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Last Minute Travel Insurance

If you’re travelling on a budget but don’t want to compromise on your health and safety, we may have the travel insurance you’re searching for.

Our Last Minute policy gives you a basic level of cover at our lowest price, including unlimited cover for overseas medical and hospital expenses.

What’s covered

The following table is a summary of the policy’s benefits and sums insured:

Benefit Sum insured*
Overseas Medical and Hospital Fees
Cover for the cost of emergency medical, surgical and hospital treatment if you get sick or injured.
Unlimited
Additional Expenses
Cover for the cost of additional accommodation, meals and travelling expenses if your trip is disrupted or you are required to return home to Australia sooner than planned.
$5,000
Luggage and Personal Effects
Cover for the cost of repairing, replacing or reimbursing you for the cost of your belongings if they are lost, stolen or damaged during your trip.
$2,500†
Personal Liability
Payment if you become legally liable for accidentally injuring someone or damaging or losing someone else’s property.
$1,000,000
*Maximum amount per insured person per trip; includes GST. An excess of $200 applies to some benefits – please see Part 3 of the PDS for more details.
† The following exclusions and sub-limits apply:
  • Laptops, tablets, cameras, mobile phones: No cover
  • Per item/pair or set of items: $750
  • Valuables: No cover
  • Property (including specified items) lost or stolen from an unattended motor vehicle: $500.

Upgrade your cover

For a higher premium, you can customise your cover by adding one or both of these optional extras to your Last Minute travel insurance policy:

Snow Sports Cover

If you intend to ski, snowboard or ice skate on your trip, you may wish to add this cover. It insures you for snow sports equipment, lift passes, ski packs, piste closures and avalanches. Read more

Excess reduction or waiver

Halve your excess from the standard $200 to $100; or get it waived and pay no excess.

Find out more

The information on this page is a summary only. For more details about Budget Direct travel insurance, including the terms, conditions, limits and exclusions that apply, please read the product disclosure statement (PDS).

Get a quote

Whether you’re after cheap travel insurance or a policy with all the bells and whistles, we’ve got a wide range of cover for you to choose from.

Get a travel insurance quote online in 30 seconds or call us on 1800 444 424.

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How to make a claim

If your trip didn’t go entirely to plan and you have to make a claim, we’re here to help.

Make a claim on your Last Minute travel insurance policy

Frequently asked questions

What is the age limit for Last Minute travel insurance cover?

75 years at the date of application.

How can I pay for my Budget Direct travel insurance?

By credit card (Visa or Mastercard).

Which sports and activities do you cover?

See our list of covered sports and activities.

If I get sick or injured or lose my passport while overseas, will I be able to get help?

Yes – all our international travel insurance policyholders can access our worldwide, 24/7 medical and emergency assistance service. If you have a medical emergency, you (or someone else on your behalf) must contact us as soon as possible.

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