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Budget Direct has insured motorists in The Sunshine State since 2000.
Whether you live in the state’s south-east corner, tropical north or the Queensland Outback, or anywhere in between, we've got a wide range of car insurance for you to choose from.
Switch and save
In comparison to their previous premiums for car insurance, our Queensland car insurance customers told us they saved an average of $179† by switching to Budget Direct.
Here’s a brand-by-brand breakdown of our customers’ self-reported savings:
|Queenslanders who switched from…||Told us they saved an average of…|
Award-winning Queensland car insurance
After comparing our comprehensive cover with that offered by other insurers in the state, Canstar awarded us their (one and only) Outstanding Value Car Insurance Queensland award in 2017 and 2018.
In 2019, Canstar declared us one of the state's top three comprehensive car insurers, based on price and features.
Choose your cover
With Budget Direct, you can select one of three types of car insurance:
Third Party Property Only Insurance
Covers your liability for accidental damage your car causes to other people’s property, including their vehicles.
Third Party Property, Fire and Theft Insurance
Provides the same cover as Third Party Property Only, with extra protection against loss or damage to your vehicle due to fire and theft.
Highly rated claims
Assessments and repairs
If your damaged vehicle is driveable, we’ll ask you to take it to one of the following to be assessed and fixed:
- one of our network repairers
- a local repairer (if there isn't a network repairer near you).
Alternatively, we may ask you to take your car to one of our two assessment centres, in Brisbane:
The assessments generally take about 15 minutes and we can even help find a repairer for you.
If your damaged car is not driveable, call us on 1300 885 996 and we’ll arrange for it to be towed.
After assessing your vehicle’s damage and authorising the repairs, we can appoint a repairer and manage the whole repair process on your behalf.
Our repairs are guaranteed for as long as you own the car.
Alternatively, you may be able to nominate your preferred repairer.
For $79.95 a year – about $1.60 a week – you can take advantage of our 24/7, nationwide Roadside Assistance service.
Whether you’re stranded in inner-city Brisbane or on the outskirts of Mt Isa, our Queensland network of roadside contractors means you’re never too far from help.
Compulsory Third Party (CTP) insurance
All vehicles in Australia must have CTP cover before they can be registered and legally driven on the road; motorists pay for this cover either as part of their vehicle registration fee or separately.
In some states and territories, there is only one approved provider of CTP insurance; Queensland is one of the jurisdictions in which motorists can choose a provider.
For more information, visit the Motor Accident Insurance Commission website.
Car Insurance Knowledge Base
Your questions about insurance all
answered in one place.
*Based on customers in Queensland who have made a claim on Budget Direct Car Insurance, and who were surveyed between 10 February 2015 and 29 February 2020. Visit www.budgetdirectreviews.com.au for more details.
# Click here to read Canstar's award report and rating methodology.