Budget Direct has insured motorists in The First State since 2000.
Whether you live in Sydney or Newcastle, Lismore or Wagga Wagga, or anywhere in between, we've got a wide range of car insurance for you to choose from.
Switch and save
In comparison to their previous insurers' premiums, our New South Wales car insurance customers told us they saved an average of $###† by switching to Budget Direct.
Here’s an insurer-by-insurer breakdown of our customers’ self-reported savings:
|NSW residents who switched from…||Told us they saved an average of…|
Award-winning NSW car insurance
After comparing our comprehensive cover with that offered by other insurers in the state, Canstar has awarded us their (one and only) Outstanding Value Car Insurance NSW award for 10 years running, from 2010 to 2019.
Canstar also declared us the winner of their Most Satisfied Customers – Car Insurer NSW award in 2019.
Choose your cover
With Budget Direct, you can select from four types of car insurance in New South Wales:
Third Party Property Only Insurance
Covers your liability for accidental damage your car causes to other people’s property, including their vehicles.
Third Party Property, Fire and Theft Insurance
Provides the same cover as Third Party Property Only, with extra protection against loss or damage to your vehicle due to fire and theft.
NSW Compulsory Third Party Insurance
‘Green slip’ insurance protects New South Wales residents against compensation claims made against them for injuring or killing someone in a motor-vehicle accident.
Highly rated claims
Assessments and repairs
If your damaged vehicle is driveable, we’ll get you to take it to one of our network repairers for an assessment and repairs.
Alternatively, we may ask you to take your car to one of our two assessment centres, in Sydney:
The assessments generally take about 15 minutes and we can even help find a repairer for you.
If there isn’t a network repairer or assessment centre near you, we’ll ask you to get your car assessed by a local repairer.
For your convenience, after your car’s damage has been assessed, and if we authorise the repairs, we may appoint a repairer and manage the whole repair process on your behalf.
Alternatively, you may be able to nominate your preferred repairer.
Car Insurance Knowledge Base
Your questions about insurance all
answered in one place.
*Based on customers in New South Wales who have made a claim on Budget Direct Car Insurance, and who were surveyed between 10 February 2015 and 31 May 2019. Visit www.budgetdirectreviews.com.au for more details.