What changes can I make to my travel insurance policy?
Depending on the type of Budget Direct travel insurance you buy, you can change the following details in your policy at the following times:
|At time of purchase||Before your trip commences – and within 14 days of the purchase date||After your trip has commenced|
|Travellers on your policy||Yes||No||No|
Can I increase the level of cover for my valuables?
If you buy a Comprehensive or Annual Multi-Trip policy you can, for an additional premium, insure an item (or pair or set of items) for more than the standard benefit limit of $750 – by adding Additional Specified Items Cover to your policy.
This optional cover allows you to specify the item/s on your policy, with an individual description and value, up to a maximum of $4,000 per item and $6,000 in total.
You can add Additional Specified Items Cover when you get a quote and buy a policy.
If you’ve already purchased a policy, you can add this cover by calling us on 1800 444 424 or logging into your online account and editing your policy – before your trip commences and within 14 days of the purchase date.
Note that, if you have an Annual Multi-Trip policy, you must specify an item/s for each individual trip that you require the additional cover. Our other policies – Essential, Last Minute, and Domestic – also provide cover for your luggage and personal effects, which is limited to $500 per item (or pair or set of items).
Can travel insurance be extended?
Yes – as long as you contact us at least two days before your single-trip policy expires, you can extend your cover – just once, and for a maximum total duration of 12 months (90 days for travellers aged 66 to 100).
An Annual Multi-Trip policy is effective for 12 months, however each trip must last 30 days or less (if you plan on taking a longer trip, you’ll need to purchase another, single-trip policy).