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Smarter Budget Direct Life Cover Benefits:

Apply over the phone without medical or blood tests.

A benefit of between $50,000 and $1 million (depending on age)

A 10% existing customer discount for new Budget Direct Life Cover policies.

Protect your loved ones with Budget Direct Life Cover

Budget Direct Life Cover will give your loved ones peace of mind and financial security should you pass away.

A lump sum benefit from Budget Direct Life Cover could help cover the costs of education, mortgages and car payments if something were to happen and you were no longer around to provide for your family. Even if you’re not the breadwinner, a benefit could be put towards the substantial costs of everyday life such as cooking, laundry, cleaning, and childcare, especially if you have a young family.

Additionally, for the extra protection you deserve, you can also apply for Budget Direct Total & Permanent Disability (TPD) Cover, Trauma & Trauma Plus Cover, and Children’s Cover as optional benefits to your Budget Direct Life Cover.

  • Budget Direct Total & Permanent Disability (TPD) Cover
    Provides both you and your loved ones with financial protection by paying a lump sum benefit should you become permanently disabled due to sickness or injury and can no longer work in any occupation or manage your home.*

  • Budget Direct Trauma & Trauma Plus Cover
    Provides both you and your loved ones with financial protection by paying a lump sum benefit should you suffer a specific serious illness or injury. Budget Direct Trauma Cover covers specific types of cancer, coronary artery bypass surgery, heart attack, and stroke.* For extra protection, we also offer Budget Direct Trauma Plus Cover, which provides cover for a range of other trauma events, such as intensive care and major organ transplant.*

  • Budget Direct Children’s Cover
    Provides both you and your loved ones with financial protection by paying a lump sum benefit should an insured child pass away, be diagnosed with a terminal illness, or suffer a serious illness or injury.*

*Application is subject to underwriting. Refer to the PDS for full details


So if you’re aged between 18 and 64 (next birthday) and looking to protect the people you value most in life, get a quote now or talk to our staff on 1800 555 048 about Budget Direct Life Cover.

Advanced Funeral Benefit

We understand your loved ones may need money straight away to cover funeral costs and other expenses. So while we're assessing the death claim, we may be able to advance $10,000 of the Budget Direct Life Cover benefit amount to help with funeral costs and other expenses.

Terminal Illness Benefit

If you are diagnosed with a terminal illness with a life expectancy of less than 12 months, you can apply for a claim immediately.

Why should I consider Life Cover?

  • Benefit from $50,000 to $1 million (depending on age), with premiums to suit your needs and budget
  • No medical or blood tests
  • 30-day cooling-off period
  • Advanced Funeral Benefit
  • Automatic inflation protection
  • Guaranteed cover to age 100
  • 24/7 worldwide coverage
  • Available to all Australians aged between 18 and 64 (next birthday)
  • Easy application process, with specialist life insurance staff to guide you
  • No complicated forms
  • Fortnightly, monthly, and annual payment options

Get a Simply Smarter Quote

Get a Quote

Get a 10% Existing Customer Discount

A 10% existing customer discount for new Budget Direct Life Insurance policies.

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