Depending on which level of international travel insurance you choose, your cover can include:
Overseas medical and hospital expenses
Unlimited amount for overseas emergency medical and hospital expenses if you suffer an illness or injury during your international trip (excluding pregnancy and childbirth).
Cancellation and delays
Cancellation fees and lost deposits on pre-paid travel, accommodation, meals, etc.; and travel delay expenses. (Excluding epidemics, pandemics and infectious disease outbreaks.)
Payment of up to $5 million in case you’re held legally liable for accidentally injuring someone else or damaging or losing someone else’s property during your trip.
Choose your cover
We have four types of international travel insurance for you to choose from:
Upgrade your cover
For an additional premium, you can customise your international travel insurance policy by adding one or more of the following optional extras to your policy:
Snow Sports Cover
Additional Specified Items Cover
Increase the level of cover for your valuables — including gadgets and jewellery — by specifying them in your policy (Comprehensive and Annual Multi-Trip policies only).
Halve your excess from the standard $200 to $100; or choose to have no excess.
How do I add these optional extras to my policy?
Overseas medical and emergency assistance
With Budget Direct travel insurance, you get access to a worldwide, 24/7 network of medical and emergency assistance providers.
These include multilingual medical and travel specialists, including 500 doctors in 34 countries.
Find out more
The information on this page is a summary only. For more details about Budget Direct travel insurance, including the terms, conditions, limits and exclusions that apply, please read the Product Disclosure Statement.
Get a quote
Whether you’re after a cheap price or a policy with lots of bells and whistles, we’ve got a wide range of travel insurance cover for you to choose from.
Get a quote online in 30 seconds or call us on 1800 444 424.
Award-winning travel insurance
After comparing all the policies in their database, Australia's largest comparison site, Finder, awarded us their Best Travel Insurance — Comprehensive title in 2018 and 2019.
We also won a Mozo Experts Choice award in 2018 and 2019 for Exceptional Value Basic Travel Insurance (for our Last Minute policy).
Frequently asked questions
Does travel insurance cover medical and hospital expenses?
All four of Budget Direct’s international travel insurance policies – Comprehensive, Essential, Last Minute, and Annual Multi-Trip – include an unlimited amount for overseas medical and hospital expenses, including:
- ambulance and emergency medical, surgical and hospital costs
- cost of your return to Australia earlier than planned if this is medically necessary and we authorise it
- if you cannot return to Australia as you originally planned and if it is medically necessary and we authorise it, we will pay for reasonable travel and accommodation expenses:
- to allow you to return to Australia, and
- for someone to stay with you and travel home with you, or
- for one relative or friend to travel from Australia to stay with you and travel home with you
- cost of returning your body or ashes to Australia (up to $20,000) or cost of a funeral and burial in the country in which you die (up to $10,000).
This cover excludes any claims arising from pre-existing medical conditions (other than the 27 we cover).
Note that, if you suffer an illness or injury that requires emergency transportation, hospitalisation or repatriation and/or is likely to cost more than A$500 to treat, you (or someone else on your behalf) must call us as soon as possible.
Our Domestic policy does not include cover for medical and hospital expenses, as these expenses are already claimable in Australia from Medicare and/or your private health fund.
Can I get travel insurance if I have a pre-existing condition?
Budget Direct travel insurance covers 27 pre-existing health conditions.
If your pre-existing medical condition is not one we cover, you can still be covered for claims (including overseas medical and hospital expenses) not related to your condition.
Does travel insurance cover cancelled flights?
All Budget Direct travel insurance policies except Last Minute can cover the cost of your pre-booked flights if you’re forced to cancel your trip before it begins due an insured event (e.g. an unforeseen illness or injury).
Keep in mind we do not cover the cost of flights cancelled due to an event within the airline’s control (e.g. crew shortage, delayed inbound flight).
Instead, the airline may rebook you on the next available flight to the same destination; or give you a refund.