Travel Insurance Vietnam

Yes, for an additional premium, you can add Motorcycle/Moped Riding Cover or Motorcycle/Moped Riding+ Cover.

With two levels of cover available, Motorcycle/Moped Riding covers riding a motorcycle or moped with an engine capacity of 250cc or less while Motorcycle/Moped Riding+ insures unlimited engine capacity. Conditions apply. It’s important to note if you may be a passenger on a bike such as hired motorbike or a Go-Jek, you will also need to purchase Motorcycle/Moped Riding coverage, even if you are not the driver.

Riding a motorcycle or moped is subject to conditions and exclusions. For more details, see the table of the motorcycle/moped riding cover options in the Combined FSG/PDS.

All Budget Direct Travel Insurance includes cover for a range of sports and activities. Some adventure activities and snow sports may not be automatically included in the cover.

For other more adventurous activities, we have options for you: Adventure and Adventure+ Cover.

Adventurous spirits can obtain cover with our Adventure and Adventure+ Cover which help protect you against loss or injury while doing the adventure sports and activities that you love. Insure yourself and your travel companions against costly mishaps if you plan to take part in any adventure activities on your overseas holiday, or trip around Australia.

Please read the Combined FSG/PDS to learn more about which activities you’ll be covered for.

Yes, with Budget Direct international travel insurance, you get 24/7 access to a worldwide network of 75,000+ medical and emergency assistance providers.

These include multilingual medical and travel specialists, air ambulances and hospitals. Depending on your needs, we can:

• Direct you to suitable medical facilities
• Help coordinate your evacuation and repatriation.
• Provide assistance if your luggage, travel documents, credit cards or other valuables are lost or stolen.
• Put you in touch with the nearest Australian embassy, high commission or consulate or other authorities if you are robbed, assaulted, arrested, detained and/or need a lawyer.
• Provide pre-trip advice, including what vaccinations you need to consider and the medical care available in your destination country.

Read more about our overseas medical and emergency assistance service.

Yes, if your pre-booked, prepaid transport is temporarily delayed for at least six hours, you can claim travel delay expenses for additional accommodation expenses (excluding our Basic policy). We do not pay for other costs such as food, drinks, groceries and laundry.

Travel insurance can cover the financial costs of a wide range of unforeseen accidents or incidents on your trip.

Budget Direct Travel Insurance covers:

• Overseas medical expenses – $Unlimited cover amount (for up to 12 months from onset of the illness, condition or injury) for the cost of unforeseen emergency medical and hospital treatment overseas if you become sick, ill or injured.

• Amendment or cancellation costs (up to the policy limit or cover chosen, whichever is the higher) – the cost of prepaid travel tickets, hotels, tours or other travel-related expenses which are non-refundable in case you’re forced to call off or reschedule your trip due to an insured event (such as an unforeseen illness or injury). Does not apply to the Basic plan.

• Luggage and personal effects – the cost of repairing, replacing or reimbursing you for your belongings if they are lost, stolen or damaged. Limits and sub-limits apply. Depreciation only applies to items more than 2 years old.

• Additional expenses – additional transport and accommodation expenses if your trip is disrupted or cut short due to an insured event.

For full details, including the terms, conditions, limits, sub-limits and exclusions that apply, please read the Combined FSG/PDS.

*Where ‘$Unlimited’ is used here, it means that there is no capped dollar sum insured.