How Budget Direct has Insurance Solved™ for you

24/7 claims

You can lodge a claim over the phone or online at any time of the day or night, 365 days a year.


Money magazine’s Insurer of the Year in 2017, 2018, 2019, 2020, 2021 and 2022. Also, Best of the Best title winner for Car Insurance in 2019, 2020, 2021 & 2022. See all our awards.

Tailor-made insurance

You can customise your cover by adding one or more optional extras to your policy (e.g. a hire car following an accident, or flood cover for your home); only pay for what you want.

Guaranteed repairs

We guarantee the authorised repairs of your car for as long as you own it and also stand behind our authorised home repairs, including the materials and workmanship.

Our products

Get award-winning comprehensive or third-party cover for your car.

Comprehensive car insurance

Third-party car insurance

Compare policy benefits

Insure your home building and/or contents against loss or damage.

Home and contents insurance

Home building insurance

Contents insurance

Relax on your international or domestic trip, knowing we’ve got your back.

Comprehensive travel insurance

Last minute travel insurance

Compare policy benefits

Cover for eligible illnesses and injuries for your dog and/or cat.

Dog insurance

Cat insurance

Frequently asked questions

Manage your account, all in one place

View and edit your personal and policy details, make a car or home claim, and buy more insurance - 24/7, at your convenience.

Award-Winning Australian Insurance

Our feature-packed cover, industry-leading prices and first-rate customer service have been recognised with numerous awards, including Canstar's Insurer of the Year 2022, Money magazine's Insurer of the Year six years in a row (2017–22) and Mozo's Insurer of the Year (2019-21).

We are also Money magazine's Best of the Best 2022 winner for Best-Value Car Insurance 4 years running (2019-22); a multi-year winner of Canstar’s national award for Outstanding Value Car Insurance (2007–22) and Outstanding Value Home & Contents Insurance (2017–21).

LMI Claims Comparison - Claims Service Rating - Private Motor 2021
Money Magazine's Insurer of the Year 2022
CANSTAR's Insurer of the Year 2022
CANSTAR's Outstanding Value Car Insurance Australia 2007–2022
CANSTAR's Outstanding Value Home and Contents Insurance Australia 2017-2021
Mozo Experts Choice 2019–2021 - 3 Time Winner - Value Insurance Provider of the Year

Protecting Australians for over 20 years

Since 2000, Budget Direct has had Insurance Solved for more than 3 million Australians.

Want your Insurance Solved™ with Budget Direct?

~This offer applies to new eligible Budget Direct Motorcycle quotes initiated through the Budget Direct website or call centre (1300 306 560) by 7 October 2020 10:00am. You will get one entry per eligible quote. You will receive an additional ten entries after you've purchased and held the Motorcycle Insurance policy continuously for 21 days and it remains valid as at the date of the draw. The promotion is not open to customers varying their Budget Direct policies. First Prize includes twelve months’ Registration (including CTP), Stamp Duty and a twelve (12) month Budget Direct Comprehensive Motorcycle Insurance Policy. To be eligible for this offer, you must meet Budget Direct’s underwriting criteria. See full T&Cs. Promoter: Auto & General Services Pty Ltd (ABN 61 003 617 909), PO Box 342, Toowong QLD 4066.
See full terms and conditions.