Budget Direct has insured motorists in The First State since 2000.

Whether you live in Sydney or Newcastle, Lismore or Wagga Wagga, or anywhere in between, we've got a wide range of car insurance for you to choose from.

Switch and save

Compared to their previous insurers' premiums, our New South Wales car insurance customers told us they saved an average of $### by switching to Budget Direct.

Here’s an insurer-by-insurer breakdown of our customers’ self-reported savings:

NSW residents who switched from… Told us they saved an average of…
AAMI $###
Allianz $###
Coles Insurance $###
GIO $###
NRMA $###
QBE $###
Youi $###

Award-winning NSW car insurance

After comparing our comprehensive cover with that offered by other insurers in the state, Canstar has awarded us their (one and only) Outstanding Value Car Insurance NSW award for five years running, from 2014 to 2018.

CANSTAR's Outstanding Value Car Insurance New South Wales 2018

Choose your cover

With Budget Direct, you can select from four types of car insurance in New South Wales:

Comprehensive Car Insurance

Covers loss or damage to your vehicle due to an accident – regardless of who’s at fault – theft, severe weather, malicious damage, and fire; and your liability for damage your car causes to other people’s property.
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Third Party Property Insurance

Covers the accidental damage your car causes to other people’s vehicles and property.
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Third Party, Fire and Theft Insurance

Provides the same cover as Third Party Property, with extra protection against loss or damage to your vehicle due to fire and theft.
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NSW Compulsory Third Party Insurance

Also known as ‘green slip’ insurance, it protects New South Wales residents against compensation claims made against them for injuring or killing someone in a motor-vehicle accident.
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Highly rated claims


Assessments and repairs

In New South Wales, you can get your vehicle’s damage assessed at our assessment centre, in Sydney:

If there isn’t a centre near you, we’ll ask you to get your car assessed by:

  • one of our selected repairers, or 
  • a local repairer (if there isn’t a selected repairer near you).

Afterwards, we’ll – for your convenience – appoint a repairer and manage the whole repair process on your behalf.

Roadside Assistance

For $79.95 a year – about $1.60 a week – you can take advantage of our 24/7, nationwide Roadside Assistance service. 

Whether your car conks out in Darling Harbour or Broken Hill, our New South Wales network of roadside contractors means you’re never too far from help.

† {comparitron-disclaimer}
*Based on customers in New South Wales who have made a claim on Budget Direct Car Insurance, and who were surveyed between 10 February 2015 and 31 May 2018. Visit www.budgetdirectreviews.com.au for more details.

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