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Budget Direct has provided home and contents insurance to residents of The First State since 2000.
Whether you’re an owner–occupier, landlord or renter, living in Sydney, Tweed Heads or Broken Hill, or anywhere in between, we’ve got you covered§.
Switch and save
In comparison to their previous insurers' premiums, our New South Wales Home and Contents Insurance customers told us they saved an average of $###† by switching to Budget Direct.
Award-winning NSW home insurance
After comparing the cost and features of 135 policies offered by 52 insurers, Canstar presented us with one of only three national awards for Outstanding Value Home & Contents Insurance in 2019.
Canstar also declared us the winner of their Most Satisfied Customers — Home Insurer NSW award in 2019.
We've also won Money magazine's Best of the Best title for Home & Contents Insurance four years running (2017–20); and a Mozo Experts Choice 2019 award for Exceptional Value Home & Contents Insurance.
To cap it off, the Australian public voted us the Gold Winner in the Home & Contents Insurance category of the 2019 Reader's Digest Quality Service Awards survey.
Choose your cover
You can get home or contents cover separately, or combine them.
Highly rated claims
Emergency Services Levy
Our New South Wales customers’ Home Insurance premiums include their contribution to the state government’s Emergency Services Levy (ESL).
The levy is collected via insurance policies – not just those issued by Budget Direct, but by other providers too.
The ESL goes towards funding fire and emergency services in NSW.
Home Insurance Knowledge Base
Your questions about insurance all
answered in one place.
§ Subject to you meeting our underwriting criteria.
*Based on customers in New South Wales who have made a claim on Budget Direct Home Insurance, and who were surveyed between 10 February 2015 and 29 February 2020. Visit www.budgetdirectreviews.com.au for more details.