Budget Direct has provided home and contents insurance to Victorians since 2000.
Whether you’re an owner–occupier, landlord or renter, living in Melbourne, Mildura or Sale, or anywhere between, we’ve got you covered§.
Switch and save
Compared to their previous insurers' premiums, our Victorian customers told us they saved an average of $###† by switching to Budget Direct Combined Home and Contents Insurance.
Here are their self-reported savings:
| Victorians who bought… | Told us they saved an average of… |
|---|---|
| Home Insurance | $### |
| Combined Home and Contents Insurance | $### |
Use our Comparitron™ tool to compare home insurance savings reported by our customers throughout Australia.
Award-winning Victorian home insurance
After comparing the cost and features of 127 policies offered by 52 insurers, Canstar presented us with the National award for Outstanding Value Home & Contents Insurance for the fifth year in a row in 2021.
We’ve also won Money magazine’s Insurer of the Year title five years running (2017–2021); and a Mozo Experts Choice award for Exceptional Value Home & Contents Insurance (2017–2021).
Choose your cover
You can get home or contents cover separately, or combine them.
Home and Contents Insurance
Protect your most valuable asset and belongings by combining home and contents insurance.
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Home Insurance
Covers loss or damage to your home due to events like storms, fire and escape of liquid. Includes the costs of repairs or rebuilding and temporary accommodation.
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Contents Insurance
Covers loss or damage to your contents due to events like storms, fire and theft. Includes new-for-old replacement of items that can’t be repaired.
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Highly rated claims
Useful links
§ Subject to you meeting our underwriting criteria.
*Based on customers in Victoria who have made a claim on Budget Direct Home Insurance, and who were surveyed between 10 February 2015 and 31 December 2021. Visit www.budgetdirectreviews.com.au for more details.
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