Budget Direct has insured motorists in The First State since 2000.

Whether you live in Sydney or Newcastle, Lismore or Wagga Wagga, or anywhere in between, we've got a wide range of car insurance for you to choose from.

Switch and save

In comparison to their previous premiums for car insurance, our New South Wales car insurance customers told us they saved an average of $### by switching to Budget Direct Comprehensive Car Insurance.

Here’s a brand-by-brand breakdown of our customers’ self-reported savings:

†See what this figure is based on
 

NSW residents who switched from… Told us they saved an average of…
AAMI $###
Allianz $###
Coles Insurance $###
GIO $###
NRMA $###
Woolworths $###
Youi $###

Use our Comparitron™ tool to compare car insurance savings reported by our customers throughout Australia.

Award-winning car insurance

After comparing the cost and features of 53 comprehensive policies offered by 42 insurers, Canstar awarded us one of only two national awards for Outstanding Value Car Insurance in 2020 — a record 14th year in a row we've won the award.

View Canstar's award winners and ratings methodology

CANSTAR's Outstanding Value Car Insurance Australia 2007–2020

Choose your cover

With Budget Direct, you can select from three types of car insurance in New South Wales:

Comprehensive Car Insurance

Covers loss or damage to your vehicle due to an accident, theft, severe weather, malicious damage, and fire; and your liability for accidental damage your car causes to other people’s property.

Read more about Comprehensive Car Insurance

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Third Party Property Only Insurance

Covers your liability for accidental damage your car causes to other people’s property, including their vehicles.

Read more about Third Party Property Only Insurance

,

Third Party Property, Fire and Theft Insurance

Provides the same cover as Third Party Property Only, with extra protection against loss or damage to your vehicle due to fire and theft.

Read more about Third Party Property, Fire and Theft Insurance

Highly rated claims

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Assessments and repairs

If your damaged vehicle is driveable, we’ll ask you to take it to one of the following to be assessed and fixed:

  • one of our network repairers
  • a local repairer (if there isn't a network repairer near you).

Alternatively, we may ask you to take your car to one of our two assessment centres, in Sydney:

The assessments generally take about 15 minutes and we can even help find a repairer for you.

If your damaged car is not driveable, call us on 1300 885 996 and we’ll arrange for it to be towed.

After assessing your vehicle’s damage and authorising the repairs, we can appoint a repairer and manage the whole repair process on your behalf.

Our repairs are guaranteed for as long as you own the car.

Alternatively, you may be able to nominate your preferred repairer.

Roadside Assistance

For $79.95 a year – about $1.60 a week – you can take advantage of our 24/7, nationwide Roadside Assistance service. 

Whether your car conks out in Darling Harbour or Broken Hill, our New South Wales network of roadside contractors means you’re never too far from help.

† {comparitron-disclaimer}
*Based on customers in New South Wales who have made a claim on Budget Direct Car Insurance, and who were surveyed between 10 February 2015 and 31 August 2020. Visit www.budgetdirectreviews.com.au for more details.

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