get more of Fiji with Budget Direct
Travel Insurance

Bula Bula!! The beautiful sunny islands of Fiji are matched only by the locals’ friendly hospitality and charm. With over 300 stunning islands to visit, Fiji is the perfect place to scoop up your own little slice of paradise. If you’re after pristine white beaches, lucious coral reefs and heart pounding jungle exploring, Fiji is the travel destination for you. Check out these travel tips before you jet off to make sure you know what to expect on your holiday.

Cancellations and delays

Cover for cancellation fees and lost deposits on prepaid travel, tours, accommodation and meals; and travel delay expenses.

Overseas medical and hospital expenses

Unlimited cover for your emergency medical and hospital treatment if you suffer an illness or injury.
Excludes Pregnancy Cover*

Pre-existing medical conditions

Cover for 27 pre-existing medical conditions.

Travel documents, credit cards and travellers’ cheques

Cover for your lost or stolen passport, visas, credit cards, travel money cards and travellers’ cheques.

Rental vehicle insurance excess

Cover for your hire-car excess if the vehicle is damaged or stolen.

Luggage and personal effects

Cover for your damaged, stolen or lost luggage and personal effects.

Personal liability cover

Up to $5 million of legal liability cover in case you accidentally injure someone else or damage or lose their property.

Cruise cover

All four of our international travel insurance policies cover cruises, including those within Australian waters (our Domestic policy does not cover cruises).

*Pregnancy and childbirth or related complications are not covered.

Health and safety concerns for Fiji

Worried about your holiday? Don’t be! By following these tips you’ll be ensuring you’re one step ahead on any health and safety risks that could arise on your trip.

Food poisoning

Drink bottled water and dine in established restaurants to avoid dangerous strains of bacteria in the local food and drinking water.

Dengue Fever

Use insect repellent and mosquito nets to avoid nasty bites that can lead to Dengue Fever and the Zika virus.

Legal system

Know the rules, international travellers must obey all local laws in Fiji.

Health system

Carry proof of purchase of your travel insurance on you to ensure quick and inexpensive health care.

Fiji Medical Treatment

Medical facilities standards in Fiji are considered to be lower than those in Australia. Due to a shortage of healthcare workers and resources, many regional medical centres only provide basic health care. For serious medical conditions and accidents, evacuation back to Australia is usually necessary. The Australian Government will not pay for your medical expenses overseas or contribute to evacuation costs back to Australia for treatment. Providing proof of adequate travel insurance can be necessary in order to secure medical treatment in Fiji, without which, you can be asked to pay for the medical fees up-front.

What to do before you leave for Fiji

There are some important measures you should take before you leave for your island vacation, follow these steps to ensure your holiday goes swimmingly!

Get Vaccinated


Make sure you’ve had your Hepatitis A and Typhoid shots 4-8 weeks before you leave.

Locate the Australian Embassy

Locate the Australian Embassy

Know where to get help if you find yourself in a sticky spot. The Australian High Commission is located in Suva.

Ensure you are covered

Ensure you are covered

Cover all your bases with travel insurance that has your back in emergencies.

Overseas medical and emergency assistance

With Budget Direct travel insurance, you get access to a global assistance network of medical practitioners and emergency assistance providers 24 hours a day, seven days a week.

These include multilingual medical and travel specialists, including 500 doctors in 34 countries, who can provide help if you experience a medical emergency while overseas; and, if necessary, coordinate your evacuation or repatriation.

Find out more

The information on this page is a summary only. For more details about travel insurance, including the terms, conditions, limits and exclusions that apply, please read the product disclosure statement.

How to make a claim

If your trip didn’t go entirely to plan and you need to lodge a claim, we’re here to help.

Within Australia   1800 789 924
From Overseas   +61 7 3360 7735
Mon-Fri 8am - 7pm (AEST), Emergency assistance available 24/7

Frequently asked questions

Am I covered for Motorcycling when I go travelling?

To be covered for claims on a two and three wheeled motor vehicle you must comply with the following conditions:

  • As the driver or passenger you must wear a helmet (this is irrespective of the law of the country you are in)

As the Driver:

  • You must hold a driving licence appropriate for the country you are in and
  • If using a motorcycle rated 125cc or higher, you must hold a current and valid licence required for driving the equivalent rated motorcycle in Australia.
What’s not covered?

We do not cover certain situations and circumstances, including:

  • failure to get relevant inoculations or vaccinations
  • errors or omissions in your travel bookings
  • incidents involving drugs or alcohol
  • loss of luggage and personal effects left unattended
  • countries listed as ‘Do not travel’ on the federal government’s Smartraveller website
  • certain pre-existing medical conditions
  • medical expenses incurred in Australia (which are already covered by Medicare or your private health insurer).
Which sports and activities do you cover?
If I get sick or injured or lose my passport while overseas, will I be able to get help?

Yes – all our international travel insurance policyholders can access our worldwide, 24/7 overseas medical and emergency assistance service. If you have a medical emergency, you (or someone else on your behalf) must contact us as soon as possible.

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