Budget Direct has insured motorists in The Sunshine State since 2000.

Whether you live in the state’s south-east corner, tropical north or the Queensland Outback, or anywhere in between, we've got a wide range of car insurance for you to choose from.

Switch and save

Compared to their previous insurers' premiums, our Queensland car insurance customers told us they saved an average of $### by switching to Budget Direct.

Here’s an insurer-by-insurer breakdown of our customers’ self-reported savings:

Queenslanders who switched from… Told us they saved an average of…
AAMI $###
Allianz $###
Coles Insurance $###
NRMA $###
RACQ $###
Suncorp $###
Youi $###

Award-winning Queensland car insurance

After comparing our comprehensive cover with that offered by other insurers in the state, Canstar awarded us their (one and only) Outstanding Value Car Insurance Queensland award in 2017 and 2018.

CANSTAR's Outstanding Value Car Insurance Queensland 2018

Choose your cover

With Budget Direct, you can select one of three types of car insurance:

Comprehensive Car Insurance

Covers loss or damage to your vehicle due to an accident – regardless of who’s at fault – theft, severe weather, malicious damage, and fire; and your liability for damage your car causes to other people’s property.
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Third Party Property Insurance

Covers the accidental damage your car causes to other people’s vehicles and property.
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Third Party, Fire and Theft Insurance

Provides the same cover as Third Party Property, with extra protection against loss or damage to your vehicle due to fire and theft.
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Highly rated claims


Assessments and repairs

In Queensland, you can get your vehicle’s damage assessed at one of our two assessment centres, in Brisbane:

If there isn’t a centre near you, we’ll ask you to get your car assessed by:

  • one of our selected repairers, or 
  • a local repairer (if there isn’t a selected repairer near you).

Afterwards, we’ll – for your convenience – appoint a repairer and manage the whole repair process on your behalf.

Roadside Assistance

For $79.95 a year – about $1.60 a week – you can take advantage of our 24/7, nationwide Roadside Assistance service. 

Whether you’re stranded in inner-city Brisbane or on the outskirts of Mt Isa, our Queensland network of roadside contractors means you’ve never too far from help.

Compulsory third party (CTP) insurance

All vehicles in Australia must have CTP cover before they can be registered and legally driven on the road; motorists pay for this cover either as part of their vehicle registration fee or separately.

In some states and territories, there is only one approved provider of CTP insurance; Queensland is one of the jurisdictions in which motorists can choose a provider.

For more information, visit the Motor Accident Insurance Commission website.

† {comparitron-disclaimer}
*Based on customers in Queensland who have made a claim on Budget Direct Car Insurance, and who were surveyed between 10 February 2015 and 31 May 2018. Visit www.budgetdirectreviews.com.au for more details.

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