a cheap price or a policy with lots of bells and whistles, we’ve got a wide range of travel insurance for you to choose from.

Get a quote online in 30 seconds or call us on 1800 444 424.

Find out more

The information on this page is a summary only. For all the terms, conditions, limits and exclusions, please read the Product Disclosure Statement (PDS).

How to make a claim

If your trip didn’t go entirely to plan and you need to make a claim, we’re here to help. Make a claim on your travel insurance policy.

Frequently asked questions

How many people can be covered under one travel insurance policy?

With Budget Direct, you can get cover for up to 10 travellers on the one policy.

What are ‘dependent children’?

Budget Direct defines ‘dependent children’ as children or grandchildren (including step, fostered or adopted children or grandchildren) who are:

  • under 18 years of age
  • financially dependent on you
  • named on your travel insurance policy.
Do the benefit amount limits apply to each family member (or travelling party member) or to the family (or travelling party) as a whole?

The benefit amount limits are the most we’ll pay each insured person per trip.

For example, if a family of five has Comprehensive cover and all five of them have their luggage stolen, we’ll pay them up to $7,500 each (minus their excesses of $200 each.)

Are there age limits for travel insurance?

Yes – to qualify for Budget Direct travel insurance, you must be under a certain age (see the table below):

Age Type of cover
0 - 75 years Essential, Annual Multi-Trip, Last Minute
0 - 100 years Comprehensive, Domestic
Can I get travel insurance if I'm pregnant?

Budget Direct does not cover any travel insurance claims directly or indirectly related to pregnancy, childbirth, care of a newborn child or complications arising from any of these.

We can still cover you for claims not related to your pregnancy.

§ Our Domestic policy does not cover medical and hospital expenses, as these are claimable in Australia from Medicare and/or your private health fund.