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Car Insurance for Women

Life is full of anomalies: reality television doesn’t have much reality in it, dry martinis are quite wet and ‘sleeping like a baby’ isn’t what it seems – after all, who wants to wake up crying every 4 hours needing an urgent change of clothing? Jokes about women drivers are equally incongruous, since statistics consistently show that women are the safest drivers on our roads.

A study by the University of NSW Transport and Road Safety research unit found that males were 1.6 to 1.7 times more likely to be killed on the road. While it’s true that women drivers make up only about a third of the total motor vehicle travel on Aussie roads, this doesn’t fully account for the imbalance – according to the NSW Centre for Road Safety, male drivers are overrepresented in serious accidents whether the measurement is per head of population, per kilometres travelled or per car. In a typical year, less than a quarter of the fatal crashes in Australia are caused by female drivers1.

Budget Direct – a sensible choice for safe drivers

We’re able to offer highly competitive premiums because we don’t insure high-risk drivers, and that means lower prices for safe drivers like you. We aim to provide a car policy that has the benefits you need at a price you can afford, whether you’re after Comprehensive, Third Party Property or Third Party Fire and Theft cover.

We believe car insurance should be about value for money and choices. There’s no such thing as a one-size-fits-all policy, so we help tailor insurance to your needs. We offer a great range of policy options, and give you plenty of choices when it comes to payment plans too – you can pay annually, fortnightly or monthly and decide between credit card, PayPal or direct debit payments.

Compare and save

Choosing the car insurance that’s suitable for you is a breeze with just a little research – and we make that easier too with some handy Car Insurance Comparisons. Budget Direct car cover features a 24-hour claims hotline, a guarantee on all authorised repairs for as long as you own the car and a 21-day Money Back Guarantee - if you should change your mind within 21 days of purchasing our car insurance (with no claims during that time) we’ll refund your money in full. Terms and conditions apply, so make sure you have a good look at the Product Disclosure Statement for full details.

So how do we match up against our competitors? Well, we've won Canstar’s ‘Outstanding Value Car Insurance’ award for the last 10 years running (2007-2016)3, so we think we’re pretty competitive.

Great customer service and constant innovation

For us, customer service means treating people the way we would like to be treated. It means being clear and straightforward with quotes, claims and communications, and making sure you get whatever you need from us as quickly and efficiently as possible.

We are also innovators in our industry, always looking to introduce fresh ideas that will improve the customer experience. Our Hail Hero4, for example, is a ground-breaking software app that we developed to help drivers avoid approaching hailstorms by way of an SMS warning system. It was named the Most Innovative Product for 2012 at the Australian Business Awards, and best of all, it’s completely free to all our existing car insurance customers - no matter what sort of vehicle insurance they’ve taken out with us. And did you know that Budget Direct was one of the first Aussie insurers to implement Customer Service Support through Twitter, Google + and Facebook? We don’t just tag along behind the rest of the industry – we prefer to lead from the front.

Policy Options that Make Sense

Not sure which policy benefits you need? Then check out our Policy Options page to see what we offer. Our Standard Benefits aren’t the end of the story, though – we’ve also got some extremely useful Optional Benefits that you can choose to add if you wish. These include Roadside Assistance, No Claim Discount Protection, Restricted (Age) Driver Discounts, a Variable Excess to Reduce Premium option and more.

Your online car insurance quote is just minutes away!

We feel that for today’s busy women, car insurance quotes should be quick, easy and painless – so that’s how we’ve made them (well, okay, we’ve made it just as simple for men too!). So how much money can you save on your car insurance this year? Here’s how to find out: grab a Quick Online Quote from the car insurance specialists at Budget Direct now and see for yourself!


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