Fiji Travel Insurance Solved with Budget Direct
Bula Bula!! The beautiful sunny islands of Fiji are matched only by the locals’ friendly hospitality and charm. With over 300 stunning islands to visit, Fiji is the perfect place to scoop up your own little slice of paradise. If you’re after pristine white beaches, lucious coral reefs and heart pounding jungle exploring, Fiji is the travel destination for you. Check out these travel tips before you jet off to make sure you know what to expect on your holiday.
Cancellations and delays
Cover for cancellation fees and lost deposits on prepaid travel, accommodation, meals, tours and activities, and visas if your trip is cancelled due to an insured event; and travel delay expenses.
Overseas medical and hospital expenses
Unlimited amount for emergency medical, dental, surgical and hospital treatment and ambulance costs if you suffer an illness or injury on your international trip (excluding pregnancy and childbirth).
Pre-existing medical conditions
Cover for 27 pre-existing medical conditions.
Travel documents, credit cards and traveller's cheques
Cover for replacing your passport, visas, travel money cards, traveller's cheques and credit cards if they're lost, stolen or damaged.
Rental vehicle insurance excess
Cover for any hire-car excess you become liable to pay as a result of the car being damaged or stolen.
Luggage and personal effects
Cover for the cost of repairing, replacing or reimbursing you for your belongings if they're lost, stolen or damaged.
Personal liability cover
Legal liability cover in case you accidentally injure someone else or damage or lose someone else's property during your trip.
All four of our international travel insurance policies cover cruises, including those within Australian waters (our Domestic policy does not cover cruises).
Health and safety concerns for Fiji
Worried about your holiday? Don’t be! By following these tips you’ll be ensuring you’re one step ahead on any health and safety risks that could arise on your trip.
Drink bottled water and dine in established restaurants to avoid dangerous strains of bacteria in the local food and drinking water.
Use insect repellent and mosquito nets to avoid nasty bites that can lead to Dengue Fever and the Zika virus.
Know the rules, international travellers must obey all local laws in Fiji.
Carry proof of purchase of your travel insurance on you to ensure quick and inexpensive health care.
Fiji Medical Treatment
Medical facilities standards in Fiji are considered to be lower than those in Australia. Due to a shortage of healthcare workers and resources, many regional medical centres only provide basic health care. For serious medical conditions and accidents, evacuation back to Australia is usually necessary. The Australian Government will not pay for your medical expenses overseas or contribute to evacuation costs back to Australia for treatment. Providing proof of adequate travel insurance can be necessary in order to secure medical treatment in Fiji, without which, you can be asked to pay for the medical fees up-front.
What to do before you leave for Fiji
There are some important measures you should take before you leave for your island vacation, follow these steps to ensure your holiday goes swimmingly!
Overseas medical and emergency assistance
With Budget Direct travel insurance, you get access to a worldwide, 24/7 network of medical and emergency assistance providers.
These include multilingual medical and travel specialists, including about 500 doctors in 34 countries.
Frequently asked questions
Am I covered for Motorcycling when I go travelling?
To be covered for claims on a two and three wheeled motor vehicle you must comply with the following conditions:
- As the driver or passenger you must wear a helmet (this is irrespective of the law of the country you are in)
As the Driver:
- You must hold a driving licence appropriate for the country you are in and
- If using a motorcycle rated 125cc or higher, you must hold a current and valid licence required for driving the equivalent rated motorcycle in Australia.
What’s not covered?
We do not cover certain situations and circumstances, including:
- failure to get relevant inoculations or vaccinations
- errors or omissions in your travel bookings
- incidents involving drugs or alcohol
- loss of luggage and personal effects left unattended
- countries listed as ‘Do not travel’ on the federal government’s Smartraveller website
- certain pre-existing medical conditions
- medical expenses incurred in Australia (which are already covered by Medicare or your private health insurer).
Which sports and activities do you cover?
If I get sick or injured or lose my passport while overseas, will I be able to get help?
Yes – all our international travel insurance policyholders can access our worldwide, 24/7 overseas medical and emergency assistance service. If you have a medical emergency, you (or someone else on your behalf) must contact us as soon as possible.
Travel Insurance Knowledge Base
Your questions about insurance all
answered in one place.