Since 2000, Budget Direct has provided home and contents insurance to West Australians living south of the Tropic of Capricorn.
Whether you’re an owner–occupier, landlord or renter, living in Carnarvon, Perth, or Kalgoorlie–Boulder, or anywhere in between, we’ve got you covered§.
Award-winning home insurance
After comparing the cost and features of over 130 policies offered by more than 50 insurers, Canstar selected us the National award winner for Outstanding Value Home and Contents Insurance in 2018.
We've also won Money magazine's Best of the Best title for Home and Contents Insurance three years running (2017-19); and a Mozo 2018 Experts Choice Award Exceptional Value Home & Contents Insurance.
To cap it off, the Australian public voted us the Gold Winner in the Home & Contents Insurance category of the 2019 Reader's Digest Quality Service Awards survey.
Choose your cover
You can get home or contents cover separately, or combine them.
Home and Contents Insurance
Protect your most valuable asset and your belongings by combining home and contents insurance.
Read more
Home Insurance
Covers loss or damage to your home due to events like storms, fire and theft, including the costs of repairs or rebuilding and temporary accommodation.
Read more
Contents Insurance
Covers loss or damage to your home contents due to events like storms, fire and theft, including new-for-old replacement of items that can’t be repaired.
Read more
Highly rated claims
Why does Budget Direct only cover homes south of the Tropic of Capricorn in WA?
Northern Australia is exposed to more intense weather-related perils, most notably cyclones, than southern Australia is.
To manage claims costs and keep premiums low for our customers, our policy is to only insure homes south of the tropics.
Use our Comparitron™ tool to compare home insurance savings reported by our customers throughout Australia.
Home Insurance Knowledge Base
Your questions about insurance all
answered in one place.
Useful links
† {comparitron-disclaimer}
§ Subject to you meeting our underwriting criteria.
*Based on customers in Western Australia who have made a claim on Budget Direct Home Insurance, and who were surveyed between 10 February 2015 and 31 December 2018. Visit www.budgetdirectreviews.com.au for more details.
