Travel Insurance Singapore

Yes, all Budget Direct Travel Insurance policies include cover for mobile phones. We can cover the cost of repairing, helping replace or reimbursing you for your mobile phone if it’s lost, stolen or damaged during your period of insurance (conditions, limits and sub-limits apply). Depreciation only applies to items more than 2 years old.

For more details, including the terms, conditions, limits, sub-limits and exclusions that apply, please read the Combined FSG/PDS.

Yes, all of Budget Direct’s international Travel Insurance plans – Comprehensive, Essential and Basic – include an $Unlimited* cover amount (for up to 12 months from onset of the illness, condition or injury) for the cost of overseas medical expenses for coverable conditions including:

• Emergency medical treatment

• Ambulance transportation

• Surgery and hospital costs

• Emergency repatriation/evacuation

*Where ‘$Unlimited’ is used here, it means that there is no capped dollar sum insured. There is no cover for any medical, dental or hospital expenses in Australia.

It’s up to you exactly when to buy travel insurance. However, it should be purchased before your trip commences.

Otherwise, if you’ve left home and are already on your trip when buying the policy, your cover is subject to a 3-day no-cover period. This means the Period of Insurance will not commence until 3 days after the travel start date/policy issue date shown on your Certificate of Insurance.

By getting Budget Direct Travel Insurance as soon as you’ve booked and paid for some or all of your trip, you can be covered for things like your non-refundable, non-recoverable prepaid travel tickets, hotels, tours or other travel-related expenses if you’re forced to cancel your trip due to an insured event such as an unforeseen illness or injury.

Note: Our Basic Travel Insurance plan does not include the Amendment or Cancellation Costs benefit.

Yes, you can still get Travel Insurance cover if you have an existing medical condition. Budget Direct Travel Insurance covers a range of existing medical conditions automatically (subject to the criteria).   

For other existing medical conditions, you can complete a health assessment at the same time you get your quote. If approved, an additional premium may apply.

Check the Combined FSG/PDS for more information about existing medical conditions and what the policy covers.

Travel insurance can cover the financial costs of a wide range of unforeseen accidents or incidents on your trip.

Budget Direct Travel Insurance covers:

●     Overseas medical expenses – $Unlimited cover amount (for up to 12 months from onset of the illness, condition or injury) for the cost of unforeseen emergency medical and hospital treatment overseas if you become sick, ill or injured.

●     Amendment or cancellation costs (up to the policy limit or cover chosen, whichever is the higher) – the cost of prepaid travel tickets, hotels, tours or other travel-related expenses which are non-refundable in case you’re forced to call off or reschedule your trip due to an insured event (such as an unforeseen illness or injury). Does not apply to the Basic plan.

●     Luggage and personal effects – the cost of repairing, replacing or reimbursing you for your belongings if they are lost, stolen or damaged. Limits and sub-limits apply. Depreciation only applies to items more than 2 years old.

●     Additional expenses – additional transport and accommodation expenses if your trip is disrupted or cut short due to an insured event.

For full details, including the terms, conditions, limits, sub-limits and exclusions that apply, please read the Combined FSG/PDS.

*Where ‘$Unlimited’ is used here, it means that there is no capped dollar sum insured.