Budget Direct has provided home and contents insurance to residents of The First State since 2000.

Whether you’re an owner–occupier, landlord or renter, living in Sydney, Tweed Heads or Broken Hill, or anywhere between, we’ve got you covered§.

Switch and save

Compared to their previous insurers' premiums, our New South Wales customers told us they saved an average of $### by switching to Budget Direct Combined Home and Contents Insurance.

Here are their self-reported savings:

†See what this figure is based on

NSW residents who bought… Told us they saved an average of…
Home Only Insurance $###
Combined Home and Contents Insurance $###
Contents Only Insurance $###

Use our Comparitron™ tool to compare home insurance savings throughout Australia.

Award-winning NSW home insurance

After comparing the cost and features of 127 policies offered by 52 insurers, Canstar presented us with the National award for Outstanding Value Home & Contents Insurance for the fifth year in a row in 2021.

We’ve also won Money magazine’s Insurer of the Year title six years running (2017–2022); and a Mozo Experts Choice award for Exceptional Value Home & Contents Insurance (2017–2021).

CANSTAR's Outstanding Value Home and Contents Insurance Australia 2017-2021
Money Magazine's Insurer of the Year 2022
Mozo Experts Choice 2021 - Exceptional Value Home and Contents Insurance

Choose your cover

You can get home or contents cover separately, or combine them.

Home and Contents Insurance

Protect your most valuable asset and belongings by combining home and contents insurance.
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Home Insurance

Covers loss or damage to your home due to events like storms, fire, and escape of liquid. Includes the costs of repairs or rebuilding and temporary accommodation.
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Contents Insurance

Covers loss or damage to your contents due to events like storms, fire, and theft. Includes new-for-old replacement of items that can’t be repaired.
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Highly rated claims


Emergency Services Levy

Our New South Wales customers’ Home Insurance premiums include their contribution to the state government’s Emergency Services Levy (ESL).

The levy is collected via insurance policies – not just those issued by Budget Direct, but by other providers too.

The ESL goes towards funding fire and emergency services in NSW. 

§ Subject to you meeting our underwriting criteria.
*Based on customers in New South Wales who have made a claim on Budget Direct Home Insurance, and who were surveyed between 10 February 2015 and 31 March 2022. Visit www.budgetdirectreviews.com.au for more details.

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