Why Budget Direct Health Insurance?

When it comes to private health insurance, Australia really is the lucky country. We don’t have to decide if we can afford it. We just have to decide where we can get the best deal and to make that decision, you really should check out Budget Direct’s Private Health Insurance.

Hospital Cover tailored to your needs and budget

Our Mid Hospital cover provides for treatment in a participating private hospital’s shared room - without charging you for things you don’t need (such as pregnancy-related services).

Public Hospital cover provides for affordable treatment as a private patient in a shared room in a public hospital.

For maximum peace of mind, Top Hospital gives you private privileges in public and participating private hospitals, covering many treatment types.

Flexible Extras Cover that lets you choose

Basic Extras: For commonly used services such as optical, the occasional alternative therapy treatment and a regular dental check-up and clean, Basic Extras 55% or Basic Extras 85% may be all you need.

Top Extras: Our best Extras cover offers plenty of services and high benefit limits. Choose between Top Extras 55% and Top Extras 85% cover.

Package your Hospital and Extras cover together

Why not package your Hospital and Extras cover together to suit your life stage? Our Starter Package and Starter Package Plus are ideal for singles and young couples, and include cover for a limited number of private hospital procedures, with one annual limit across a range of extras.

Planning to start a family? The New Family Package contributes toward private and public hospital expenses including pregnancy and birth-related services, as well as inpatient services and a popular range of extras.

Already have a family? Choose between the Family Value Package providing affordable cover for inpatient services and a range of popular ancillary services, and the Established Family Package with higher annual limits for orthodontics, general dental and physiotherapy.

For older singles, and couples without dependants the Freedom Package offers great coverage and may just be the right cover for you.

Budget Direct Private Health Insurance – more choices, more control, more peace of mind. Australia is feeling better already!

+Applies to singles with a taxable income above $90,000 (families above $180,000).