If you’re going on an adventure holiday, chances are you’ll be participating in one or more sports or activities. Even if you’re not, an opportunity may arise during your trip for you to ‘have a go’.

Either way, you’ll want to make sure you’re covered in case you suffer a loss or injury.

What's covered?

We cover more than 90 sports and activities. Note that:

  • We cover only amateur and recreational sports and activities.
  • The coverage of some sports and activities is subject to terms, conditions, limits and exclusions; for full details, please see part 9 of the Product Disclosure Statement.
  • Abseiling
  • Archaeological digging
  • Assault course
  • Battle re-enactment
  • Bridge walking
  • Camel or elephant riding or trekking
  • Coasteering
  • Conservation or charity work
  • Cycle touring
  • Dune or wadi bashing
  • Go-karting
  • Horse riding
  • Husky sledge driving
  • Jogging
  • Lugeing
  • Motorcycling
  • Mountain biking
  • Mud buggying
  • Ostrich riding
  • Paintballing
  • Quad biking
  • Rambling
  • Rock climbing
  • Roller blading
  • Safari
  • Sand boarding
  • Sand yachting
  • Sleigh rides
  • Skateboarding
  • Trekking or hiking
  • Zorbing
  • Breathing observation bubble diving
  • Canoeing
  • Cave or river tubing
  • Dragon boating
  • Gorge walking
  • Jet boating
  • Jet skiing
  • Kayaking
  • Rafting
  • Rowing
  • Scuba diving
  • Sea canoeing or kayaking
  • Snorkelling
  • Surfing
  • Swimming
  • Tubing
  • Wake boarding
  • Waterskiing
  • Windsurfing
  • Yachting
  • Bungee jumps
  • Canopy walking or tree-top walking
  • Gorge swinging or canyon swinging
  • Hot-air ballooning
  • Parasailing
  • Parascending
  • Passenger in private or small aircraft or helicopter
  • Zip lining
  • Athletics
  • Archery
  • Badminton
  • Baseball
  • Basketball
  • Clay-pigeon shooting
  • Cricket
  • Cycling
  • Falconry
  • Football
  • Golf
  • Hockey
  • Marathons
  • Martial arts
  • Netball
  • Orienteering
  • Refereeing
  • Rugby codes
  • Running
  • Squash
  • Target rifle shooting
  • Tennis
  • Volleyball
  • Water polo

Other activities still covered

If an activity is not listed above, it can still be covered as long as:

  • It is not in the table of excluded sports and activities — see part 9 of the Product Disclosure Statement.
  • People of all ages can take part in it. These include activities with height or general health warnings that do not need specialised equipment or a high level of fitness (e.g. bushwalking).
  • The activity is provided by a commercial operator and open to people of all ages. These include activities with height or general health warnings (e.g. Disneyland rides).

Going on a skiing holiday?

For an additional premium, you can add Snow Sports Cover to your policy. This can cover you for claims arising from:

  • Big foot skiing
  • Cat skiing
  • Cross-country skiing (along a designated route only)
  • Glacier skiing
  • Heli-skiing
  • Ice hockey
  • Ice skating
  • Lugeing (ice only)
  • Mono skiing
  • Off-piste skiing (with professional instructor/guide only)
  • Recreational ski racing 
  • Skiing 
  • Snowboarding
  • Snowmobiling
  • Tobogganing.

The coverage of some snow sports is subject to conditions and exclusions; for more details, see the table of covered snow sports in the Product Disclosure Statement.

How do I add Snow Sports Cover to my policy?

You can add Snow Sports Cover when you get a quote and buy a policy.

If you’ve already bought a policy, you can call us on 1800 444 424 or log into your online account and edit your policy. You must do this before you leave on your trip and within 14 days of the purchase date.

Find out more

The information on this page is a summary only. For all the terms, conditions, limits and exclusions, please read the Product Disclosure Statement.

How to make a claim

If your trip didn’t go entirely to plan and you need to make a claim, we’re here to help. Make a claim on your travel insurance policy.

Get a travel insurance quote online