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Budget Direct has provided home and contents insurance to Victorians since 2000.

Whether you’re an owner–occupier, landlord or renter, living in Melbourne, Mildura or Sale, or anywhere in between, we’ve got you covered§.

Switch and save

In comparison to their previous insurers' premiums, our Victorian Home and Contents Insurance customers told us they saved an average of $### by switching to Budget Direct.

†See what this figure is based on

Use our Comparitron™ tool to compare home insurance savings reported by our customers throughout Australia.

Award-winning Victorian home insurance

After comparing the cost and features of 135 policies offered by 52 insurers, Canstar presented us with one of only three national awards for Outstanding Value Home & Contents Insurance in 2019.

Canstar also declared us the winner of their Most Satisfied Customers — Home Insurer NSW award in 2019.

We've also won Money magazine's Best of the Best title for Home & Contents Insurance four years running (2017–20); and a Mozo Experts Choice 2019 award for Exceptional Value Home & Contents Insurance.

To cap it off, the Australian public voted us the Gold Winner in the Home & Contents Insurance category of the 2019 Reader's Digest Quality Service Awards survey.

CANSTAR's Outstanding Value Home & Contents Insurance Australia 2019
Money Magazine's Cheapest Home & Contents Insurance 2020
Money Magazine's Insurer of the Year 2019
MOZO's Expert's Choice 2019 - Exceptional Value Home and Contents Insurance
Reader's Digest - Quality Service Award 2019 - Winner

Choose your cover

You can get home or contents cover separately, or combine them.


Home and Contents Insurance

Protect your most valuable asset and your belongings by combining home and contents insurance.
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Home Insurance

Covers loss or damage to your home due to events like storms, fire and theft, including the costs of repairs or rebuilding and temporary accommodation.
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Contents Insurance

Covers loss or damage to your home contents due to events like storms, fire and theft, including new-for-old replacement of items that can’t be repaired.
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Highly rated claims


§ Subject to you meeting our underwriting criteria.
*Based on customers in Victoria who have made a claim on Budget Direct Home Insurance, and who were surveyed between 10 February 2015 and 29 February 2020. Visit for more details.
† {comparitron-disclaimer}

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