Since 2000, Budget Direct has provided home and contents insurance to West Australians living south of the Tropic of Capricorn.
Whether you’re an owner–occupier, landlord or renter, living in Carnarvon, Perth, or Kalgoorlie–Boulder, or anywhere in between, we’ve got you covered§.
Award-winning home insurance
After comparing the cost and features of over 130 policies offered by more than 50 insurers, Canstar selected us the National award winner for Outstanding Value Home and Contents Insurance in 2018.
We've also won Money magazine's Best of the Best title for Home and Contents Insurance three years running (2017-19); and a Mozo 2018 Experts Choice Award Exceptional Value Home & Contents Insurance.
To cap it off, the Australian public voted us the Gold Winner in the Home & Contents Insurance category of the 2019 Reader's Digest Quality Service Awards survey.
Choose your cover
You can get home or contents cover separately, or combine them.
Highly rated claims
Why does Budget Direct only cover homes south of the Tropic of Capricorn in WA?
Northern Australia is exposed to more intense weather-related perils, most notably cyclones, than southern Australia is.
To manage claims costs and keep premiums low for our customers, our policy is to only insure homes south of the tropics.
Home Insurance Knowledge Base
Your questions about insurance all
answered in one place.
§ Subject to you meeting our underwriting criteria.
*Based on customers in Western Australia who have made a claim on Budget Direct Home Insurance, and who were surveyed between 10 February 2015 and 31 December 2018. Visit www.budgetdirectreviews.com.au for more details.