Since 2000, Budget Direct has provided home and contents insurance to West Australians living south of the Tropic of Capricorn.

Whether you’re an owner–occupier, landlord or renter, living in Carnarvon, Perth, or Kalgoorlie–Boulder, or anywhere in between, we’ve got you covered§.

Award-winning home insurance

After comparing the cost and features of over 130 policies offered by more than 50 insurers, Canstar selected us the National award winner for Outstanding Value Home and Contents Insurance in 2018.

We've also won Money magazine's Best of the Best title for Home and Contents Insurance three years running (2017-19); and a Mozo 2018 Experts Choice Award Exceptional Value Home & Contents Insurance.

To cap it off, the Australian public voted us the Gold Winner in the Home & Contents Insurance category of the 2019 Reader's Digest Quality Service Awards survey.

CANSTAR's Outstanding Value Home & Contents Insurance Australia 2018
Money Magazine's Cheapest Home & Contents Insurance 2019
Money Magazine's Insurer of the Year 2019
MOZO's Experts Choice 2018 - Exceptional Value Home and Contents Insurance
Reader's Digest - Quality Service Award 2019 - Winner

Choose your cover

You can get home or contents cover separately, or combine them.

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Home and Contents Insurance

Protect your most valuable asset and your belongings by combining home and contents insurance.
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Home Insurance

Covers loss or damage to your home due to events like storms, fire and theft, including the costs of repairs or rebuilding and temporary accommodation.
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Contents Insurance

Covers loss or damage to your home contents due to events like storms, fire and theft, including new-for-old replacement of items that can’t be repaired.
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Highly rated claims

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Why does Budget Direct only cover homes south of the Tropic of Capricorn in WA?

Northern Australia is exposed to more intense weather-related perils, most notably cyclones, than southern Australia is.

To manage claims costs and keep premiums low for our customers, our policy is to only insure homes south of the tropics.

Use our Comparitron™ tool to compare home insurance savings reported by our customers throughout Australia.

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§ Subject to you meeting our underwriting criteria.
*Based on customers in Western Australia who have made a claim on Budget Direct Home Insurance, and who were surveyed between 10 February 2015 and 31 December 2018. Visit www.budgetdirectreviews.com.au for more details.

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