Combine & Save %^

Combine Home and Contents online and save %.

Get a Quote

Customers rate our claims service 4.5 out of 5 Stars 4.5 | 1,354 Reviews°°

Home and Contents – Australia

Australia’s population is rapidly approaching 25 million, and increasing at a rate of one person every 77 seconds1. Rates of private home ownership are currently hovering just below 70%, divided fairly evenly between those who own their homes outright and those who are still paying off mortgages2. Whether you live in Burpengary, Dunedoo, Wineglass Bay or Yackandandah, one thing is certain - your home is susceptible to all kinds of unpleasant surprises that can ruin your day: falling trees, burst pipes, bushfires, damaging storms, burglaries, wilful damage and all the rest. That’s why having the right Home and Contents Insurance is as important as ever.

Budget Direct Home Insurance – affordable cover that’s tailored for you

For the majority of us, our home is the most valuable asset we will ever own. That value isn’t just measured in dollars either, – it’s measured in comfort, security and the pride that comes from creating a unique and individual living space that we can truly call ours, through good times and bad. Budget Direct has been helping Australians with Home, Contents and combined Home and Contents policies since 2000, specialising in delivering a convenient range of Policy Benefits that can be tailored to fit your individual needs as a homeowner. If you’re a landlord with a rental property, we can provide insurance for you too.

Protecting your Contents

Aside from the house itself, there are also all the things inside it to consider: your appliances, whitegoods, furniture, clothing and personal belongings. These are valuable as well, and deserve the protection of quality Contents Insurance. What happens if they’re damaged or stolen? Unfortunately, household burglaries are a crime that simply cannot be ignored in Australia, with our national burglary rate higher than many other developed countries including the Netherlands, Spain, France and Japan3. And although most people have a pretty good idea of what their home is worth, many are less sure about the total value of their contents. It’s not always easy to work out replacement costs, so please use our handy Replacement Value Calculators to help you work it out.

Great online discounts, flexible cover and super-competitive pricing

Here’s some good news: if you buy your Home or Contents cover from Budget Direct online, you’ll save ##%^ on your policy. Even better, if you combine both into a single Home and Contents policy, you’ll save ##%^ if you purchase online with us. We also give you the choice of paying by credit card, direct debit or PayPal, and either monthly, fortnightly or annually – whichever suits you best. Our Smarter Insurance is great value for money because our accurate risk assessments help to keep premium costs lower. If you’re wondering how well we measure up against the competition, have a look at some Home and Contents Insurance Comparisons. We’ve also won the Mozo People’s Choice Award for our Home Insurance products in 2016 & 2017.

The Budget Direct Difference

When you’re searching for an affordable Home and Contents Insurance quote in Australia, it pays to look at everything that’s on offer. For example, we provide a 24-hour Claims Hotline so you can get your claim sorted out as quickly as possible, and a 21-day Money Back Guarantee on your Home and Contents policy should you change your mind. Terms and conditions apply; see the Product Disclosure Statement for full details.

Get a quote for affordable Home and Contents Insurance now – in just minutes!

Want to know if we can save you some money? Grab a quick and easy Online Quote and see!

°° Based on customers who have made a claim on Budget Direct Home Insurance, surveyed between February 10th 2015 and May 31st 2017. See for details.

Get a Quote



Home & Contents


Save % online

When you buy Home or Contents Insurance online^

Save % online

When you buy Home or Contents Insurance online^