Multi-award Winning Car Insurance

We're the only Insurance provider to win the coveted National CANSTAR award for Outstanding Value every year since it was first presented in 2007, that's 11 years in a row. We've also won Money magazine's Insurer of the Year in 2017.

Car Insurance – NSW

With more registered vehicles on the road than any other state (around 5.1 million in 20141), New South Wales drivers certainly experience their share of car accidents. Speeding is a factor in 40% of the state's road fatalities, with an average of 190 deaths reported each year as a result of speed-related crashes – roughly twice the rate of alcohol-related crashes2.

When it comes to car theft, NSW experiences higher levels than the national average, according to the National Motor Vehicle Theft Reduction Council - which reports increasing numbers of vehicles being stolen from outside homes after thieves break into the house to steal the keys. On the positive side, about 70% of vehicles stolen from the Sydney CBD are later recovered.3

NSW's wealth of spectacular scenery is tailor-made for road trips, with the Snowy Mountains Way, NSW Nature Trail, North Coast Route and Sydney to Blue Mountains run listed as some of the perennial favourites by Drive Australia.4 And with over $5 billion recently being injected into the state's road, rail and maritime infrastructures5, things are looking up for the state's extensive road system.

Budget Direct – the car insurance experts

Budget Direct has been looking after New South Wales drivers since 2000, offering a range of flexible policies at affordable prices. As award-winning leaders in quality automobile insurance6, we know that value is about much more than just low prices – it's about practical benefits, great service and being smarter about who we insure. That's why Budget Direct has won the independent Canstar Award for Outstanding Value Car Insurance eleven years in a row.7

Smarter Benefits make all the difference

When you're shopping for a car insurance quote in NSW, it's sensible to thoroughly investigate the full range of benefits provided. Budget Direct's Smarter Benefits include a 21-day Money Back Guarantee, a 24-hour Claims Hotline and a guarantee on all repairs for as long as you own your car. Terms and conditions apply; see the Product Disclosure Statement for full details.

Understanding Your Policy

At Budget Direct we want to ensure you know exactly what you're getting for your money. By checking our Policy Options, you'll know all the details of what's covered and what isn't, whether you need Comprehensive car insurance, Third Party or Third Party Fire and Theft cover for your car in NSW. Want to see how we compare to the rest of the industry? Just check out the Car Insurance Comparisons and see the difference for yourself. Whichever car insurance policy you choose, you have the option of paying monthly, fortnightly or annually, and can choose credit card or automatic debit payments.

If you're serious about getting a cheap car insurance quote in NSW with some great policy options, get an online car insurance quote from us today.

Get a super-fast online quote today!

We believe that getting car insurance quotes should always be quick and easy, so at Budget Direct we have simplified the process. Click here for your obligation-free quote now!

Smarter Benefits

A lifetime guarantee on repairs for as long as you own the car.

A 21-day money back guarantee if you change your mind.~

The convenience and peace of mind of our
24-hour Claims Helpline.

1 Australian Bureau of Statistics:
2 Road Safety/NSW Government:
3 National Motor Vehicle Theft Reduction Council:
4 Drive Australia:
5 Fully loaded:
6 Money Magazine: