NSW Compulsory Third Party Insurance
Compulsory third party (CTP) insurance (known as green slip in New South Wales) covers the cost of compensation claims if you (or anyone driving your car) causes a motor-vehicle accident that injures or kills you or other road users.
These other road users include other drivers, motorcyclists, passengers, cyclists and pedestrians.
In some states and territories there is only one approved provider of CTP insurance; NSW is one of the jurisdictions in which motorists can choose their CTP insurer.
You must have a green slip to register your vehicle in NSW (some vehicles – like trailers, caravans and trail bikes – are excluded).
Your green slip can cover your legal liability for injuring or killing someone else in an accident that was your fault; instead of you paying them compensation, the underwriter, QBE, does.
At-fault driver cover
If you’re injured in an accident you cause, you may be eligible for up to six months of medical and rehabilitation expenses and income-support payments.§
If you depended – financially and/or for some service – on a relative who died in a motor accident, you can apply for compensation; and funeral expenses.§
§ Applies only to accidents that occur after 1 December 2017.
Make a claim
If you’ve been injured or killed in a motor-vehicle accident, you (or your dependent relatives or executor) can apply for compensation – regardless of who caused the accident.
Need more cover?
Compulsory third party, which is a form of personal injury insurance, does not cover:
|Damage to your vehicle||No|
|Damage to someone else’s vehicle and other property||No|
|Theft of your vehicle||No|
To be covered for one or more of these scenarios, you would need to take out either: