Home and Contents – Victoria

Victoria is Australia’s most densely populated state, with around 75% of its 5.8 million residents living in Melbourne. A quarter of all Australians live in The Garden State, which averages 25 people per square kilometre. Over a third of Australia’s manufacturing workers also live in Victoria, which boasts the world’s one and only Vegemite factory near Port Melbourne1.

Homeowners in Victoria are all too aware of the state's history of devastating bushfires. A spate of fires during 2012/2013 destroyed 46 homes and the heartbreaking Black Saturday bushfires in 2009 were the worst in the nation's history – burning over 2000 properties and 61 businesses2. The state also has its share of severe storms, which cause significant damage to homes and cost Victorians $28 million each year in repairs and clean-up costs3. Just as in every other part of Australia, it's essential for Victorians to protect their valuable homes from these sorts of risks with reliable Home and Contents Insurance. That's where Budget Direct can help.

Is your home insured with Budget Direct?

At Budget Direct, we've been providing Home Insurance for Victorian residents since 2000, using highly accurate risk assessments to keep premium prices low and tailoring Home and Contents policies to the individual needs of our customers. Whether you require cover for Home, Contents or both combined into a single policy, our Policy Benefits give you the peace of mind that comes from knowing your valuable assets are protected. Our Smarter Insurance is service-focused, easy to understand and competitively priced. Check out these Home and Contents Insurance Comparisons to see how we rate in the industry.

Looking after what’s inside your house as well

Your home's appliances, furniture, whitegoods, clothing and treasured personal belongings represent a huge investment – one you can’t afford to lose through theft or damage. If you've never worked out what it might cost to replace your contents (and your home itself), we've provided some handy Replacement Value Calculators to help you. And here's some great news: if you buy Home or Contents cover from us online, you’ll save % on your policy; by combining the two into a single Home and Contents policy you’ll save % when purchasing online.

It's the little things

We offer you the flexibility of paying fortnightly, monthly or annually and by direct debit, credit card or PayPal. As a valued customer you'll have access to our 24-hour Claims Hotline. Want a 21-day Money Back Guarantee on your insurance? No problem. Terms and conditions apply; see the Product Disclosure Statement for full details.

Grab a quote now and see how much money you can save!

Go ahead - get a quick and easy Online Quote for Home and Contents Insurance in Victoria today, and experience the Budget Direct difference yourself. Your house will thank you!

1 World Population Review: http://worldpopulationreview.com/territories/victoria-population/
2 http://www.depi.vic.gov.au/fire-and-emergencies/managing-risk-and-learning-about-managing-fire/bushfire-history
3 Victorian Government: http://www.ses.vic.gov.au/prepare/stormsafe
4 http://finance.ninemsn.com.au/moneymag/latestmoneyarticles/8762767/best-of-the-best-issue