New Zealand Travel Insurance Solved™ with Budget Direct
New Zealand has it all, from rugged and untamed national parks to world-class skiing slopes.
Holidays can go wrong, though. Which is why the Australian Government recommends travellers get insurance (it’s “as important as a passport”).
As well as getting cover, you may wish to read our health and safety tips for Aussies travelling to New Zealand (below).
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Terms, conditions, limits and exclusions apply.
For full details, please read the Product Disclosure Statement.
Health and safety concerns for New Zealand
Stay safe and healthy on your trip to New Zealand by taking note of the following:
Earthquakes and seismic activity
New Zealand is situated at the edge of two tectonic plates. This makes it vulnerable to earthquakes, tsunamis, landslides, and volcanic activity.
Be aware that seismic activity can happen without warning.
Do I need extra coverage for
snow sports?
Yes — to be covered for costly mishaps while skiing, snowboarding and/or ice-skating , you need to add optional Snow Sports Cover to your Budget Direct travel insurance policy.
What to do before you leave for New Zealand
Reduce the risk of missed flights, detention or financial loss by following these steps before you depart:
Check your flight details
Confirm your departure time (if your airline moves the time forward and you miss your flight, your losses may not be covered by travel insurance).
Locate the Australian Embassy
Know how to contact the Australian High Commission in Wellington, in case you end up in a sticky situation.
Ensure you are covered
Make sure your travel insurance is adequate and you’re aware of the policy’s limits and exclusions.
Overseas medical and emergency assistance
Budget Direct travel insurance gives you access to a worldwide, 24/7 network of 75,000+ medical and emergency assistance providers.
These include hospitals, medical centres, air ambulance providers, and air charter companies.
Find out more
The information on this page is a summary only. For all the terms, conditions, limits and exclusions, please read the Product Disclosure Statement.
How to make a claim
If your trip didn't go entirely to plan and you need to make a claim, we're here to help. Make a claim on your Budget Direct travel insurance policy.
Frequently asked questions
Which sports and activities does travel insurance cover?
Budget Direct travel insurance includes cover for more than 90 sports and activities and optional cover for more than 12 snow sports.
Does travel insurance cover rental / hire cars?
All Budget Direct’s travel insurance policies except Last Minute include cover for any rental-car insurance excess you become liable to pay.
The excess is the amount you’re required to pay towards a claim for any loss or damage to the rental car while it’s in your possession (it’s also known as a ‘damage liability fee’).
While it’s designed to limit your financial liability for the loss or damage, the excess can still be as much as several thousand dollars.
Our ‘Rental vehicle insurance excess’ benefit — ranging from up to $4,000 (Essential, Domestic) to up to $6,000 (Comprehensive, Annual Multi-Trip) — can cover most, if not all, of your liability.
(Even if you’re covered by us, you should still read your rental car agreement, so you’re aware of its terms and conditions and any exclusions.)
Does travel insurance cover skiing?
For an additional premium, you can add optional Snow Sports Cover to your Budget Direct international or domestic travel insurance policy.
Among other things, Snow Sports Cover can insure you for snow sports equipment, ski packs, lift hire, and piste closures.
Can travel insurance be extended?
Yes – as long as you contact us at least two days before your single-trip policy expires, you can extend your cover – just once, and for a maximum total duration of 12 months (90 days for travellers aged 66 to 100).
An Annual Multi-Trip policy is effective for 12 months, however each trip must last 30 days or less (if you plan on taking a longer trip, you’ll need to purchase another, single-trip policy).
Does travel insurance cover trip cancellation?
All Budget Direct travel insurance policies except Last Minute can cover the cost of cancelling (or amending) your trip due to an insured event. Read more
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