Budget Direct has insured motorists in The First State since 2000.
Whether you live in Sydney or Newcastle, Lismore or Wagga Wagga, or anywhere in between, we've got a wide range of car insurance for you to choose from.
Switch and save
In comparison to their previous premiums for car insurance, our New South Wales car insurance customers told us they saved an average of $###† by switching to Budget Direct Comprehensive Car Insurance.
Here’s a brand-by-brand breakdown of our customers’ self-reported savings:
|NSW residents who switched from…||Told us they saved an average of…|
Award-winning car insurance
After comparing the cost and features of 53 comprehensive policies offered by 42 insurers, Canstar awarded us one of only two national awards for Outstanding Value Car Insurance in 2020 — a record 14th year in a row we've won the award.
Choose your cover
With Budget Direct, you can select from three types of car insurance in New South Wales:
Third Party Property Only Insurance
Covers your liability for accidental damage your car causes to other people’s property, including their vehicles.
Third Party Property, Fire and Theft Insurance
Provides the same cover as Third Party Property Only, with extra protection against loss or damage to your vehicle due to fire and theft.
Highly rated claims
Assessments and repairs
If your damaged vehicle is driveable, we’ll ask you to take it to one of the following to be assessed and fixed:
- one of our network repairers
- a local repairer (if there isn't a network repairer near you).
Alternatively, we may ask you to take your car to one of our two assessment centres, in Sydney:
The assessments generally take about 15 minutes and we can even help find a repairer for you.
If your damaged car is not driveable, call us on 1300 885 996 and we’ll arrange for it to be towed.
After assessing your vehicle’s damage and authorising the repairs, we can appoint a repairer and manage the whole repair process on your behalf.
Our repairs are guaranteed for as long as you own the car.
Alternatively, you may be able to nominate your preferred repairer.
Car Insurance Knowledge Base
Your questions about insurance all
answered in one place.
*Based on customers in New South Wales who have made a claim on Budget Direct Car Insurance, and who were surveyed between 10 February 2015 and 31 May 2020. Visit www.budgetdirectreviews.com.au for more details.