Budget Direct has provided home and contents insurance to Territorians since 2000.
Whether you’re an owner–occupier, landlord or renter, living in Canberra, Gunghalin or Mt Clear, or anywhere in between, we’ve got you covered§.
Award-winning home insurance
After comparing the cost and features of 135 policies offered by 52 insurers, Canstar presented us with one of only three national awards for Outstanding Value Home & Contents Insurance in 2019.
We've also won Money magazine's Best of the Best title for Home & Contents Insurance four years running (2017–20); and a Mozo Experts Choice 2019 award for Exceptional Value Home & Contents Insurance.
Choose your cover
You can get home or contents cover separately, or combine them.
Home and Contents Insurance
Protect your most valuable asset and your belongings by combining home and contents insurance.
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Home Insurance
Covers loss or damage to your home due to events like storms, fire and theft, including the costs of repairs or rebuilding and temporary accommodation.
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Contents Insurance
Covers loss or damage to your home contents due to events like storms, fire and theft, including new-for-old replacement of items that can’t be repaired.
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Highly rated claims
Use our Comparitron™ tool to compare home insurance savings reported by our customers throughout Australia.
Home Insurance Knowledge Base
Your questions about insurance all
answered in one place.
Useful links
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§ Subject to you meeting our underwriting criteria.
*Based on customers in the Australian Capital Territory who have made a claim on Budget Direct Home Insurance, and who were surveyed between 10 February 2015 and 31 May 2019. Visit www.budgetdirectreviews.com.au for more details.
