Award-winning insurance for Australians travelling overseas

Budget Direct offers four types of international travel insurance, so you can choose a policy that suits your needs and budget.

You can insure up to 10 adults and 20 dependent children on a single-trip policy, which can cover you for up to 12 months (travellers aged 65 or under) or 90 days (travellers aged between 66 and 100).

All our overseas travel policies cover what’s most important — your health and safety — with cover for an unlimited amount of overseas emergency medical and hospital expenses.

Which countries does Budget Direct travel insurance cover? Which countries does Budget Direct travel insurance cover?

What’s covered?

Depending on which level of international travel insurance you choose, your cover can include:

Overseas medical and hospital expenses

Unlimited amount for overseas emergency medical and hospital expenses if you suffer an illness or injury during your international trip (excluding pregnancy and childbirth).

Cancellation and delays

Cancellation fees and lost deposits on pre-paid travel, accommodation, meals, etc.; and travel delay expenses. (Excluding epidemics, pandemics and infectious disease outbreaks.)

Luggage and personal effects

Cost of repairing or replacing your clothes, shoes and valuables (e.g. smartphone, jewellery) if they get lost, stolen or damaged during your trip (sub-limits apply).

Personal liability

Payment of up to $5 million in case you’re held legally liable for accidentally injuring someone else or damaging or losing someone else’s property during your trip.

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Travel documents, credit cards and travellers cheques

Cost of replacing your passport, visas, travel money cards, traveller’s cheques and credit cards if they’re lost, stolen or damaged.

Delayed luggage allowance

Cost of buying essential items if any of your baggage is delayed by an airline or transport company for more than 24 hours.

Additional expenses

Extra accommodation, meals and travelling expenses — over and above what you budgeted for — if your trip is disrupted or you have to return home early due to an insured event.

24/7 emergency assistance hotline

Access to a worldwide, around-the-clock network of medical and emergency assistance providers, who can help if you lose your passport, need medical attention, or have to be evacuated. Read more

Rental vehicle excess

Any hire-car insurance excess you become liable to pay as a result of the car being damaged or stolen during your overseas trip.

And more

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Choose your cover

We have four types of international travel insurance for you to choose from:

Comprehensive Travel Insurance

Comprehensive

Our most extensive policy, covering you for our full list of benefits and entitling you to our maximum benefit amounts.
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Essential Travel Insurance

Essential

A critical level of protection at a cheaper price, providing essential benefits and entitling you to generous benefit amounts.
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Last Minute Travel Insurance

Last Minute

A basic level of cover at our cheapest price, including an unlimited amount of overseas emergency medical and hospital expenses.
Read more

Annual Multi-Trip Insurance

Annual Multi-Trip

A comprehensive level of insurance for frequent travellers, covering an unlimited number of up-to-30-days overseas trips you take within 12 months.
Read more

Compare Policy Benefits

Compare before you buy and get the travel insurance cover that’s right for you.
Comparison table

Upgrade your cover

For an additional premium, you can customise your international travel insurance policy by adding one or more of the following optional extras to your policy:

Snow Sports Cover

Insures you against loss or injury while skiing, snowboarding, ice-skating and more, including the cost of snow sports equipment, lift passes and ski packs.
Read more about Snow Sports Cover

Additional Specified Items Cover

Increase the level of cover for your valuables — including gadgets and jewellery — by specifying them in your policy (Comprehensive and Annual Multi-Trip policies only).

Excess reduction

Halve your excess from the standard $200 to $100; or choose to have no excess.

How do I add these optional extras to my policy?

You can add one or more of these optional extras when you get a quote and buy a policy.

If you’ve already purchased a policy, you can add Snow Sports and/or Additional Specified Items cover only. To do this, call us on 1800 444 424 or log into your online account and edit your policy — before you depart on your trip and within 14 days of the purchase date.

Overseas medical and emergency assistance

With Budget Direct travel insurance, you get access to a worldwide, 24/7 network of medical and emergency assistance providers.

These include multilingual medical and travel specialists, including 500 doctors in 34 countries.

Read more about overseas medical emergency assistance

Find out more

The information on this page is a summary only. For more details about Budget Direct travel insurance, including the terms, conditions, limits and exclusions that apply, please read the Product Disclosure Statement.

How to make a claim

If your trip didn’t go entirely to plan and you need to make a claim, we’re here to help. Make a claim on your travel insurance policy.

Get a quote

Whether you’re after a cheap price or a policy with lots of bells and whistles, we’ve got a wide range of travel insurance cover for you to choose from.

Get a quote online in 30 seconds or call us on 1800 444 424.

Get a Quote

Frequently asked questions

Does travel insurance cover medical and hospital expenses?
Can I get travel insurance if I have a pre-existing condition?
Does travel insurance cover cancelled flights?

See all travel insurance FAQs