Budget Direct has insured motorists in The Sunshine State since 2000.

Whether you live in the state’s south-east corner, tropical north or the Queensland Outback, or anywhere in between, we've got a wide range of car insurance for you to choose from.

Switch and save

In comparison to their previous insurers' premiums, our Queensland car insurance customers told us they saved an average of $180 by switching to Budget Direct.

Here’s an insurer-by-insurer breakdown of our customers’ self-reported savings:

Queenslanders who switched from… Told us they saved an average of…
AAMI $###
Allianz $###
Coles Insurance $###
NRMA $###
RACQ $###
Suncorp $###
Youi $###

Use our Comparitron™ tool to compare car insurance savings reported by our customers throughout Australia.

Award-winning Queensland car insurance

After comparing our comprehensive cover with that offered by other insurers in the state, Canstar awarded us their (one and only) Outstanding Value Car Insurance Queensland award in 2017 and 2018.

In 2019, Canstar declared us one of the state's top three comprehensive car insurers, based on price and features.

View Canstar's award winners and ratings methodology

CANSTAR's Outstanding Value Car Insurance Queensland 2017
CANSTAR's Outstanding Value Car Insurance Queensland 2018

Choose your cover

With Budget Direct, you can select one of three types of car insurance:

Comprehensive Car Insurance

Covers loss or damage to your vehicle due to an accident, theft, severe weather, malicious damage, and fire; and your liability for accidental damage your car causes to other people’s property.
Read more


Third Party Property Insurance

Covers your liability for accidental damage your car causes to other people’s property, including their vehicles.
Read more


Third Party, Fire and Theft Insurance

Provides the same cover as Third Party Property, with extra protection against loss or damage to your vehicle due to fire and theft.
Read more

Highly rated claims


Assessments and repairs

If your damaged vehicle is driveable, we’ll get you to take it to one of our network repairers for an assessment and repairs.

Alternatively, we may ask you to take your car to one of our two assessment centres, in Brisbane:

The assessments generally take about 15 minutes and we can even help find a repairer for you.

If there isn’t a network repairer or assessment centre near you, we’ll ask you to get your car assessed by a local repairer.

For your convenience, after your car’s damage has been assessed, and if we authorise the repairs, we may appoint a repairer and manage the whole repair process on your behalf.

Alternatively, you may be able to nominate your preferred repairer.

Roadside Assistance

For $79.95 a year – about $1.60 a week – you can take advantage of our 24/7, nationwide Roadside Assistance service. 

Whether you’re stranded in inner-city Brisbane or on the outskirts of Mt Isa, our Queensland network of roadside contractors means you’re never too far from help.

Compulsory Third Party (CTP) insurance

All vehicles in Australia must have CTP cover before they can be registered and legally driven on the road; motorists pay for this cover either as part of their vehicle registration fee or separately.

In some states and territories, there is only one approved provider of CTP insurance; Queensland is one of the jurisdictions in which motorists can choose a provider.

For more information, visit the Motor Accident Insurance Commission website.

† {comparitron-disclaimer}
*Based on customers in Queensland who have made a claim on Budget Direct Car Insurance, and who were surveyed between 10 February 2015 and 31 December 2018. Visit www.budgetdirectreviews.com.au for more details.
# Click here to read Canstar's award report and rating methodology.

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