Whether it's a road trip around Australia, a cheap holiday to Bali or a trip-of-a-lifetime to North America or Europe, Budget Direct offers a wide range or travel insurance for families.
All of our international travel insurance policies cover what’s most important — your family’s health and safety — with cover for overseas emergency medical and hospital expenses.
Depending on the type of travel insurance you choose, your cover can include:
Overseas medical and hospital expenses
Unlimited amount for emergency overseas medical and hospital expenses (excluding pregnancy and childbirth).
Cancellation and delays
Cancellation fees and lost deposits on pre-paid travel, accommodation, meals, etc.; and travel delay expenses. (Excluding epidemics, pandemics and infectious disease outbreaks.)
Travel documents, credit cards and travellers cheques
Replacement passport, visas, travel money cards, travellers cheques and credit cards if they’re lost, stolen or damaged.
Choose your cover
We offer five types of travel insurance; the following two are popular among families:
(When deciding what type of cover might suit you, you’ll need to consider your family’s circumstances.)
Upgrade your cover
For an additional premium, you can add one or more of the following optional extras to your policy:
Halve your excess from the standard $200 to $100; or choose to have no excess.
How do I add these optional extras to my policy?
Get a quote
Whether you’re after a cheap price or a policy with lots of bells and whistles, we’ve got a wide range of travel insurance for you to choose from.
Get a quote online in 30 seconds or call us on 1800 444 424.
Frequently asked questions
How many people can be covered under one travel insurance policy?
With Budget Direct, you can get cover for up to 10 travellers on the one policy.
What are ‘dependent children’?
Budget Direct defines ‘dependent children’ as children or grandchildren (including step, fostered or adopted children or grandchildren) who are:
- under 18 years of age
- financially dependent on you
- named on your travel insurance policy.
Do the benefit amount limits apply to each family member (or travelling party member) or to the family (or travelling party) as a whole?
The benefit amount limits are the most we’ll pay each insured person per trip.
For example, if a family of five has Comprehensive cover and all five of them have their luggage stolen, we’ll pay them up to $7,500 each (minus their excesses of $200 each.)
Are there age limits for travel insurance?
Yes – to qualify for Budget Direct travel insurance, you must be under a certain age (see the table below):
|Age||Type of cover|
|0 - 75 years||Essential, Annual Multi-Trip, Last Minute|
|0 - 100 years||Comprehensive, Domestic|
Can I get travel insurance if I'm pregnant?
Budget Direct does not cover any travel insurance claims directly or indirectly related to pregnancy, childbirth, care of a newborn child or complications arising from any of these.
We can still cover you for claims not related to your pregnancy.
§ Our Domestic policy does not cover medical and hospital expenses, as these are claimable in Australia from Medicare and/or your private health fund.