Multi-award Winning Car Insurance

We're the only Insurance provider to win the coveted National CANSTAR award for Outstanding Value every year since it was first presented in 2007, that's 11 years in a row. We've also won Money magazine's Insurer of the Year in 2017.

Car Insurance – ACT

The ACT boasts over a quarter of a million registered vehicles, and an annual fleet growth rate of 2.6% averaged over the past five years1. Interestingly, when ACT-registered vehicles are driven within the ACT itself, they have the lowest road fatality rate in Australia (per head of population and distance travelled), but when driven in nearby NSW, they are 2.6 times more likely to be involved in an injury crash2.

Recent drops in the ACT's car theft rate3 are an encouraging sign, but this type of crime can fluctuate widely from month to month, and it always represents a potential danger. The use of security systems and steering locks can help decrease the risk of having your car stolen, as can the simple act of locking up your car in vulnerable public car parks.

Budget Direct – car insurance made simple

When you're shopping for car insurance in the ACT, you want the experience to be simple and straightforward – with no surprises. That's why we've made it super-easy to get a fast online quote for Comprehensive, Third Party or Third Party Fire and Theft vehicle cover. If you're not sure which policy type is best for you, check out the essential differences in our Policy Options; you'll know all the details up front about no-claim bonuses, new car replacements, repair guarantees, legal liability cover and security device discounts for your vehicle.

Smarter Benefits: they're all about value for money

What are Smarter Benefits? Well, they're things like a 24-hour Claims Hotline so you can get timely assistance when you need to lodge a claim, a guarantee on all repairs for as long as you own your car, and our famous 21-day Money Back Guarantee. Terms and conditions apply, so see the Product Disclosure Statement for full details.

Compare and Save

Comparing different car insurance quotes can be a daunting task, but we've made that process easier for you too. Check out our Car Insurance Comparisons for a quick idea of just how we measure up against the rest of the industry. As winners of Money Magazine's 'Insurer of the Year' in 2017, we think our value for money is excellent, and we invite you to compare what we offer against your current insurer – you may be pleasantly surprised!

Flexible insurance that works for you

At Budget Direct Car Insurance, our goal is to ensure you get the right kind of cover to suit your needs – at a price you can afford. You have the option of paying your car insurance monthly, fortnightly or annually, and choosing between PayPal, direct debit or credit card payments.

Get a quick online quote now!

See how much money you can save by grabbing an online Car Insurance Quote from us today. If you're not insured with Budget Direct, you may be paying too much!

Smarter Benefits

A lifetime guarantee on repairs for as long as you own the car.

A 21-day money back guarantee if you change your mind.~

The convenience and peace of mind of our
24-hour Claims Helpline.

1 Australian Bureau of Statistics:
2 Australian Road Research Board:
3 ABC News: