Offering the best of both worlds, it’s not hard to see why over 1.1 million Aussies visit the island paradise of Bali each year. With so much to see and do on the island, the last thing you want to worry about is travel insurance. Have a read through of our safety guide before you leave to make sure you get the most out of your holiday with the least amount of stress.

Cancellations and delays

Cover for cancellation fees and lost deposits on prepaid travel, tours, accommodation and meals; and travel delay expenses.

Overseas medical and hospital expenses

Unlimited cover for your emergency medical and hospital treatment if you suffer an illness or injury.
Excludes Pregnancy Cover*

Pre-existing medical conditions

Cover for 27 pre-existing medical conditions.

Travel documents, credit cards and travellers’ cheques

Cover for your lost or stolen passport, visas, credit cards, travel money cards and travellers’ cheques.

Rental vehicle insurance excess

Cover for your hire-car excess if the vehicle is damaged or stolen.

Luggage and personal effects

Cover for your damaged, stolen or lost luggage and personal effects.

Personal liability cover

Up to $5 million of legal liability cover in case you accidentally injure someone else or damage or lose their property.

Cruise cover

All four of our international travel insurance policies cover cruises, including those within Australian waters (our Domestic policy does not cover cruises).

*Pregnancy and childbirth or related complications are not covered.

Health and safety concerns for Bali

Even when on holiday it’s important to always put safety first. Here are some precautions you can take to guarantee your health and happiness in Bali.

Food poisoning

Drink bottled water and dine in established restaurants to avoid dangerous strains of bacteria in the local food and drinking water.

Dengue Fever

Use insect repellent and mosquito nets to avoid nasty bites that can lead to Dengue Fever.

Know the rules, there are seriously strict penalties for breaking Indonesian laws.

Volcanic activity

Keep on top of security updates to ensure you aren’t travelling into hot territory.

Bali security risks

Smartraveller.gov.au recommends that Australians travelling to Bali should exercise a high degree of caution because of the high threat of terrorist attack. They recommend keeping abreast of security updates, registering your travel plans and getting the right level of cover of travel insurance. There are also additional considerations that you should take before travelling to Bali to ensure your only care is where you’ll be heading for dinner.

Am I covered for riding scooters
and motorbikes in Bali?

To be covered for claims on a two and three wheeled motor vehicle you must comply with the following conditions:

  • As the driver or passenger you must wear a helmet (this is irrespective of the law of the country you are in)

As the Driver:

  • You must hold a driving licence appropriate for the country you are in and
  • If using a motorcycle rated 125cc or higher, you must hold a current and valid licence required for driving the equivalent rated motorcycle in Australia.

What to do before you leave for Bali

No one wants to interrupt their sunbathing schedule with a trip to the doctor, so here are a few things to watch out for to keep your health in tip top shape.

Get Vaccinated

Get
Vaccinated

Make sure you’ve had your Diphtheria, Measles, Hepatitis A shots 4-8 weeks before you leave.

Locate the Australian Consulate

Locate the Australian Consulate

Know where to get help if you find yourself in a sticky spot. The Australian Consulate is located in Jakarta.

Ensure you are covered

Ensure you are covered

Cover all your bases with travel insurance that has your back in emergencies.

Overseas medical and emergency assistance

With Budget Direct travel insurance, you get access to a worldwide, 24/7 network of medical and emergency assistance providers.

These include multilingual medical and travel specialists, including about 500 doctors in 34 countries.

Read more about overseas medical and emergency assistance

Frequently asked questions

Am I covered in the event of volcanic activity?

You will be covered in the event of a volcanic eruption if the following condition is met; The volcanic event was not publicly known prior to purchasing the travel insurance policy. See the product disclosure statement for further cover details.

Am I covered for Motorcycling when I go travelling?

To be covered for claims on a two and three wheeled motor vehicle you must comply with the following conditions:

  • As the driver or passenger you must wear a helmet (this is irrespective of the law of the country you are in)

As the Driver:

  • You must hold a driving licence appropriate for the country you are in and
  • If using a motorcycle rated 125cc or higher, you must hold a current and valid licence required for driving the equivalent rated motorcycle in Australia.
When can I claim my rental vehicle excess?

If you are liable to pay a rental vehicle excess as a result of damage to, or theft of a rental vehicle, we will pay up to the amount shown on the table of benefits for your level of cover as shown in the Product Disclosure Statement.

Which sports and activities do you cover?
If I get sick or injured or lose my passport while overseas, will I be able to get help?

Yes – all our international travel insurance policyholders can access our worldwide, 24/7 overseas medical and emergency assistance service. If you have a medical emergency, you (or someone else on your behalf) must contact us as soon as possible.

What’s not covered?

We do not cover certain situations and circumstances, including:

  • failure to get relevant inoculations or vaccinations
  • errors or omissions in your travel bookings
  • incidents involving drugs or alcohol
  • loss of luggage and personal effects left unattended
  • countries listed as ‘Do not travel’ on the federal government’s Smartraveller website
  • certain pre-existing medical conditions
  • medical expenses incurred in Australia (which are already covered by Medicare or your private health insurer).

Get a quote and buy online to save 15%^