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What is Lifetime Health Cover Loading?

The Lifetime Health Cover Loading (LHC) is a Government initiative aimed to encourage people to take out Private hospital Cover.

How does this affect me?

If you do not have Private Hospital Cover on your base day* you will pay a 2% loading on top of your health insurance premium for every year you are aged over 30. For example, leave it 5 years and you will pay an extra 10%.

Want to know more?

To find out more visit the Department of Health or privatehealth.gov.au 

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*Base day is 1 July following your 31st birthday. #Applicable to persons aged 31 or over.