Budget Direct has provided home and contents insurance to Territorians since 2000.
Whether you’re an owner–occupier, landlord or renter, living in Canberra, Gunghalin or Mt Clear, or anywhere between, we’ve got you covered§.
Award-winning home insurance
After comparing the cost and features of 127 policies offered by 52 insurers, Canstar presented us with the National award for Outstanding Value Home & Contents Insurance for the fifth year in a row in 2021.
We’ve also won Money magazine’s Insurer of the Year title five years running (2017–2021); and a Mozo Experts Choice award for Exceptional Value Home & Contents Insurance (2017–2021).

Choose your cover
You can get home or contents cover separately, or combine them.
Highly rated claims


Use our Comparitron™ tool to compare home insurance savings reported by our customers throughout Australia.
Useful links
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§ Subject to you meeting our underwriting criteria.
*Based on customers in the Australian Capital Territory who have made a claim on Budget Direct Home Insurance, and who were surveyed between 10 February 2015 and 31 December 2021. Visit www.budgetdirectreviews.com.au for more details.