Budget Direct has provided home and contents insurance to residents of The First State since 2000.
Whether you’re an owner–occupier, landlord or renter, living in Sydney, Tweed Heads or Broken Hill, or anywhere between, we’ve got you covered§.
Switch and save
Compared to their previous insurers' premiums, our New South Wales customers told us they saved an average of $###† by switching to Budget Direct Combined Home and Contents Insurance.
Here are their self-reported savings:
NSW resisdents who bought… | Told us they saved an average of… |
---|---|
Combined Home and Contents Insurance | $### |
Contents Only Insurance | $### |
Use our Comparitron™ tool to compare home insurance savings throughout Australia.
Award-winning NSW home insurance
After comparing the cost and features of 129 policies offered by 52 insurers, Canstar presented us with one of only five national awards for Outstanding Value Home & Contents Insurance in 2020.
Canstar also declared us the 2020 winner of their one and only award for Outstanding Value Home & Contents Insurance NSW. We've also earned a Mozo Experts Choice award for Exceptional Value Home & Contents Insurance (2019 and 2020).

Choose your cover
You can get home or contents cover separately, or combine them.
Highly rated claims


Emergency Services Levy
Our New South Wales customers’ Home Insurance premiums include their contribution to the state government’s Emergency Services Levy (ESL).
The levy is collected via insurance policies – not just those issued by Budget Direct, but by other providers too.
The ESL goes towards funding fire and emergency services in NSW.
Home Insurance Knowledge Base
Your questions about insurance all
answered in one place.
Useful links
§ Subject to you meeting our underwriting criteria.
*Based on customers in New South Wales who have made a claim on Budget Direct Home Insurance, and who were surveyed between 10 February 2015 and 31 January 2021. Visit www.budgetdirectreviews.com.au for more details.
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