Budget Direct has provided home and contents insurance to residents of The First State since 2000.

Whether you’re an owner-occupier, landlord or renter, living in Sydney, Tweed Heads or Broken Hill, or anywhere in between, we’ve got you covered§.

Switch and save

Compared to their previous insurers' premium, our New South Wales home and contents insurance customers told us they saved an average of $### by switching to Budget Direct.

Here are their self-reported savings:

NSW who bought… Told us they saved an average of…
Home and contents insurance $###
Home building insurance $###
Contents insurance $###

Award-winning NSW home insurance

After comparing the cost and features of over 130 policies offered by more than 50 insurers, Canstar awarded us one of three national awards for Outstanding Value Home and Contents Insurance in 2018.

We also won Money magazine’s Best of the Best 2018 title for Cheapest Home and Contents Insurance, and a Mozo Experts Choice Exceptional Value Home & Contents Insurance award.

CANSTAR's Outstanding Value Home & Contents Insurance Australia 2018
Money Magazine's Best of the Best 2017 & 2018
MOZO's Experts Choice 2018 - Exceptional Value Home and Contents Insurance

Choose your cover

You can get home building or home contents cover separately, or combine them.


Home and Contents Insurance

Protect your most valuable asset and your belongings by combining home building and home contents insurance.
Read more


Building Insurance

Covers loss or damage to your home building due to events like storms, fire, and escape of liquid, including the costs of repairs or rebuilding and temporary accommodation.
Read more


Contents Insurance

Covers loss or damage to your home contents due to events like storms, fire, and theft, including new-for-old replacement of items that can’t be repaired.
Read more

Highly rated claims


Emergency Services Levy

Our New South Wales customers’ home insurance premiums include their contribution to the state government’s Emergency Services Levy (ESL).

The levy is collected via insurance policies – not just those issued by Budget Direct, but by other providers too.

The ESL goes towards funding fire and emergency services in NSW. 

§ Subject to you meeting our underwriting criteria.
* Based on customers in New South Wales who have made a claim on Budget Direct Home Insurance, and who were surveyed between 10 February 2015 and 31 May 2018. Visit www.budgetdirectreviews.com.au for more details.
† {comparitron-disclaimer}

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