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Budget Direct has insured motorists in the Australian Capital Territory since 2000.
Whether you live in the Bush Capital or simply in the bush, we've got a wide range of car insurance for you to choose from.
Switch and save
Compared to their previous insurers’ premiums, customers across Australia who switched to Budget Direct Comprehensive Car Insurance told us they saved an average of $###†.
It helps explain why Canstar has awarded us their national Outstanding Value Car Insurance award for a record 15 years in a row, from 2007 to 2021.
Choose your cover
With Budget Direct, you can select one of three types of car insurance:
Third Party Property Only Insurance
Covers your liability for accidental damage your car causes to other people’s property, including their vehicles.
Third Party Property, Fire and Theft Insurance
Provides the same cover as Third Party Property Only, with extra protection against loss or damage to your vehicle due to fire and theft.
Highly rated claims
Assessments and repairs
If your damaged vehicle is driveable, we’ll ask you to take it to one of the following to be assessed and fixed:
- one of our network repairers
- a local repairer (if there isn't a network repairer near you).
If your damaged car is not driveable, call us on 1300 885 996 and we’ll arrange for it to be towed.
After assessing your vehicle’s damage and authorising the repairs, we can appoint a repairer and manage the whole repair process on your behalf.
Our repairs are guaranteed for as long as you own the car.
Alternatively, you may be able to nominate your preferred repairer.
For $89.95 a year – about $1.75 a week – you can take advantage of our 24/7, nationwide Roadside Assistance service.
Whether you run into trouble around Lake Burley Griffin or while driving along the Federal Highway, our ACT network of roadside contractors means you’re never too far from help.
Compulsory Third Party (CTP) insurance
All vehicles in Australia must have CTP cover before they can be registered and legally driven on the road; motorists pay for this cover either as part of their vehicle registration fee or separately.
In some states and territories, there is only one approved provider of CTP insurance; ACT is one of the jurisdictions in which motorists can choose a provider.
For more information, visit the ACT Government’s compulsory third party insurance web page.
Car Insurance Knowledge Base
Your questions about insurance all
answered in one place.
*Based on customers in the Australian Capital Territory who have made a claim on Budget Direct Car Insurance, and who were surveyed between 10 February 2015 and 30 September 2021. Visit www.budgetdirectreviews.com.au for more details.