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Home Insurance for Seniors

Older Australians have been around long enough to know what can happen to a home: bushfires, leaky pipes, falling trees, storm damage, burglaries, vandalism and all the rest. That’s why they’re usually pretty sensible when it comes to making sure their Home & Contents are properly insured.

Whether your house operates as a ‘second weekend home for grandkids’ or is seeing a bit less use these days because you’re travelling more than ever, you’ll want to look after it. And part of that means choosing an insurer that can give you the Policy Benefits you need at a price you can afford.

Budget Direct Home & Contents – a great choice for Seniors

If you’re a pensioner or self-funded retiree looking for Home Insurance that won’t break your budget, Budget Direct makes a lot of sense. We make it easy to get a quote and just as easy to make a claim. We’re able to keep your premiums lower because we use very accurate risk assessments, and you can tailor your cover to fit your specific needs (which are probably going to be a bit different to a 20-year-old’s).

In 2016 we won the Mozo People’s Choice award for our Home Insurance products, plus we’ve won a whole bunch of other awards over the years. If you’d like to know more about how our prices stack up against the rest of the industry, please check out these handy Home & Contents Insurance Comparisons to get a better idea.

Looking for a discount?

The world is getting more expensive by the minute (especially house prices and avocados!), so if you’re on a fixed income you’ll want to save every dollar you can, anywhere you can. We can help with that if you choose to purchase your Budget Direct insurance online.

You’ll save a hefty 20% on your new Home or Contents policy and an even more impressive 35% if you combine both into a new single Home & Contents policy and buy it from us online. It’s that simple! And when your Home and/or Contents are insured with Budget Direct,you'll have the peace of mind that comes with knowing you have access to our 24-hour Claims Helpline.

Home Insurance without the stress

We think our Standard Cover for Home (or Home & Contents) is pretty amazing, but we understand that there are situations where you might feel you need ‘a bit extra’. So we also offer some incredibly useful Optional Benefits that you can choose to add on for extra protection – things like Accidental Damage Cover, Choice of Excess Options or Motor Burnout Cover.

Are you a rental property owner? If so, our Landlord Insurance comes with some pretty handy Optional Benefits too, like Theft and Malicious Damage by Tenant Cover and Tenant Default Cover. And no matter which policy options you decide upon, our Smarter Insurance gives you payment choices too: you can pay for your cover monthly, annually or fortnightly and choose between credit card, direct debit or PayPal.

Think about your Contents

Most of what you own is probably stored inside your house, and the older you are, the more possessions you are likely to have accumulated over time - unless you’re one of those rare humans who are actually good at spring cleaning! It all adds up: whitegoods, furniture, clothing and all your most prized possessions. And its total value might surprise you (our Replacement Value Calculators can do the hard work and sort out the maths if you like).

The value of contents in the average Aussie household exceeds $60,0002, and if you have a spiffy selection of jewellery, a nice artwork collection or specialist items related to a particular hobby, your contents value may be much higher than this. More and more Australian homeowners are finding Contents Insurance absolutely essential to protect their precious furnishings or belongings which can be lost in an instant through fire, theft or water damage. Can you afford to take the risk?

Let’s talk about service

At Budget Direct, we’ve been taking care of the insurance needs of Australians since 2000, and ever since then we’ve been winning awards for our low prices, attentive service and the quality of our insurance products. But we don’t measure our success by awards (okay, sometimes...) – we measure it by the number of customers who tell us how happy they are with how we responded to their claim, answered their questions, clarified our policy options or treated them respectfully in general. We measure it by how many of our clients keep coming back to us for Home & Contents cover, year after year – despite the fact that there are plenty of other insurers out there. We believe good service isn’t difficult – if you make it a priority for your business. So that’s what we do at Budget Direct.

Affordable insurance – with a Money Back Guarantee

We think there’s a lot to like about our Home & Contents insurance, and that’s why we stand behind it with a 21-day Money Back Guarantee if you change your mind and haven’t made a claim. As with every other aspect of your insurance, terms and conditions do apply, so we always recommend that you read the relevant Product Disclosure Statement before you make any insurance decisions.

Now’s the right time to get a quote!

Interested in saving money on your Home and Contents insurance? Grab a quick Online Quote from Budget Direct today!


1 https://www.budgetdirect.com.au/about-us/awards.html
2 http://www.abs.gov.au/AUSSTATS/abs@.nsf/Lookup/4102.0Main+Features10Dec+2011#Contents1

Get a Simply Smarter Quote

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