Budget Direct has provided home and contents insurance to residents of The First State since 2000.

Whether you’re an owner-occupier, landlord or renter, living in Sydney, Tweed Heads or Broken Hill, or anywhere in between, we’ve got you covered§.

Switch and save

Compared to their previous insurers' premium, our New South Wales home and contents insurance customers told us they saved an average of $### by switching to Budget Direct.

Here are their self-reported savings:

NSW who bought… Told us they saved an average of…
Home and contents insurance $###
Home building insurance $###
Contents insurance $###

Award-winning NSW home insurance

After comparing the cost and features of policies offered in the state, CANSTAR gave us their (one and only) award for Outstanding Value Home and Contents Insurance in New South Wales in 2017.

In addition, they presented us with one of only three national awards for Outstanding Value Home and Contents Insurance, out of a field of more than 50 insurance providers.

We also won Money Magazine’s 2018 Best of the Best award for Cheapest Home and Contents Insurance (not to mention Money’s Insurer of the Year title).

CANSTAR's Outstanding Value Home and Contents Insurance New South Wales 2017
CANSTAR's Outstanding Value Home & Contents Insurance Australia 2018
Money Magazine's Best of the Best 2018
Money Magazine's Insurer of the Year 2018

Choose your cover

You can get home building or home contents cover separately, or combine them.


Home and Contents Insurance

Protect your most valuable asset and your belongings by combining home building and home contents insurance.
Read more


Building Insurance

Covers loss or damage to your home building due to events like storms, fire, and escape of liquid, including the costs of repairs or rebuilding and temporary accommodation.
Read more


Contents Insurance

Covers loss or damage to your home contents due to events like storms, fire, and theft, including new-for-old replacement of items that can’t be repaired.
Read more

Highly rated claims


Emergency Services Levy

Our New South Wales customers’ home insurance premiums include their contribution to the state government’s Emergency Services Levy (ESL).

The levy is collected via insurance policies – not just those issued by Budget Direct, but by other providers too.

The ESL goes towards funding fire and emergency services in NSW. 

Home Insurance Knowledge Base

Your questions about insurance all
answered in one place.

§ Subject to you meeting our underwriting criteria.
* Based on customers in New South Wales who have made a claim on Budget Direct Home Insurance, and who were surveyed between 10 February 2015 and 31 May 2018. Visit www.budgetdirectreviews.com.au for more details.
† {comparitron-disclaimer}

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