Budget Direct has insured motorists in The First State since 2000.

Whether you live in Sydney or Newcastle, Lismore or Wagga Wagga, or anywhere in between, we've got a wide range of car insurance for you to choose from.

Switch and save

In comparison to their previous insurers' premiums, our New South Wales car insurance customers told us they saved an average of $### by switching to Budget Direct.

Here’s an insurer-by-insurer breakdown of our customers’ self-reported savings:

NSW residents who switched from… Told us they saved an average of…
AAMI $###
Allianz $###
Coles Insurance $###
GIO $###
NRMA $###
QBE $###
Real $###
Woolworths $###
Youi $###

Use our Comparitron™ tool to compare car insurance savings reported by our customers throughout Australia.

Award-winning NSW car insurance

After comparing our comprehensive cover with that offered by dozens of other insurers in the state#, Canstar has awarded us their (one and only) Outstanding Value Car Insurance NSW award for five years running, from 2014 to 2018.

CANSTAR's Outstanding Value Car Insurance New South Wales 2018

Choose your cover

With Budget Direct, you can select from four types of car insurance in New South Wales:

Comprehensive Car Insurance

Covers loss or damage to your vehicle due to an accident, theft, severe weather, malicious damage, and fire; and your liability for accidental damage your car causes to other people’s property.
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Third Party Property Insurance

Covers your liability for accidental damage your car causes to other people’s property, including their vehicles.
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Third Party, Fire and Theft Insurance

Provides the same cover as Third Party Property, with extra protection against loss or damage to your vehicle due to fire and theft.
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NSW Compulsory Third Party Insurance

‘Green slip’ insurance protects New South Wales residents against compensation claims made against them for injuring or killing someone in a motor-vehicle accident.
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Highly rated claims


Assessments and repairs

If your damaged vehicle is driveable, we’ll get you to take it to one of our network repairers for an assessment and repairs.

Alternatively, we may ask you to take your car to one of our two assessment centres, in Sydney:

The assessments generally take about 15 minutes and we can even help find a repairer for you.

If there isn’t a network repairer or assessment centre near you, we’ll ask you to get your car assessed by a local repairer.

For your convenience, after your car’s damage has been assessed, and if we authorise the repairs, we may appoint a repairer and manage the whole repair process on your behalf.

Alternatively, you may be able to nominate your preferred repairer.

Roadside Assistance

For $79.95 a year – about $1.60 a week – you can take advantage of our 24/7, nationwide Roadside Assistance service. 

Whether your car conks out in Darling Harbour or Broken Hill, our New South Wales network of roadside contractors means you’re never too far from help.

† {comparitron-disclaimer}
*Based on customers in New South Wales who have made a claim on Budget Direct Car Insurance, and who were surveyed between 10 February 2015 and 31 December 2018. Visit www.budgetdirectreviews.com.au for more details.
Click here to read Canstar's award report and rating methodology.

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