Since 2000, Budget Direct has provided home and contents insurance to Queenslanders living south of the Tropic of Capricorn.
Whether you’re an owner–occupier, landlord or renter, living in Rockhampton, Brisbane or Birdsville, or anywhere between, we’ve got you covered§.
Switch and save
Compared to their previous insurers' premiums, our Queensland customers told us they saved an average of $###† by switching to Budget Direct Combined Home and Contents Insurance.
Here are their self-reported savings:
|Queenslanders who bought…||Told us they saved an average of…|
|Combined Home and Contents Insurance||$###|
Award-winning Queensland home insurance
After comparing the cost and features of 129 policies offered by 52 insurers, Canstar presented us with one of only five national awards for Outstanding Value Home & Contents Insurance in 2020.
Canstar also declared us the 2020 winner of their one and only award for Outstanding Value Home & Contents Insurance QLD. We've also won Money magazine's Best of the Best title for Home & Contents Insurance four years running (2017–20).
And we earned a Mozo Experts Choice 2019 award for Exceptional Value Home & Contents Insurance.
To cap it off, the Australian public voted us the Gold Winner in the Home & Contents Insurance category of the 2019 Reader's Digest Quality Service Awards survey.
Choose your cover
You can get home or contents cover separately, or combine them.
Highly rated claims
Why does Budget Direct only cover homes south of the Tropic of Capricorn in Queensland?
Northern Australia is exposed to more intense weather-related perils, most notably cyclones, than southern Australia is.
To manage claims costs and keep premiums low for our customers, our policy is to only insure homes south of the tropics.
Home Insurance Knowledge Base
Your questions about insurance all
answered in one place.
§ Subject to you meeting our underwriting criteria.
*Based on customers in Queensland who have made a claim on Budget Direct Home Insurance, and who were surveyed between 10 February 2015 and 31 May 2020. Visit www.budgetdirectreviews.com.au for more details.